$92,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 Sep 2016 (6 years, 8 months remaining)
Months
(6 years, 8 months )
%

$25,515 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$56,500
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$92,888
Monthly Installment
$835.06 /month for 6 years, 8 months (80 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$27,866 (30% of Car Price)
1st Installment
$835.06
Total Upfront Payment
$28,726.46

Loan Details

Total Loan
$65,022 Information
Total Interest
$11,072 Information
Total Sum Paid
$76,094 at the end of 6 years, 8 months (80 months)

Other Car Financial Details

COE
$56,500 Information
ARF Paid
$27,721 Information
PARF Rebate
You get back $13,861 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,850 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2020 -55,171 56,332 1,161
Mar 2020 -54,606 55,861 1,255
Apr 2020 -54,038 55,390 1,353
May 2020 -53,466 54,920 1,454
Jun 2020 -52,890 54,449 1,558
Jul 2020 -52,311 53,978 1,666
Aug 2020 -51,729 53,507 1,778
Sep 2020 -51,144 53,036 1,893
Oct 2020 -50,555 52,565 2,011
Nov 2020 -49,962 52,095 2,132
Dec 2020 -49,366 51,624 2,257
Jan 2021 -48,767 51,153 2,386
End Of Year 1 of Loan
Feb 2021 -48,164 50,682 2,518
Mar 2021 -47,558 50,211 2,653
Apr 2021 -46,949 49,740 2,792
May 2021 -46,336 49,270 2,934
Jun 2021 -45,720 48,799 3,079
Jul 2021 -45,100 48,328 3,228
Aug 2021 -44,477 47,857 3,380
Sep 2021 -43,850 47,386 3,536
Oct 2021 -43,220 45,640 2,420
Nov 2021 -42,587 45,169 2,582
Dec 2021 -41,950 44,698 2,748
Jan 2022 -41,309 44,227 2,918
End Of Year 2 of Loan
Feb 2022 -40,666 43,756 3,091
Mar 2022 -40,019 43,286 3,267
Apr 2022 -39,368 42,815 3,447
May 2022 -38,714 42,344 3,630
Jun 2022 -38,057 41,873 3,816
Jul 2022 -37,396 41,402 4,006
Aug 2022 -36,732 40,931 4,200
Sep 2022 -36,064 40,461 4,396
Oct 2022 -35,393 38,714 3,321
Nov 2022 -34,719 38,243 3,524
Dec 2022 -34,041 37,772 3,731
Jan 2023 -33,360 37,301 3,942
End Of Year 3 of Loan
Feb 2023 -32,675 36,831 4,156
Mar 2023 -31,987 36,360 4,373
Apr 2023 -31,295 35,889 4,594
May 2023 -30,600 35,418 4,818
Jun 2023 -29,902 34,947 5,045
Jul 2023 -29,200 34,476 5,276
Aug 2023 -28,495 34,006 5,511
Sep 2023 -27,786 33,535 5,748
Oct 2023 -27,074 31,788 4,714
Nov 2023 -26,359 31,317 4,959
Dec 2023 -25,640 30,847 5,207
Jan 2024 -24,918 30,376 5,458
End Of Year 4 of Loan
Feb 2024 -24,192 29,905 5,713
Mar 2024 -23,463 29,434 5,971
Apr 2024 -22,730 28,963 6,233
May 2024 -21,994 28,492 6,498
Jun 2024 -21,255 28,022 6,767
Jul 2024 -20,512 27,551 7,039
Aug 2024 -19,766 27,080 7,314
Sep 2024 -19,016 26,609 7,593
Oct 2024 -18,263 24,862 6,599
Nov 2024 -17,507 24,392 6,885
Dec 2024 -16,747 23,921 7,174
Jan 2025 -15,984 23,450 7,466
End Of Year 5 of Loan
Feb 2025 -15,217 22,979 7,762
Mar 2025 -14,447 22,508 8,061
Apr 2025 -13,673 22,037 8,364
May 2025 -12,896 21,567 8,670
Jun 2025 -12,116 21,096 8,980
Jul 2025 -11,332 20,625 9,293
Aug 2025 -10,545 20,154 9,609
Sep 2025 -9,754 19,683 9,929
Oct 2025 -8,960 17,937 8,977
Nov 2025 -8,163 17,466 9,303
Dec 2025 -7,362 16,995 9,633
Jan 2026 -6,557 16,524 9,967
End Of Year 6 of Loan
Feb 2026 -5,750 16,053 10,304
Mar 2026 -4,939 15,583 10,644
Apr 2026 -4,124 15,112 10,988
May 2026 -3,306 14,641 11,335
Jun 2026 -2,485 14,170 11,685
Jul 2026 -1,660 13,699 12,039
Aug 2026 -832 13,228 12,397
Sep 2026 0 12,758 12,758
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make