$119,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
24 Oct 2016 (5 years, 10 months remaining)
Months
(5 years, 10 months )
%

$24,478 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$50,991
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$119,800
Monthly Installment
$1,205.36 /month for 5 years, 10 months (70 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$35,940 (30% of Car Price)
1st Installment
$1,205.36
Total Upfront Payment
$37,170.36

Loan Details

Total Loan
$83,860 Information
Total Interest
$12,495 Information
Total Sum Paid
$96,355 at the end of 5 years, 10 months (70 months)

Other Car Financial Details

COE
$50,991 Information
ARF Paid
$26,269 Information
PARF Rebate
You get back $13,135 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$18,108 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan 2022 -71,027 47,678 -23,348
Feb 2022 -70,168 47,253 -22,915
Mar 2022 -69,305 46,828 -22,476
Apr 2022 -68,436 46,404 -22,033
May 2022 -67,563 45,979 -21,584
Jun 2022 -66,684 45,554 -21,131
Jul 2022 -65,801 45,129 -20,672
Aug 2022 -64,912 44,704 -20,208
Sep 2022 -64,019 44,279 -19,740
Oct 2022 -63,120 43,854 -19,266
Nov 2022 -62,216 42,205 -20,011
Dec 2022 -61,308 41,780 -19,527
End Of Year 1 of Loan
Jan 2023 -60,394 41,355 -19,038
Feb 2023 -59,475 40,930 -18,545
Mar 2023 -58,551 40,505 -18,046
Apr 2023 -57,622 40,081 -17,542
May 2023 -56,689 39,656 -17,033
Jun 2023 -55,750 39,231 -16,519
Jul 2023 -54,806 38,806 -16,000
Aug 2023 -53,857 38,381 -15,476
Sep 2023 -52,903 37,956 -14,947
Oct 2023 -51,944 37,531 -14,413
Nov 2023 -50,980 35,882 -15,098
Dec 2023 -50,011 35,457 -14,554
End Of Year 2 of Loan
Jan 2024 -49,037 35,032 -14,005
Feb 2024 -48,058 34,607 -13,450
Mar 2024 -47,074 34,182 -12,891
Apr 2024 -46,085 33,758 -12,327
May 2024 -45,090 33,333 -11,758
Jun 2024 -44,091 32,908 -11,184
Jul 2024 -43,087 32,483 -10,604
Aug 2024 -42,078 32,058 -10,020
Sep 2024 -41,063 31,633 -9,431
Oct 2024 -40,044 31,208 -8,836
Nov 2024 -39,020 29,559 -9,461
Dec 2024 -37,990 29,134 -8,856
End Of Year 3 of Loan
Jan 2025 -36,956 28,709 -8,247
Feb 2025 -35,917 28,284 -7,632
Mar 2025 -34,872 27,859 -7,013
Apr 2025 -33,823 27,435 -6,388
May 2025 -32,768 27,010 -5,759
Jun 2025 -31,709 26,585 -5,124
Jul 2025 -30,644 26,160 -4,484
Aug 2025 -29,574 25,735 -3,840
Sep 2025 -28,500 25,310 -3,190
Oct 2025 -27,420 24,885 -2,535
Nov 2025 -26,335 23,236 -3,099
Dec 2025 -25,246 22,811 -2,435
End Of Year 4 of Loan
Jan 2026 -24,151 22,386 -1,765
Feb 2026 -23,051 21,961 -1,090
Mar 2026 -21,946 21,536 -410
Apr 2026 -20,837 21,112 275
May 2026 -19,722 20,687 965
Jun 2026 -18,602 20,262 1,660
Jul 2026 -17,477 19,837 2,360
Aug 2026 -16,347 19,412 3,065
Sep 2026 -15,212 18,987 3,775
Oct 2026 -14,072 18,562 4,490
Nov 2026 -12,927 16,913 3,986
Dec 2026 -11,777 16,488 4,711
End Of Year 5 of Loan
Jan 2027 -10,622 16,063 5,441
Feb 2027 -9,462 15,638 6,177
Mar 2027 -8,297 15,213 6,917
Apr 2027 -7,127 14,789 7,662
May 2027 -5,951 14,364 8,412
Jun 2027 -4,771 13,939 9,168
Jul 2027 -3,586 13,514 9,928
Aug 2027 -2,396 13,089 10,693
Sep 2027 -1,200 12,664 11,464
Oct 2027 0 12,239 12,239
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make