$76,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Jan 2010 (0 years, 10 months remaining)
Months
(0 years, 10 months )
%

$98,987 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$19,003
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$76,800
Monthly Installment
$4,722.43 /month for 0 years, 10 months (10 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,040 (30% of Car Price)
1st Installment
$4,722.43
Total Upfront Payment
$27,787.43

Loan Details

Total Loan
$53,760 Information
Total Interest
$1,144 Information
Total Sum Paid
$54,904 at the end of 0 years, 10 months (10 months)

Other Car Financial Details

COE
$19,003 Information
ARF Paid
$98,987 Information
PARF Rebate
You get back $49,494 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2020 -41,566 50,919 9,353
Jan 2021 -37,030 50,760 13,730
Feb 2021 -32,474 50,602 18,128
Mar 2021 -27,898 50,444 22,546
Apr 2021 -23,300 50,285 26,985
May 2021 -18,682 50,127 31,445
Jun 2021 -14,042 49,969 35,926
Jul 2021 -9,382 49,810 40,428
Aug 2021 -4,702 49,652 44,950
Sep 2021 0 49,494 49,494
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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