$96,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jul 2014 (3 years, 6 months remaining)
Months
(3 years, 6 months )
%

$27,415 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$65,689
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$96,800
Monthly Installment
$1,527.09 /month for 3 years, 6 months (42 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$29,040 (30% of Car Price)
1st Installment
$1,527.09
Total Upfront Payment
$30,592.09

Loan Details

Total Loan
$67,760 Information
Total Interest
$6,058 Information
Total Sum Paid
$73,818 at the end of 3 years, 6 months (42 months)

Other Car Financial Details

COE
$65,689 Information
ARF Paid
$30,381 Information
PARF Rebate
You get back $15,191 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$23,728 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -56,835 40,263 -16,571
Mar 2021 -55,583 39,716 -15,867
Apr 2021 -54,324 39,169 -15,155
May 2021 -53,058 38,621 -14,437
Jun 2021 -51,786 38,074 -13,712
Jul 2021 -50,507 37,526 -12,981
Aug 2021 -49,222 35,608 -13,613
Sep 2021 -47,929 35,061 -12,869
Oct 2021 -46,630 34,513 -12,117
Nov 2021 -45,325 33,966 -11,359
Dec 2021 -44,012 33,419 -10,594
Jan 2022 -42,693 32,871 -9,822
End Of Year 1 of Loan
Feb 2022 -41,367 32,324 -9,044
Mar 2022 -40,035 31,776 -8,258
Apr 2022 -38,696 31,229 -7,467
May 2022 -37,350 30,682 -6,668
Jun 2022 -35,997 30,134 -5,863
Jul 2022 -34,638 29,587 -5,051
Aug 2022 -33,272 27,669 -5,603
Sep 2022 -31,899 27,121 -4,777
Oct 2022 -30,519 26,574 -3,945
Nov 2022 -29,133 26,026 -3,107
Dec 2022 -27,740 25,479 -2,261
Jan 2023 -26,340 24,932 -1,409
End Of Year 2 of Loan
Feb 2023 -24,934 24,384 -550
Mar 2023 -23,521 23,837 316
Apr 2023 -22,101 23,289 1,188
May 2023 -20,675 22,742 2,067
Jun 2023 -19,242 22,195 2,953
Jul 2023 -17,802 21,647 3,845
Aug 2023 -16,355 19,729 3,374
Sep 2023 -14,902 19,182 4,280
Oct 2023 -13,442 18,634 5,192
Nov 2023 -11,975 18,087 6,112
Dec 2023 -10,502 17,539 7,038
Jan 2024 -9,022 16,992 7,970
End Of Year 3 of Loan
Feb 2024 -7,535 16,445 8,910
Mar 2024 -6,041 15,897 9,856
Apr 2024 -4,541 15,350 10,809
May 2024 -3,034 14,802 11,768
Jun 2024 -1,520 14,255 12,735
Jul 2024 0 13,708 13,708
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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