$35,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Apr 2007 (2 years, 2 months remaining)
Months
(2 years, 2 months )
%

$33,808
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$24,005
Commercial  

Results

Financial Commitment

Car Price
$35,800
Monthly Installment
$879.50 /month for 2 years, 2 months (26 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$10,740 (30% of Car Price)
1st Installment
$879.50
Total Upfront Payment
$11,644.50

Loan Details

Total Loan
$25,060 Information
Total Interest
$1,387 Information
Total Sum Paid
$26,447 at the end of 2 years, 2 months (26 months)

Other Car Financial Details

COE
$24,005 Information
ARF Paid
$37,189 Information
PARF Rebate
You get back $18,594 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$16,968 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2020 -20,703 5,001 -15,702
Apr 2020 -19,923 4,801 -15,122
May 2020 -19,138 4,601 -14,537
Jun 2020 -18,349 4,401 -13,948
Jul 2020 -17,557 4,201 -13,356
Aug 2020 -16,760 4,001 -12,759
Sep 2020 -15,960 3,801 -12,159
Oct 2020 -15,155 3,601 -11,555
Nov 2020 -14,347 3,401 -10,946
Dec 2020 -13,535 3,201 -10,334
Jan 2021 -12,718 3,001 -9,718
Feb 2021 -11,898 2,801 -9,097
End Of Year 1 of Loan
Mar 2021 -11,074 2,601 -8,473
Apr 2021 -10,246 2,401 -7,845
May 2021 -9,414 2,200 -7,213
Jun 2021 -8,578 2,000 -6,577
Jul 2021 -7,738 1,800 -5,937
Aug 2021 -6,894 1,600 -5,293
Sep 2021 -6,046 1,400 -4,646
Oct 2021 -5,194 1,200 -3,994
Nov 2021 -4,338 1,000 -3,338
Dec 2021 -3,478 800 -2,678
Jan 2022 -2,615 600 -2,015
Feb 2022 -1,747 400 -1,347
End Of Year 2 of Loan
Mar 2022 -876 200 -676
Apr 2022 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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