$79,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
17 Jan 2014 (3 years, 2 months remaining)
Months
(3 years, 2 months )
%

$26,849 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$72,369
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$79,800
Monthly Installment
$1,378.90 /month for 3 years, 2 months (38 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,940 (30% of Car Price)
1st Installment
$1,378.90
Total Upfront Payment
$25,343.90

Loan Details

Total Loan
$55,860 Information
Total Interest
$4,518 Information
Total Sum Paid
$60,378 at the end of 3 years, 2 months (38 months)

Other Car Financial Details

COE
$72,369 Information
ARF Paid
$29,589 Information
PARF Rebate
You get back $14,794 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$20,818 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan 2022 -46,733 39,766 -6,967
Feb 2022 -45,580 39,163 -6,417
Mar 2022 -44,420 37,217 -7,203
Apr 2022 -43,255 36,614 -6,641
May 2022 -42,083 36,011 -6,072
Jun 2022 -40,905 35,408 -5,498
Jul 2022 -39,722 34,805 -4,917
Aug 2022 -38,532 34,202 -4,330
Sep 2022 -37,336 33,599 -3,737
Oct 2022 -36,134 32,996 -3,138
Nov 2022 -34,925 32,392 -2,533
Dec 2022 -33,711 31,789 -1,922
End Of Year 1 of Loan
Jan 2023 -32,491 31,186 -1,305
Feb 2023 -31,264 30,583 -681
Mar 2023 -30,032 28,638 -1,394
Apr 2023 -28,793 28,035 -759
May 2023 -27,548 27,432 -117
Jun 2023 -26,298 26,828 531
Jul 2023 -25,041 26,225 1,185
Aug 2023 -23,778 25,622 1,845
Sep 2023 -22,508 25,019 2,511
Oct 2023 -21,233 24,416 3,183
Nov 2023 -19,952 23,813 3,861
Dec 2023 -18,664 23,210 4,546
End Of Year 2 of Loan
Jan 2024 -17,371 22,607 5,236
Feb 2024 -16,071 22,004 5,933
Mar 2024 -14,765 20,058 5,293
Apr 2024 -13,454 19,455 6,002
May 2024 -12,136 18,852 6,716
Jun 2024 -10,812 18,249 7,437
Jul 2024 -9,482 17,646 8,164
Aug 2024 -8,145 17,043 8,898
Sep 2024 -6,803 16,440 9,637
Oct 2024 -5,455 15,837 10,382
Nov 2024 -4,100 15,234 11,134
Dec 2024 -2,740 14,631 11,891
End Of Year 3 of Loan
Jan 2025 -1,373 14,028 12,655
Feb 2025 0 13,425 13,425
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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