$139,988

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
3 Jan 2014 (3 years remaining)
Months
(3 years)
%

$67,450 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$79,300
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$139,988
Monthly Installment
$2,541.72 /month for 3 years (36 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$55,995 (40% of Car Price)
1st Installment
$2,541.72
Total Upfront Payment
$58,561.92

Loan Details

Total Loan
$83,993 Information
Total Interest
$7,509 Information
Total Sum Paid
$91,502 at the end of 3 years (36 months)

Other Car Financial Details

COE
$79,300 Information
ARF Paid
$93,410 Information
PARF Rebate
You get back $46,705 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$31,746 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -81,857 63,599 -18,258
Mar 2021 -79,710 62,938 -16,772
Apr 2021 -77,551 62,278 -15,274
May 2021 -75,382 61,617 -13,765
Jun 2021 -73,201 60,956 -12,245
Jul 2021 -71,009 60,295 -10,714
Aug 2021 -68,805 59,634 -9,171
Sep 2021 -66,591 58,973 -7,617
Oct 2021 -64,364 58,313 -6,052
Nov 2021 -62,127 57,652 -4,476
Dec 2021 -59,879 56,991 -2,888
Jan 2022 -57,619 56,330 -1,289
End Of Year 1 of Loan
Feb 2022 -55,348 52,297 -3,051
Mar 2022 -53,065 51,636 -1,429
Apr 2022 -50,772 50,975 203
May 2022 -48,467 50,314 1,848
Jun 2022 -46,150 49,653 3,503
Jul 2022 -43,823 48,993 5,170
Aug 2022 -41,484 48,332 6,848
Sep 2022 -39,134 47,671 8,537
Oct 2022 -36,773 47,010 10,237
Nov 2022 -34,400 46,349 11,949
Dec 2022 -32,016 45,688 13,672
Jan 2023 -29,621 45,028 15,406
End Of Year 2 of Loan
Feb 2023 -27,215 40,994 13,779
Mar 2023 -24,797 40,333 15,536
Apr 2023 -22,368 39,673 17,304
May 2023 -19,928 39,012 19,084
Jun 2023 -17,476 38,351 20,875
Jul 2023 -15,014 37,690 22,676
Aug 2023 -12,539 37,029 24,490
Sep 2023 -10,054 36,368 26,314
Oct 2023 -7,557 35,708 28,150
Nov 2023 -5,050 35,047 29,997
Dec 2023 -2,530 34,386 31,855
Jan 2024 0 33,725 33,725
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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