Toyota Previa 2.4 (A)

$85,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

27 Jun 2012 (1 years, 5 months remaining)

Loan Term

Months

(1 years, 5 months )

Interest Rate

OMV:

$35,783 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$86,889

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $85,800
Monthly Installment: $3,156.08 /month for 1 years, 5 months (17 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $25,740 (30% of Car Price)
1st Installment: $3,156.08
Total Upfront Payment: $28,921.08

Loan Details

Total Loan: $60,060
Total Interest: $2,173
Total Sum Paid: $62,233 at the end of 1 years, 5 months (17 months)

Other Car Financial Details

COE: $86,889
ARF Paid: $35,783
PARF Rebate: You get back $17,892 at the end of 10th year (PARF Rebate)
Annual Depreciation: $48,048

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	28,896	50,497	1,932	-48,565	19,681	11,585	31,266	-17,300
2.	Mar	2021	32,052	47,341	1,705	-45,637	19,681	10,861	30,542	-15,095
3.	Apr	2021	35,208	44,185	1,491	-42,694	19,681	10,137	29,818	-12,876
4.	May	2021	38,364	41,029	1,293	-39,736	19,681	9,413	29,094	-10,643
5.	Jun	2021	41,520	37,873	1,108	-36,765	19,681	8,689	28,370	-8,395
6.	Jul	2021	44,676	34,717	938	-33,779	17,892	7,965	25,856	-7,923
7.	Aug	2021	47,833	31,561	781	-30,780	17,892	7,241	25,132	-5,647
8.	Sep	2021	50,989	28,405	639	-27,765	17,892	6,517	24,408	-3,357
9.	Oct	2021	54,145	25,249	511	-24,737	17,892	5,793	23,684	-1,053
10.	Nov	2021	57,301	22,093	398	-21,695	17,892	5,069	22,960	1,265	Break Even
11.	Dec	2021	60,457	18,936	298	-18,638	17,892	4,344	22,236	3,598
12.	Jan	2022	63,613	15,780	213	-15,567	17,892	3,620	21,512	5,945
End Of Year 1 of Loan
13.	Feb	2022	66,769	12,624	142	-12,482	17,892	2,896	20,788	8,306
14.	Mar	2022	69,925	9,468	85	-9,383	17,892	2,172	20,064	10,681
15.	Apr	2022	73,081	6,312	43	-6,270	17,892	1,448	19,340	13,070
16.	May	2022	76,237	3,156	14	-3,142	17,892	724	18,616	15,474
17.	Jun	2022	79,393	0	0	0	17,892	0	17,892	17,892	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-48,565	31,266	-17,300
Mar	2021	-45,637	30,542	-15,095
Apr	2021	-42,694	29,818	-12,876
May	2021	-39,736	29,094	-10,643
Jun	2021	-36,765	28,370	-8,395
Jul	2021	-33,779	25,856	-7,923
Aug	2021	-30,780	25,132	-5,647
Sep	2021	-27,765	24,408	-3,357
Oct	2021	-24,737	23,684	-1,053
Nov	2021	-21,695	22,960	1,265
Dec	2021	-18,638	22,236	3,598
Jan	2022	-15,567	21,512	5,945
End Of Year 1 of Loan
Feb	2022	-12,482	20,788	8,306
Mar	2022	-9,383	20,064	10,681
Apr	2022	-6,270	19,340	13,070
May	2022	-3,142	18,616	15,474
Jun	2022	0	17,892	17,892

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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