$139,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
23 Jun 2016 (5 years, 10 months remaining)
Months
(5 years, 10 months )
%

$35,465 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$49,602
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$139,800
Monthly Installment
$1,406.59 /month for 5 years, 10 months (70 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$55,920 (40% of Car Price)
1st Installment
$1,406.59
Total Upfront Payment
$57,351.59

Loan Details

Total Loan
$83,880 Information
Total Interest
$14,581 Information
Total Sum Paid
$98,461 at the end of 5 years, 10 months (70 months)

Other Car Financial Details

COE
$49,602 Information
ARF Paid
$41,651 Information
PARF Rebate
You get back $20,826 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$20,215 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2020 -82,884 55,120 -27,764
Oct 2020 -81,882 54,707 -27,176
Nov 2020 -80,875 54,293 -26,582
Dec 2020 -79,861 53,880 -25,982
Jan 2021 -78,842 53,467 -25,376
Feb 2021 -77,817 53,053 -24,764
Mar 2021 -76,786 52,640 -24,146
Apr 2021 -75,749 52,226 -23,522
May 2021 -74,706 51,813 -22,893
Jun 2021 -73,657 51,400 -22,258
Jul 2021 -72,603 49,213 -23,390
Aug 2021 -71,543 48,800 -22,743
End Of Year 1 of Loan
Sep 2021 -70,476 48,386 -22,090
Oct 2021 -69,404 47,973 -21,431
Nov 2021 -68,326 47,560 -20,766
Dec 2021 -67,242 47,146 -20,096
Jan 2022 -66,153 46,733 -19,419
Feb 2022 -65,057 46,320 -18,737
Mar 2022 -63,955 45,906 -18,049
Apr 2022 -62,848 45,493 -17,355
May 2022 -61,735 45,080 -16,655
Jun 2022 -60,616 44,666 -15,950
Jul 2022 -59,491 42,480 -17,011
Aug 2022 -58,360 42,066 -16,294
End Of Year 2 of Loan
Sep 2022 -57,223 41,653 -15,570
Oct 2022 -56,081 41,240 -14,841
Nov 2022 -54,932 40,826 -14,106
Dec 2022 -53,778 40,413 -13,365
Jan 2023 -52,618 40,000 -12,618
Feb 2023 -51,452 39,586 -11,866
Mar 2023 -50,280 39,173 -11,107
Apr 2023 -49,102 38,760 -10,343
May 2023 -47,919 38,346 -9,573
Jun 2023 -46,729 37,933 -8,796
Jul 2023 -45,534 35,746 -9,788
Aug 2023 -44,333 35,333 -9,000
End Of Year 3 of Loan
Sep 2023 -43,126 34,920 -8,206
Oct 2023 -41,913 34,506 -7,406
Nov 2023 -40,694 34,093 -6,601
Dec 2023 -39,469 33,680 -5,790
Jan 2024 -38,239 33,266 -4,972
Feb 2024 -37,002 32,853 -4,149
Mar 2024 -35,760 32,439 -3,320
Apr 2024 -34,512 32,026 -2,486
May 2024 -33,258 31,613 -1,645
Jun 2024 -31,998 31,199 -798
Jul 2024 -30,732 29,013 -1,719
Aug 2024 -29,460 28,599 -861
End Of Year 4 of Loan
Sep 2024 -28,183 28,186 3
Oct 2024 -26,900 27,773 873
Nov 2024 -25,610 27,359 1,749
Dec 2024 -24,315 26,946 2,631
Jan 2025 -23,014 26,533 3,518
Feb 2025 -21,707 26,119 4,412
Mar 2025 -20,395 25,706 5,311
Apr 2025 -19,076 25,293 6,217
May 2025 -17,752 24,879 7,128
Jun 2025 -16,421 24,466 8,045
Jul 2025 -15,085 22,279 7,194
Aug 2025 -13,743 21,866 8,123
End Of Year 5 of Loan
Sep 2025 -12,395 21,453 9,057
Oct 2025 -11,041 21,039 9,998
Nov 2025 -9,682 20,626 10,944
Dec 2025 -8,316 20,213 11,896
Jan 2026 -6,945 19,799 12,854
Feb 2026 -5,568 19,386 13,818
Mar 2026 -4,185 18,973 14,788
Apr 2026 -2,796 18,559 15,764
May 2026 -1,401 18,146 16,745
Jun 2026 0 17,733 17,733
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make