$76,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Jan 2010 (1 years, 4 months remaining)
Months
(1 years, 4 months )
%

$98,987 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$19,003
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$76,800
Monthly Installment
$2,994.43 /month for 1 years, 4 months (16 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,040 (30% of Car Price)
1st Installment
$2,994.43
Total Upfront Payment
$26,059.43

Loan Details

Total Loan
$53,760 Information
Total Interest
$1,831 Information
Total Sum Paid
$55,591 at the end of 1 years, 4 months (16 months)

Other Car Financial Details

COE
$19,003 Information
ARF Paid
$98,987 Information
PARF Rebate
You get back $49,494 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2021 -43,301 56,818 13,517
Jul 2021 -40,508 56,660 16,151
Aug 2021 -37,703 56,502 18,799
Sep 2021 -34,883 56,343 21,460
Oct 2021 -32,050 51,235 19,185
Nov 2021 -29,204 51,077 21,873
Dec 2021 -26,344 50,919 24,575
Jan 2022 -23,471 50,760 27,290
Feb 2022 -20,584 50,602 30,018
Mar 2022 -17,684 50,444 32,760
Apr 2022 -14,770 50,285 35,515
May 2022 -11,843 50,127 38,284
End Of Year 1 of Loan
Jun 2022 -8,903 49,969 41,066
Jul 2022 -5,948 49,810 43,862
Aug 2022 -2,981 49,652 46,671
Sep 2022 0 49,494 49,494
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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