$64,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Mar 2012 (1 years, 9 months remaining)
Months
(1 years, 9 months )
%

$30,319 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$52,809
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$64,800
Monthly Installment
$1,947.98 /month for 1 years, 9 months (21 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,440 (30% of Car Price)
1st Installment
$1,947.98
Total Upfront Payment
$21,412.98

Loan Details

Total Loan
$45,360 Information
Total Interest
$2,028 Information
Total Sum Paid
$47,388 at the end of 1 years, 9 months (21 months)

Other Car Financial Details

COE
$52,809 Information
ARF Paid
$30,319 Information
PARF Rebate
You get back $15,160 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$27,367 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -37,116 25,477 -11,639
Aug 2020 -35,344 25,037 -10,307
Sep 2020 -33,563 24,597 -8,966
Oct 2020 -31,773 24,157 -7,616
Nov 2020 -29,974 23,717 -6,257
Dec 2020 -28,166 23,277 -4,890
Jan 2021 -26,350 22,837 -3,514
Feb 2021 -24,525 22,396 -2,129
Mar 2021 -22,691 21,956 -735
Apr 2021 -20,848 20,000 -848
May 2021 -18,997 19,560 563
Jun 2021 -17,137 19,120 1,983
End Of Year 1 of Loan
Jul 2021 -15,268 18,680 3,412
Aug 2021 -13,390 18,240 4,850
Sep 2021 -11,504 17,800 6,296
Oct 2021 -9,608 17,360 7,752
Nov 2021 -7,704 16,920 9,216
Dec 2021 -5,791 16,480 10,688
Jan 2022 -3,870 16,040 12,170
Feb 2022 -1,939 15,600 13,660
Mar 2022 0 15,160 15,160
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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