$85,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Jun 2012 (1 years, 5 months remaining)
Months
(1 years, 5 months )
%

$35,783 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$86,889
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$85,800
Monthly Installment
$3,156.08 /month for 1 years, 5 months (17 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$25,740 (30% of Car Price)
1st Installment
$3,156.08
Total Upfront Payment
$28,921.08

Loan Details

Total Loan
$60,060 Information
Total Interest
$2,173 Information
Total Sum Paid
$62,233 at the end of 1 years, 5 months (17 months)

Other Car Financial Details

COE
$86,889 Information
ARF Paid
$35,783 Information
PARF Rebate
You get back $17,892 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$48,048 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -48,565 31,266 -17,300
Mar 2021 -45,637 30,542 -15,095
Apr 2021 -42,694 29,818 -12,876
May 2021 -39,736 29,094 -10,643
Jun 2021 -36,765 28,370 -8,395
Jul 2021 -33,779 25,856 -7,923
Aug 2021 -30,780 25,132 -5,647
Sep 2021 -27,765 24,408 -3,357
Oct 2021 -24,737 23,684 -1,053
Nov 2021 -21,695 22,960 1,265
Dec 2021 -18,638 22,236 3,598
Jan 2022 -15,567 21,512 5,945
End Of Year 1 of Loan
Feb 2022 -12,482 20,788 8,306
Mar 2022 -9,383 20,064 10,681
Apr 2022 -6,270 19,340 13,070
May 2022 -3,142 18,616 15,474
Jun 2022 0 17,892 17,892
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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