$98,833

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
6 Jan 2009 (1 years, 5 months remaining)
Months
(1 years, 5 months )
%

$34,749 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
-
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$98,833
Monthly Installment
$3,635.48 /month for 1 years, 5 months (17 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$29,650 (30% of Car Price)
1st Installment
$3,635.48
Total Upfront Payment
$33,310.38

Loan Details

Total Loan
$69,183 Information
Total Interest
$2,503 Information
Total Sum Paid
$71,687 at the end of 1 years, 5 months (17 months)

Other Car Financial Details

COE
$0 Information
ARF Paid
$34,749 Information
PARF Rebate
You get back $17,375 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,883 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -55,942 19,112 -36,831
Aug 2020 -52,569 19,112 -33,457
Sep 2020 -49,179 19,112 -30,067
Oct 2020 -45,772 19,112 -26,660
Nov 2020 -42,350 19,112 -23,238
Dec 2020 -38,910 17,375 -21,536
Jan 2021 -35,455 17,375 -18,080
Feb 2021 -31,983 17,375 -14,609
Mar 2021 -28,495 17,375 -11,120
Apr 2021 -24,990 17,375 -7,616
May 2021 -21,469 17,375 -4,095
Jun 2021 -17,932 17,375 -557
End Of Year 1 of Loan
Jul 2021 -14,378 17,375 2,996
Aug 2021 -10,808 17,375 6,566
Sep 2021 -7,222 17,375 10,153
Oct 2021 -3,619 17,375 13,755
Nov 2021 0 17,375 17,375
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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