$39,688

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
17 Jul 2009 (1 years, 5 months remaining)
Months
(1 years, 5 months )
%

$50,880 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$16,801
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$39,688
Monthly Installment
$1,459.89 /month for 1 years, 5 months (17 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$11,906 (30% of Car Price)
1st Installment
$1,459.89
Total Upfront Payment
$13,391.29

Loan Details

Total Loan
$27,782 Information
Total Interest
$1,005 Information
Total Sum Paid
$28,787 at the end of 1 years, 5 months (17 months)

Other Car Financial Details

COE
$16,801 Information
ARF Paid
$50,880 Information
PARF Rebate
You get back $25,440 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan 2022 -22,465 30,224 7,760
Feb 2022 -21,110 30,084 8,974
Mar 2022 -19,749 29,944 10,196
Apr 2022 -18,381 29,804 11,423
May 2022 -17,006 29,664 12,658
Jun 2022 -15,625 26,980 11,355
Jul 2022 -14,237 26,840 12,603
Aug 2022 -12,843 26,700 13,857
Sep 2022 -11,443 26,560 15,118
Oct 2022 -10,035 26,420 16,385
Nov 2022 -8,621 26,280 17,659
Dec 2022 -7,201 26,140 18,939
End Of Year 1 of Loan
Jan 2023 -5,774 26,000 20,226
Feb 2023 -4,340 25,860 21,520
Mar 2023 -2,900 25,720 22,820
Apr 2023 -1,453 25,580 24,127
May 2023 0 25,440 25,440
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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