$92,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 Sep 2016 (7 years, 1 months remaining)
Months
(7 years)
%

$25,515 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$56,500
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$92,888
Monthly Installment
$801.89 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$27,866 (30% of Car Price)
1st Installment
$801.89
Total Upfront Payment
$28,693.29

Loan Details

Total Loan
$65,022 Information
Total Interest
$11,626 Information
Total Sum Paid
$76,647 at the end of 7 years (84 months)

Other Car Financial Details

COE
$56,500 Information
ARF Paid
$27,721 Information
PARF Rebate
You get back $13,861 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,135 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2019 -55,204 58,686 3,482
Oct 2019 -54,673 58,215 3,543
Nov 2019 -54,138 57,745 3,607
Dec 2019 -53,600 57,274 3,674
Jan 2020 -53,059 56,803 3,744
Feb 2020 -52,514 56,332 3,818
Mar 2020 -51,966 55,861 3,895
Apr 2020 -51,415 55,390 3,976
May 2020 -50,861 54,920 4,059
Jun 2020 -50,303 54,449 4,146
Jul 2020 -49,742 53,978 4,236
Aug 2020 -49,178 53,507 4,329
End Of Year 1 of Loan
Sep 2020 -48,610 53,036 4,426
Oct 2020 -48,040 52,565 4,526
Nov 2020 -47,466 52,095 4,629
Dec 2020 -46,889 51,624 4,735
Jan 2021 -46,308 51,153 4,845
Feb 2021 -45,724 50,682 4,958
Mar 2021 -45,137 50,211 5,074
Apr 2021 -44,547 49,740 5,193
May 2021 -43,954 49,270 5,316
Jun 2021 -43,357 48,799 5,442
Jul 2021 -42,757 48,328 5,571
Aug 2021 -42,154 47,857 5,703
End Of Year 2 of Loan
Sep 2021 -41,547 47,386 5,839
Oct 2021 -40,938 45,640 4,702
Nov 2021 -40,325 45,169 4,844
Dec 2021 -39,708 44,698 4,990
Jan 2022 -39,089 44,227 5,138
Feb 2022 -38,466 43,756 5,290
Mar 2022 -37,840 43,286 5,446
Apr 2022 -37,211 42,815 5,604
May 2022 -36,578 42,344 5,766
Jun 2022 -35,942 41,873 5,931
Jul 2022 -35,303 41,402 6,099
Aug 2022 -34,661 40,931 6,270
End Of Year 3 of Loan
Sep 2022 -34,015 40,461 6,445
Oct 2022 -33,367 38,714 5,347
Nov 2022 -32,714 38,243 5,529
Dec 2022 -32,059 37,772 5,713
Jan 2023 -31,401 37,301 5,901
Feb 2023 -30,739 36,831 6,092
Mar 2023 -30,074 36,360 6,286
Apr 2023 -29,405 35,889 6,484
May 2023 -28,734 35,418 6,685
Jun 2023 -28,059 34,947 6,889
Jul 2023 -27,381 34,476 7,096
Aug 2023 -26,699 34,006 7,306
End Of Year 4 of Loan
Sep 2023 -26,014 33,535 7,520
Oct 2023 -25,327 31,788 6,462
Nov 2023 -24,635 31,317 6,682
Dec 2023 -23,941 30,847 6,906
Jan 2024 -23,243 30,376 7,132
Feb 2024 -22,542 29,905 7,362
Mar 2024 -21,838 29,434 7,596
Apr 2024 -21,131 28,963 7,832
May 2024 -20,420 28,492 8,072
Jun 2024 -19,706 28,022 8,315
Jul 2024 -18,989 27,551 8,562
Aug 2024 -18,268 27,080 8,811
End Of Year 5 of Loan
Sep 2024 -17,545 26,609 9,064
Oct 2024 -16,818 24,862 8,045
Nov 2024 -16,087 24,392 8,304
Dec 2024 -15,354 23,921 8,567
Jan 2025 -14,617 23,450 8,833
Feb 2025 -13,877 22,979 9,102
Mar 2025 -13,134 22,508 9,374
Apr 2025 -12,387 22,037 9,650
May 2025 -11,638 21,567 9,929
Jun 2025 -10,885 21,096 10,211
Jul 2025 -10,128 20,625 10,497
Aug 2025 -9,369 20,154 10,785
End Of Year 6 of Loan
Sep 2025 -8,606 19,683 11,077
Oct 2025 -7,840 17,937 10,097
Nov 2025 -7,070 17,466 10,395
Dec 2025 -6,298 16,995 10,697
Jan 2026 -5,522 16,524 11,002
Feb 2026 -4,743 16,053 11,310
Mar 2026 -3,961 15,583 11,622
Apr 2026 -3,175 15,112 11,937
May 2026 -2,386 14,641 12,255
Jun 2026 -1,594 14,170 12,576
Jul 2026 -799 13,699 12,901
Aug 2026 0 13,228 13,228
Sep 2026 0 12,758 12,758
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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