Mercedes-Benz C-Class C200K (A)

$65,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

18 Oct 2011 (2 years remaining)

Loan Term

Months

(2 years)

Interest Rate

OMV:

$43,126 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$74,490

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $65,800
Monthly Installment: $1,743.04 /month for 2 years (24 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $19,740 (30% of Car Price)
1st Installment: $1,743.04
Total Upfront Payment: $21,508.04

Loan Details

Total Loan: $46,060
Total Interest: $2,353
Total Sum Paid: $48,413 at the end of 2 years (24 months)

Other Car Financial Details

COE: $74,490
ARF Paid: $43,126
PARF Rebate: You get back $21,563 at the end of 10th year (PARF Rebate)
Annual Depreciation: $22,139

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Nov	2019	21,483	40,090	2,165	-37,925	23,719	14,277	37,997	71	Break Even
2.	Dec	2019	23,226	38,347	1,984	-36,363	23,719	13,657	37,376	1,013
3.	Jan	2020	24,969	36,604	1,812	-34,792	23,719	13,036	36,755	1,963
4.	Feb	2020	26,712	34,861	1,647	-33,214	23,719	12,415	36,134	2,921
5.	Mar	2020	28,455	33,118	1,490	-31,628	23,719	11,794	35,514	3,886
6.	Apr	2020	30,198	31,375	1,341	-30,034	23,719	11,174	34,893	4,859
7.	May	2020	31,941	29,632	1,200	-28,432	23,719	10,553	34,272	5,840
8.	Jun	2020	33,684	27,889	1,067	-26,822	23,719	9,932	33,651	6,829
9.	Jul	2020	35,427	26,146	941	-25,204	23,719	9,311	33,031	7,826
10.	Aug	2020	37,170	24,403	824	-23,579	23,719	8,691	32,410	8,831
11.	Sep	2020	38,913	22,660	714	-21,946	23,719	8,070	31,789	9,843
12.	Oct	2020	40,657	20,917	612	-20,305	23,719	7,449	31,168	10,864
End Of Year 1 of Loan
13.	Nov	2020	42,400	19,173	518	-18,656	21,563	6,828	28,391	9,735
14.	Dec	2020	44,143	17,430	431	-16,999	21,563	6,208	27,771	10,771
15.	Jan	2021	45,886	15,687	353	-15,334	21,563	5,587	27,150	11,815
16.	Feb	2021	47,629	13,944	282	-13,662	21,563	4,966	26,529	12,867
17.	Mar	2021	49,372	12,201	220	-11,982	21,563	4,345	25,908	13,927
18.	Apr	2021	51,115	10,458	165	-10,294	21,563	3,725	25,288	14,994
19.	May	2021	52,858	8,715	118	-8,598	21,563	3,104	24,667	16,069
20.	Jun	2021	54,601	6,972	78	-6,894	21,563	2,483	24,046	17,152
21.	Jul	2021	56,344	5,229	47	-5,182	21,563	1,862	23,425	18,243
22.	Aug	2021	58,087	3,486	24	-3,463	21,563	1,242	22,805	19,342
23.	Sep	2021	59,830	1,743	8	-1,735	21,563	621	22,184	20,449
24.	Oct	2021	61,573	0	0	0	21,563	0	21,563	21,563	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov	2019	-37,925	37,997	71
Dec	2019	-36,363	37,376	1,013
Jan	2020	-34,792	36,755	1,963
Feb	2020	-33,214	36,134	2,921
Mar	2020	-31,628	35,514	3,886
Apr	2020	-30,034	34,893	4,859
May	2020	-28,432	34,272	5,840
Jun	2020	-26,822	33,651	6,829
Jul	2020	-25,204	33,031	7,826
Aug	2020	-23,579	32,410	8,831
Sep	2020	-21,946	31,789	9,843
Oct	2020	-20,305	31,168	10,864
End Of Year 1 of Loan
Nov	2020	-18,656	28,391	9,735
Dec	2020	-16,999	27,771	10,771
Jan	2021	-15,334	27,150	11,815
Feb	2021	-13,662	26,529	12,867
Mar	2021	-11,982	25,908	13,927
Apr	2021	-10,294	25,288	14,994
May	2021	-8,598	24,667	16,069
Jun	2021	-6,894	24,046	17,152
Jul	2021	-5,182	23,425	18,243
Aug	2021	-3,463	22,805	19,342
Sep	2021	-1,735	22,184	20,449
Oct	2021	0	21,563	21,563

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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