$139,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
23 Jun 2016 (6 years, 10 months remaining)
Months
(6 years, 10 months )
%

$35,465 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$49,602
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$139,800
Monthly Installment
$1,231.23 /month for 6 years, 10 months (82 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$55,920 (40% of Car Price)
1st Installment
$1,231.23
Total Upfront Payment
$57,176.23

Loan Details

Total Loan
$83,880 Information
Total Interest
$17,081 Information
Total Sum Paid
$100,961 at the end of 6 years, 10 months (82 months)

Other Car Financial Details

COE
$49,602 Information
ARF Paid
$41,651 Information
PARF Rebate
You get back $20,826 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$17,395 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2019 -83,060 60,080 -22,980
Oct 2019 -82,236 59,667 -22,569
Nov 2019 -81,406 59,253 -22,153
Dec 2019 -80,571 58,840 -21,731
Jan 2020 -79,732 58,427 -21,305
Feb 2020 -78,887 58,013 -20,873
Mar 2020 -78,037 57,600 -20,437
Apr 2020 -77,182 57,187 -19,996
May 2020 -76,323 56,773 -19,549
Jun 2020 -75,458 56,360 -19,098
Jul 2020 -74,588 55,947 -18,641
Aug 2020 -73,713 55,533 -18,180
End Of Year 1 of Loan
Sep 2020 -72,833 55,120 -17,713
Oct 2020 -71,948 54,707 -17,242
Nov 2020 -71,058 54,293 -16,765
Dec 2020 -70,163 53,880 -16,284
Jan 2021 -69,263 53,467 -15,797
Feb 2021 -68,358 53,053 -15,305
Mar 2021 -67,448 52,640 -14,809
Apr 2021 -66,533 52,226 -14,307
May 2021 -65,613 51,813 -13,800
Jun 2021 -64,688 51,400 -13,289
Jul 2021 -63,758 49,213 -14,545
Aug 2021 -62,823 48,800 -14,023
End Of Year 2 of Loan
Sep 2021 -61,883 48,386 -13,497
Oct 2021 -60,938 47,973 -12,965
Nov 2021 -59,988 47,560 -12,428
Dec 2021 -59,033 47,146 -11,886
Jan 2022 -58,072 46,733 -11,339
Feb 2022 -57,107 46,320 -10,788
Mar 2022 -56,137 45,906 -10,231
Apr 2022 -55,162 45,493 -9,669
May 2022 -54,182 45,080 -9,102
Jun 2022 -53,196 44,666 -8,530
Jul 2022 -52,206 42,480 -9,726
Aug 2022 -51,211 42,066 -9,144
End Of Year 3 of Loan
Sep 2022 -50,210 41,653 -8,557
Oct 2022 -49,205 41,240 -7,965
Nov 2022 -48,195 40,826 -7,368
Dec 2022 -47,179 40,413 -6,766
Jan 2023 -46,159 40,000 -6,159
Feb 2023 -45,133 39,586 -5,547
Mar 2023 -44,103 39,173 -4,930
Apr 2023 -43,067 38,760 -4,308
May 2023 -42,027 38,346 -3,681
Jun 2023 -40,981 37,933 -3,049
Jul 2023 -39,931 35,746 -4,185
Aug 2023 -38,875 35,333 -3,542
End Of Year 4 of Loan
Sep 2023 -37,815 34,920 -2,895
Oct 2023 -36,749 34,506 -2,243
Nov 2023 -35,679 34,093 -1,586
Dec 2023 -34,603 33,680 -923
Jan 2024 -33,522 33,266 -256
Feb 2024 -32,437 32,853 416
Mar 2024 -31,346 32,439 1,094
Apr 2024 -30,250 32,026 1,776
May 2024 -29,149 31,613 2,463
Jun 2024 -28,044 31,199 3,156
Jul 2024 -26,933 29,013 2,080
Aug 2024 -25,817 28,599 2,782
End Of Year 5 of Loan
Sep 2024 -24,696 28,186 3,490
Oct 2024 -23,571 27,773 4,202
Nov 2024 -22,440 27,359 4,920
Dec 2024 -21,304 26,946 5,642
Jan 2025 -20,163 26,533 6,370
Feb 2025 -19,017 26,119 7,102
Mar 2025 -17,866 25,706 7,840
Apr 2025 -16,710 25,293 8,582
May 2025 -15,549 24,879 9,330
Jun 2025 -14,383 24,466 10,083
Jul 2025 -13,212 22,279 9,067
Aug 2025 -12,036 21,866 9,830
End Of Year 6 of Loan
Sep 2025 -10,855 21,453 10,597
Oct 2025 -9,669 21,039 11,370
Nov 2025 -8,478 20,626 12,148
Dec 2025 -7,282 20,213 12,931
Jan 2026 -6,081 19,799 13,718
Feb 2026 -4,875 19,386 14,511
Mar 2026 -3,664 18,973 15,309
Apr 2026 -2,447 18,559 16,112
May 2026 -1,226 18,146 16,920
Jun 2026 0 17,733 17,733
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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