$149,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
30 Nov 2012 (1 years, 10 months remaining)
Months
(1 years, 10 months )
%

$101,396 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$92,400
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$149,000
Monthly Installment
$4,285.65 /month for 1 years, 10 months (22 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$44,700 (30% of Car Price)
1st Installment
$4,285.65
Total Upfront Payment
$49,010.65

Loan Details

Total Loan
$104,300 Information
Total Interest
$4,884 Information
Total Sum Paid
$109,184 at the end of 1 years, 10 months (22 months)

Other Car Financial Details

COE
$92,400 Information
ARF Paid
$101,396 Information
PARF Rebate
You get back $50,698 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$53,422 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -85,539 71,938 -13,601
Mar 2021 -81,659 71,168 -10,491
Apr 2021 -77,759 70,398 -7,361
May 2021 -73,840 69,628 -4,213
Jun 2021 -69,902 68,858 -1,044
Jul 2021 -65,945 68,088 2,143
Aug 2021 -61,968 67,318 5,350
Sep 2021 -57,972 66,548 8,576
Oct 2021 -53,957 65,778 11,821
Nov 2021 -49,922 65,008 15,086
Dec 2021 -45,868 59,168 13,300
Jan 2022 -41,795 58,398 16,603
End Of Year 1 of Loan
Feb 2022 -37,702 57,628 19,926
Mar 2022 -33,590 56,858 23,268
Apr 2022 -29,459 56,088 26,629
May 2022 -25,308 55,318 30,010
Jun 2022 -21,139 54,548 33,409
Jul 2022 -16,950 53,778 36,828
Aug 2022 -12,741 53,008 40,267
Sep 2022 -8,513 52,238 43,725
Oct 2022 -4,266 51,468 47,202
Nov 2022 0 50,698 50,698
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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