$35,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
23 Feb 2009 (2 years, 3 months remaining)
Months
(2 years, 3 months )
%

$44,613 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$4,889
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$35,888
Monthly Installment
$850.98 /month for 2 years, 3 months (27 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$10,766 (30% of Car Price)
1st Installment
$850.98
Total Upfront Payment
$11,642.38

Loan Details

Total Loan
$25,122 Information
Total Interest
$1,444 Information
Total Sum Paid
$26,565 at the end of 2 years, 3 months (27 months)

Other Car Financial Details

COE
$4,889 Information
ARF Paid
$44,613 Information
PARF Rebate
You get back $22,307 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2021 -20,785 27,827 7,042
Jul 2021 -20,033 27,786 7,753
Aug 2021 -19,278 27,746 8,468
Sep 2021 -18,518 25,474 6,956
Oct 2021 -17,755 25,433 7,678
Nov 2021 -16,988 25,393 8,404
Dec 2021 -16,218 25,352 9,134
Jan 2022 -15,443 25,311 9,868
Feb 2022 -14,665 25,271 10,606
Mar 2022 -13,882 25,230 11,347
Apr 2022 -13,096 25,189 12,093
May 2022 -12,306 25,148 12,842
End Of Year 1 of Loan
Jun 2022 -11,513 25,108 13,595
Jul 2022 -10,715 25,067 14,352
Aug 2022 -9,914 25,026 15,112
Sep 2022 -9,109 22,755 13,646
Oct 2022 -8,300 22,714 14,414
Nov 2022 -7,487 22,673 15,186
Dec 2022 -6,670 22,632 15,962
Jan 2023 -5,850 22,592 16,742
Feb 2023 -5,026 22,551 17,525
Mar 2023 -4,198 22,510 18,313
Apr 2023 -3,366 22,469 19,104
May 2023 -2,530 22,429 19,899
End Of Year 2 of Loan
Jun 2023 -1,691 22,388 20,697
Jul 2023 -847 22,347 21,500
Aug 2023 0 22,307 22,307
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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