$115,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
3 Jan 2012 (1 years, 2 months remaining)
Months
(1 years, 2 months )
%

$98,147 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$65,058
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$115,800
Monthly Installment
$5,135.40 /month for 1 years, 2 months (14 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$34,740 (30% of Car Price)
1st Installment
$5,135.40
Total Upfront Payment
$39,900.40

Loan Details

Total Loan
$81,060 Information
Total Interest
$2,416 Information
Total Sum Paid
$83,476 at the end of 1 years, 2 months (14 months)

Other Car Financial Details

COE
$65,058 Information
ARF Paid
$98,147 Information
PARF Rebate
You get back $49,074 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$61,627 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan 2022 -64,667 61,029 -3,638
Feb 2022 -59,830 60,487 656
Mar 2022 -54,971 55,037 66
Apr 2022 -50,089 54,495 4,406
May 2022 -45,183 53,953 8,770
Jun 2022 -40,255 53,411 13,156
Jul 2022 -35,304 52,869 17,565
Aug 2022 -30,329 52,326 21,997
Sep 2022 -25,332 51,784 26,452
Oct 2022 -20,312 51,242 30,931
Nov 2022 -15,268 50,700 35,432
Dec 2022 -10,202 50,158 39,956
End Of Year 1 of Loan
Jan 2023 -5,112 49,616 44,503
Feb 2023 0 49,074 49,074
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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