$39,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
19 May 2010 (1 years remaining)
Months
(1 years)
%

$33,964 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$42,001
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$39,800
Monthly Installment
$2,049.30 /month for 1 years (12 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$11,940 (30% of Car Price)
1st Installment
$2,049.30
Total Upfront Payment
$14,014.30

Loan Details

Total Loan
$27,860 Information
Total Interest
$712 Information
Total Sum Paid
$28,572 at the end of 1 years (12 months)

Other Car Financial Details

COE
$42,001 Information
ARF Paid
$33,964 Information
PARF Rebate
You get back $16,982 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -21,940 20,832 -1,108
Jun 2021 -19,991 20,482 491
Jul 2021 -18,033 20,132 2,099
Aug 2021 -16,066 19,782 3,716
Sep 2021 -14,090 19,432 5,342
Oct 2021 -12,104 19,082 6,978
Nov 2021 -10,110 18,732 8,622
Dec 2021 -8,106 18,382 10,276
Jan 2022 -6,093 18,032 11,939
Feb 2022 -4,071 17,682 13,611
Mar 2022 -2,040 17,332 15,292
Apr 2022 0 16,982 16,982
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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