$65,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
16 Jul 2015 (4 years, 3 months remaining)
Months
(4 years, 3 months )
%

$18,091 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$58,700
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$65,800
Monthly Installment
$1,017.52 /month for 4 years, 3 months (51 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,740 (30% of Car Price)
1st Installment
$1,017.52
Total Upfront Payment
$20,782.52

Loan Details

Total Loan
$46,060 Information
Total Interest
$5,833 Information
Total Sum Paid
$51,893 at the end of 4 years, 3 months (51 months)

Other Car Financial Details

COE
$58,700 Information
ARF Paid
$18,091 Information
PARF Rebate
You get back $9,046 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$13,349 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -45,267 37,122 -8,145
Jun 2021 -44,469 36,633 -7,836
Jul 2021 -43,667 36,144 -7,524
Aug 2021 -42,861 34,750 -8,111
Sep 2021 -42,050 34,261 -7,789
Oct 2021 -41,235 33,772 -7,463
Nov 2021 -40,416 33,282 -7,133
Dec 2021 -39,592 32,793 -6,798
Jan 2022 -38,763 32,304 -6,459
Feb 2022 -37,930 31,815 -6,116
Mar 2022 -37,093 31,326 -5,768
Apr 2022 -36,252 30,837 -5,415
End Of Year 1 of Loan
May 2022 -35,406 30,347 -5,058
Jun 2022 -34,556 29,858 -4,697
Jul 2022 -33,701 29,369 -4,332
Aug 2022 -32,842 27,975 -4,866
Sep 2022 -31,978 27,486 -4,492
Oct 2022 -31,110 26,997 -4,113
Nov 2022 -30,238 26,508 -3,730
Dec 2022 -29,361 26,019 -3,342
Jan 2023 -28,480 25,530 -2,950
Feb 2023 -27,594 25,040 -2,554
Mar 2023 -26,704 24,551 -2,153
Apr 2023 -25,810 24,062 -1,748
End Of Year 2 of Loan
May 2023 -24,911 23,573 -1,338
Jun 2023 -24,008 23,084 -924
Jul 2023 -23,101 22,595 -506
Aug 2023 -22,189 21,201 -988
Sep 2023 -21,272 20,712 -561
Oct 2023 -20,352 20,223 -129
Nov 2023 -19,427 19,733 307
Dec 2023 -18,497 19,244 747
Jan 2024 -17,563 18,755 1,192
Feb 2024 -16,625 18,266 1,641
Mar 2024 -15,682 17,777 2,095
Apr 2024 -14,735 17,288 2,553
End Of Year 3 of Loan
May 2024 -13,783 16,798 3,015
Jun 2024 -12,827 16,309 3,482
Jul 2024 -11,867 15,820 3,953
Aug 2024 -10,902 14,426 3,524
Sep 2024 -9,933 13,937 4,004
Oct 2024 -8,960 13,448 4,488
Nov 2024 -7,982 12,959 4,977
Dec 2024 -6,999 12,470 5,470
Jan 2025 -6,013 11,981 5,968
Feb 2025 -5,022 11,491 6,470
Mar 2025 -4,026 11,002 6,976
Apr 2025 -3,026 10,513 7,487
End Of Year 4 of Loan
May 2025 -2,022 10,024 8,002
Jun 2025 -1,013 9,535 8,522
Jul 2025 0 9,046 9,046
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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