$99,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Jul 2016 (6 years, 11 months remaining)
Months
(6 years, 11 months )
%

$37,800
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$47,889
Commercial  

Results

Financial Commitment

Car Price
$99,800
Monthly Installment
$870.15 /month for 6 years, 11 months (83 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$39,920 (40% of Car Price)
1st Installment
$870.15
Total Upfront Payment
$40,815.15

Loan Details

Total Loan
$59,880 Information
Total Interest
$12,342 Information
Total Sum Paid
$72,222 at the end of 6 years, 11 months (83 months)

Other Car Financial Details

COE
$47,889 Information
ARF Paid
$44,920 Information
PARF Rebate
You get back $22,460 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$14,417 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2019 -59,304 32,724 -26,580
Oct 2019 -58,724 32,325 -26,399
Nov 2019 -58,141 31,926 -26,215
Dec 2019 -57,554 31,527 -26,027
Jan 2020 -56,963 31,128 -25,835
Feb 2020 -56,369 30,729 -25,640
Mar 2020 -55,772 30,330 -25,442
Apr 2020 -55,171 29,931 -25,240
May 2020 -54,566 29,532 -25,034
Jun 2020 -53,958 29,132 -24,825
Jul 2020 -53,346 28,733 -24,613
Aug 2020 -52,731 28,334 -24,397
End Of Year 1 of Loan
Sep 2020 -52,112 27,935 -24,177
Oct 2020 -51,490 27,536 -23,954
Nov 2020 -50,864 27,137 -23,727
Dec 2020 -50,235 26,738 -23,497
Jan 2021 -49,602 26,339 -23,263
Feb 2021 -48,965 25,940 -23,025
Mar 2021 -48,325 25,541 -22,784
Apr 2021 -47,682 25,142 -22,540
May 2021 -47,035 24,743 -22,292
Jun 2021 -46,384 24,344 -22,040
Jul 2021 -45,730 23,945 -21,785
Aug 2021 -45,072 23,545 -21,527
End Of Year 2 of Loan
Sep 2021 -44,411 23,146 -21,264
Oct 2021 -43,746 22,747 -20,999
Nov 2021 -43,078 22,348 -20,729
Dec 2021 -42,406 21,949 -20,457
Jan 2022 -41,730 21,550 -20,180
Feb 2022 -41,051 21,151 -19,900
Mar 2022 -40,369 20,752 -19,617
Apr 2022 -39,683 20,353 -19,330
May 2022 -38,993 19,954 -19,039
Jun 2022 -38,300 19,555 -18,745
Jul 2022 -37,603 19,156 -18,448
Aug 2022 -36,903 18,757 -18,147
End Of Year 3 of Loan
Sep 2022 -36,199 18,357 -17,842
Oct 2022 -35,492 17,958 -17,534
Nov 2022 -34,781 17,559 -17,222
Dec 2022 -34,067 17,160 -16,907
Jan 2023 -33,349 16,761 -16,588
Feb 2023 -32,628 16,362 -16,266
Mar 2023 -31,903 15,963 -15,940
Apr 2023 -31,174 15,564 -15,610
May 2023 -30,442 15,165 -15,277
Jun 2023 -29,706 14,766 -14,941
Jul 2023 -28,967 14,367 -14,601
Aug 2023 -28,225 13,968 -14,257
End Of Year 4 of Loan
Sep 2023 -27,478 13,569 -13,910
Oct 2023 -26,729 13,169 -13,559
Nov 2023 -25,975 12,770 -13,205
Dec 2023 -25,218 12,371 -12,847
Jan 2024 -24,458 11,972 -12,486
Feb 2024 -23,694 11,573 -12,121
Mar 2024 -22,927 11,174 -11,753
Apr 2024 -22,156 10,775 -11,381
May 2024 -21,381 10,376 -11,005
Jun 2024 -20,603 9,977 -10,626
Jul 2024 -19,821 9,578 -10,244
Aug 2024 -19,036 9,179 -9,857
End Of Year 5 of Loan
Sep 2024 -18,247 8,780 -9,468
Oct 2024 -17,455 8,381 -9,075
Nov 2024 -16,659 7,982 -8,678
Dec 2024 -15,860 7,582 -8,278
Jan 2025 -15,057 7,183 -7,874
Feb 2025 -14,251 6,784 -7,467
Mar 2025 -13,441 6,385 -7,056
Apr 2025 -12,627 5,986 -6,641
May 2025 -11,810 5,587 -6,223
Jun 2025 -10,990 5,188 -5,802
Jul 2025 -10,166 4,789 -5,377
Aug 2025 -9,338 4,390 -4,948
End Of Year 6 of Loan
Sep 2025 -8,507 3,991 -4,516
Oct 2025 -7,672 3,592 -4,080
Nov 2025 -6,834 3,193 -3,641
Dec 2025 -5,992 2,794 -3,198
Jan 2026 -5,147 2,394 -2,752
Feb 2026 -4,298 1,995 -2,302
Mar 2026 -3,445 1,596 -1,849
Apr 2026 -2,589 1,197 -1,392
May 2026 -1,730 798 -932
Jun 2026 -867 399 -468
Jul 2026 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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