$99,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Jul 2016 (6 years, 6 months remaining)
Months
(6 years, 6 months )
%

$37,800
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$47,889
Commercial  

Results

Financial Commitment

Car Price
$99,800
Monthly Installment
$916.39 /month for 6 years, 6 months (78 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$39,920 (40% of Car Price)
1st Installment
$916.39
Total Upfront Payment
$40,861.39

Loan Details

Total Loan
$59,880 Information
Total Interest
$11,599 Information
Total Sum Paid
$71,479 at the end of 6 years, 6 months (78 months)

Other Car Financial Details

COE
$47,889 Information
ARF Paid
$44,920 Information
PARF Rebate
You get back $22,460 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$15,369 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2020 -59,257 30,729 -28,528
Mar 2020 -58,631 30,330 -28,301
Apr 2020 -58,000 29,931 -28,070
May 2020 -57,366 29,532 -27,835
Jun 2020 -56,729 29,132 -27,596
Jul 2020 -56,087 28,733 -27,354
Aug 2020 -55,442 28,334 -27,107
Sep 2020 -54,793 27,935 -26,857
Oct 2020 -54,140 27,536 -26,604
Nov 2020 -53,483 27,137 -26,346
Dec 2020 -52,823 26,738 -26,085
Jan 2021 -52,158 26,339 -25,820
End Of Year 1 of Loan
Feb 2021 -51,491 25,940 -25,551
Mar 2021 -50,819 25,541 -25,278
Apr 2021 -50,143 25,142 -25,002
May 2021 -49,464 24,743 -24,722
Jun 2021 -48,781 24,344 -24,438
Jul 2021 -48,094 23,945 -24,150
Aug 2021 -47,404 23,545 -23,858
Sep 2021 -46,710 23,146 -23,563
Oct 2021 -46,012 22,747 -23,264
Nov 2021 -45,310 22,348 -22,962
Dec 2021 -44,604 21,949 -22,655
Jan 2022 -43,895 21,550 -22,345
End Of Year 2 of Loan
Feb 2022 -43,182 21,151 -22,031
Mar 2022 -42,465 20,752 -21,713
Apr 2022 -41,744 20,353 -21,391
May 2022 -41,020 19,954 -21,066
Jun 2022 -40,292 19,555 -20,737
Jul 2022 -39,560 19,156 -20,404
Aug 2022 -38,824 18,757 -20,068
Sep 2022 -38,085 18,357 -19,727
Oct 2022 -37,341 17,958 -19,383
Nov 2022 -36,594 17,559 -19,035
Dec 2022 -35,844 17,160 -18,683
Jan 2023 -35,089 16,761 -18,328
End Of Year 3 of Loan
Feb 2023 -34,331 16,362 -17,969
Mar 2023 -33,569 15,963 -17,606
Apr 2023 -32,803 15,564 -17,239
May 2023 -32,033 15,165 -16,869
Jun 2023 -31,260 14,766 -16,494
Jul 2023 -30,483 14,367 -16,116
Aug 2023 -29,702 13,968 -15,734
Sep 2023 -28,917 13,569 -15,349
Oct 2023 -28,129 13,169 -14,960
Nov 2023 -27,337 12,770 -14,567
Dec 2023 -26,541 12,371 -14,170
Jan 2024 -25,741 11,972 -13,769
End Of Year 4 of Loan
Feb 2024 -24,938 11,573 -13,365
Mar 2024 -24,131 11,174 -12,957
Apr 2024 -23,320 10,775 -12,545
May 2024 -22,505 10,376 -12,129
Jun 2024 -21,686 9,977 -11,709
Jul 2024 -20,864 9,578 -11,286
Aug 2024 -20,038 9,179 -10,859
Sep 2024 -19,208 8,780 -10,429
Oct 2024 -18,375 8,381 -9,994
Nov 2024 -17,537 7,982 -9,556
Dec 2024 -16,696 7,582 -9,114
Jan 2025 -15,851 7,183 -8,668
End Of Year 5 of Loan
Feb 2025 -15,003 6,784 -8,218
Mar 2025 -14,150 6,385 -7,765
Apr 2025 -13,294 5,986 -7,308
May 2025 -12,434 5,587 -6,847
Jun 2025 -11,571 5,188 -6,383
Jul 2025 -10,703 4,789 -5,914
Aug 2025 -9,832 4,390 -5,442
Sep 2025 -8,957 3,991 -4,966
Oct 2025 -8,078 3,592 -4,486
Nov 2025 -7,196 3,193 -4,003
Dec 2025 -6,309 2,794 -3,516
Jan 2026 -5,419 2,394 -3,025
End Of Year 6 of Loan
Feb 2026 -4,526 1,995 -2,530
Mar 2026 -3,628 1,596 -2,032
Apr 2026 -2,727 1,197 -1,529
May 2026 -1,821 798 -1,023
Jun 2026 -913 399 -514
Jul 2026 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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