$52,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Jul 2012 (1 years, 6 months remaining)
Months
(1 years, 6 months )
%

$23,050 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$59,421
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$52,800
Monthly Installment
$1,838.67 /month for 1 years, 6 months (18 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$15,840 (30% of Car Price)
1st Installment
$1,838.67
Total Upfront Payment
$17,703.67

Loan Details

Total Loan
$36,960 Information
Total Interest
$1,416 Information
Total Sum Paid
$38,376 at the end of 1 years, 6 months (18 months)

Other Car Financial Details

COE
$59,421 Information
ARF Paid
$23,050 Information
PARF Rebate
You get back $11,525 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$27,473 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -29,990 21,095 -8,895
Mar 2021 -28,293 20,600 -7,692
Apr 2021 -26,586 20,105 -6,481
May 2021 -24,872 19,610 -5,262
Jun 2021 -23,149 19,115 -4,034
Jul 2021 -21,418 18,620 -2,799
Aug 2021 -19,679 16,972 -2,707
Sep 2021 -17,931 16,477 -1,455
Oct 2021 -16,175 15,982 -194
Nov 2021 -14,411 15,486 1,075
Dec 2021 -12,639 14,991 2,352
Jan 2022 -10,858 14,496 3,638
End Of Year 1 of Loan
Feb 2022 -9,069 14,001 4,932
Mar 2022 -7,272 13,506 6,234
Apr 2022 -5,466 13,011 7,544
May 2022 -3,653 12,515 8,863
Jun 2022 -1,830 12,020 10,190
Jul 2022 0 11,525 11,525
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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