$64,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Mar 2012 (1 years, 2 months remaining)
Months
(1 years, 2 months )
%

$30,319 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$52,809
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$64,800
Monthly Installment
$2,873.69 /month for 1 years, 2 months (14 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,440 (30% of Car Price)
1st Installment
$2,873.69
Total Upfront Payment
$22,338.69

Loan Details

Total Loan
$45,360 Information
Total Interest
$1,352 Information
Total Sum Paid
$46,712 at the end of 1 years, 2 months (14 months)

Other Car Financial Details

COE
$52,809 Information
ARF Paid
$30,319 Information
PARF Rebate
You get back $15,160 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$42,888 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -36,187 22,396 -13,790
Mar 2021 -33,480 21,956 -11,524
Apr 2021 -30,761 20,000 -10,761
May 2021 -28,029 19,560 -8,469
Jun 2021 -25,284 19,120 -6,164
Jul 2021 -22,526 18,680 -3,846
Aug 2021 -19,755 18,240 -1,515
Sep 2021 -16,972 17,800 828
Oct 2021 -14,175 17,360 3,185
Nov 2021 -11,366 16,920 5,554
Dec 2021 -8,544 16,480 7,936
Jan 2022 -5,709 16,040 10,331
End Of Year 1 of Loan
Feb 2022 -2,861 15,600 12,739
Mar 2022 0 15,160 15,160
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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