$35,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Apr 2007 (2 years, 7 months remaining)
Months
(2 years, 7 months )
%

$33,808
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$24,005
Commercial  

Results

Financial Commitment

Car Price
$35,800
Monthly Installment
$746.25 /month for 2 years, 7 months (31 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$10,740 (30% of Car Price)
1st Installment
$746.25
Total Upfront Payment
$11,511.25

Loan Details

Total Loan
$25,060 Information
Total Interest
$1,654 Information
Total Sum Paid
$26,714 at the end of 2 years, 7 months (31 months)

Other Car Financial Details

COE
$24,005 Information
ARF Paid
$37,189 Information
PARF Rebate
You get back $18,594 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$14,163 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2019 -20,837 6,001 -14,836
Nov 2019 -20,191 5,801 -14,390
Dec 2019 -19,541 5,601 -13,940
Jan 2020 -18,888 5,401 -13,487
Feb 2020 -18,232 5,201 -13,031
Mar 2020 -17,573 5,001 -12,572
Apr 2020 -16,910 4,801 -12,109
May 2020 -16,243 4,601 -11,643
Jun 2020 -15,574 4,401 -11,173
Jul 2020 -14,901 4,201 -10,700
Aug 2020 -14,225 4,001 -10,224
Sep 2020 -13,545 3,801 -9,744
End Of Year 1 of Loan
Oct 2020 -12,862 3,601 -9,262
Nov 2020 -12,176 3,401 -8,775
Dec 2020 -11,487 3,201 -8,286
Jan 2021 -10,794 3,001 -7,793
Feb 2021 -10,097 2,801 -7,297
Mar 2021 -9,398 2,601 -6,797
Apr 2021 -8,695 2,401 -6,294
May 2021 -7,989 2,200 -5,788
Jun 2021 -7,279 2,000 -5,279
Jul 2021 -6,566 1,800 -4,766
Aug 2021 -5,850 1,600 -4,250
Sep 2021 -5,130 1,400 -3,730
End Of Year 2 of Loan
Oct 2021 -4,407 1,200 -3,207
Nov 2021 -3,681 1,000 -2,681
Dec 2021 -2,952 800 -2,151
Jan 2022 -2,219 600 -1,619
Feb 2022 -1,482 400 -1,082
Mar 2022 -743 200 -543
Apr 2022 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make