Audi A8L 4.2 FSI Quattro

$149,000

Print Ad

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

30 Nov 2012 (1 years, 10 months remaining)

Loan Term

Months

(1 years, 10 months )

Interest Rate

OMV:

$101,396 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$92,400

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $149,000
Monthly Installment: $4,285.65 /month for 1 years, 10 months (22 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $44,700 (30% of Car Price)
1st Installment: $4,285.65
Total Upfront Payment: $49,010.65

Loan Details

Total Loan: $104,300
Total Interest: $4,884
Total Sum Paid: $109,184 at the end of 1 years, 10 months (22 months)

Other Car Financial Details

COE: $92,400
ARF Paid: $101,396
PARF Rebate: You get back $50,698 at the end of 10th year (PARF Rebate)
Annual Depreciation: $53,422

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	48,986	89,999	4,460	-85,539	55,768	16,170	71,938	-13,601
2.	Mar	2021	53,271	85,713	4,054	-81,659	55,768	15,400	71,168	-10,491
3.	Apr	2021	57,557	81,427	3,668	-77,759	55,768	14,630	70,398	-7,361
4.	May	2021	61,843	77,142	3,301	-73,840	55,768	13,860	69,628	-4,213
5.	Jun	2021	66,128	72,856	2,954	-69,902	55,768	13,090	68,858	-1,044
6.	Jul	2021	70,414	68,570	2,626	-65,945	55,768	12,320	68,088	2,143	Break Even
7.	Aug	2021	74,700	64,285	2,317	-61,968	55,768	11,550	67,318	5,350
8.	Sep	2021	78,985	59,999	2,027	-57,972	55,768	10,780	66,548	8,576
9.	Oct	2021	83,271	55,713	1,757	-53,957	55,768	10,010	65,778	11,821
10.	Nov	2021	87,556	51,428	1,506	-49,922	55,768	9,240	65,008	15,086
11.	Dec	2021	91,842	47,142	1,274	-45,868	50,698	8,470	59,168	13,300
12.	Jan	2022	96,128	42,856	1,062	-41,795	50,698	7,700	58,398	16,603
End Of Year 1 of Loan
13.	Feb	2022	100,413	38,571	869	-37,702	50,698	6,930	57,628	19,926
14.	Mar	2022	104,699	34,285	695	-33,590	50,698	6,160	56,858	23,268
15.	Apr	2022	108,985	30,000	541	-29,459	50,698	5,390	56,088	26,629
16.	May	2022	113,270	25,714	405	-25,308	50,698	4,620	55,318	30,010
17.	Jun	2022	117,556	21,428	290	-21,139	50,698	3,850	54,548	33,409
18.	Jul	2022	121,842	17,143	193	-16,950	50,698	3,080	53,778	36,828
19.	Aug	2022	126,127	12,857	116	-12,741	50,698	2,310	53,008	40,267
20.	Sep	2022	130,413	8,571	58	-8,513	50,698	1,540	52,238	43,725
21.	Oct	2022	134,699	4,286	19	-4,266	50,698	770	51,468	47,202
22.	Nov	2022	138,984	0	0	0	50,698	0	50,698	50,698	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-85,539	71,938	-13,601
Mar	2021	-81,659	71,168	-10,491
Apr	2021	-77,759	70,398	-7,361
May	2021	-73,840	69,628	-4,213
Jun	2021	-69,902	68,858	-1,044
Jul	2021	-65,945	68,088	2,143
Aug	2021	-61,968	67,318	5,350
Sep	2021	-57,972	66,548	8,576
Oct	2021	-53,957	65,778	11,821
Nov	2021	-49,922	65,008	15,086
Dec	2021	-45,868	59,168	13,300
Jan	2022	-41,795	58,398	16,603
End Of Year 1 of Loan
Feb	2022	-37,702	57,628	19,926
Mar	2022	-33,590	56,858	23,268
Apr	2022	-29,459	56,088	26,629
May	2022	-25,308	55,318	30,010
Jun	2022	-21,139	54,548	33,409
Jul	2022	-16,950	53,778	36,828
Aug	2022	-12,741	53,008	40,267
Sep	2022	-8,513	52,238	43,725
Oct	2022	-4,266	51,468	47,202
Nov	2022	0	50,698	50,698

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make

USED CARS FOR SALE IN SINGAPORE

Oneshift provides you with the best online shopping experience for buying used or second hand cars in Singapore. With a wide selection from all makes like Honda, Toyota, BMW, Mercedes-Benz, Mitsubishi and Nissan for used cars Singapore. You can easily shortlist the car of your choice to meet your needs and budget. We list used cars for sale from both dealers and direct sellers. Search from a list of PARF and COE cars, automatic or manual, by price range, colour, registration years and age. Used cars with low annual depreciation and off peak cars (OPC) are also a draw for the price conscious. Choose from a range of body types such as Sedan, SUV, MPV, Hatch, Coupe, Cabriolet and Wagon. If you are selling your own car, you can even post a Premium used car ad with us to reach out to a no. of potential car buyers.