$65,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
18 Oct 2011 (1 years, 4 months remaining)
Months
(1 years, 4 months )
%

$43,126 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$74,490
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$65,800
Monthly Installment
$2,565.54 /month for 1 years, 4 months (16 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,740 (30% of Car Price)
1st Installment
$2,565.54
Total Upfront Payment
$22,330.54

Loan Details

Total Loan
$46,060 Information
Total Interest
$1,569 Information
Total Sum Paid
$47,629 at the end of 1 years, 4 months (16 months)

Other Car Financial Details

COE
$74,490 Information
ARF Paid
$43,126 Information
PARF Rebate
You get back $21,563 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$32,154 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -37,099 33,031 -4,068
Aug 2020 -34,706 32,410 -2,297
Sep 2020 -32,302 31,789 -513
Oct 2020 -29,887 31,168 1,281
Nov 2020 -27,460 28,391 932
Dec 2020 -25,021 27,771 2,749
Jan 2021 -22,571 27,150 4,579
Feb 2021 -20,109 26,529 6,420
Mar 2021 -17,636 25,908 8,272
Apr 2021 -15,151 25,288 10,136
May 2021 -12,655 24,667 12,012
Jun 2021 -10,147 24,046 13,899
End Of Year 1 of Loan
Jul 2021 -7,627 23,425 15,798
Aug 2021 -5,096 22,805 17,708
Sep 2021 -2,554 22,184 19,630
Oct 2021 0 21,563 21,563
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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