$257,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jul 2014 (4 years, 10 months remaining)
Months
(4 years, 10 months )
%

$97,016 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$67,304
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$257,800
Monthly Installment
$3,051.02 /month for 4 years, 10 months (58 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$103,120 (40% of Car Price)
1st Installment
$3,051.02
Total Upfront Payment
$106,196.02

Loan Details

Total Loan
$154,680 Information
Total Interest
$22,279 Information
Total Sum Paid
$176,959 at the end of 4 years, 10 months (58 months)

Other Car Financial Details

COE
$67,304 Information
ARF Paid
$146,629 Information
PARF Rebate
You get back $73,314 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$38,517 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2019 -152,384 99,881 -52,504
Nov 2019 -150,075 99,320 -50,756
Dec 2019 -147,754 98,759 -48,995
Jan 2020 -145,419 98,198 -47,221
Feb 2020 -143,071 97,637 -45,434
Mar 2020 -140,710 97,076 -43,634
Apr 2020 -138,336 96,515 -41,821
May 2020 -135,949 95,955 -39,995
Jun 2020 -133,549 95,394 -38,155
Jul 2020 -131,136 94,833 -36,303
Aug 2020 -128,710 89,421 -39,289
Sep 2020 -126,271 88,860 -37,411
End Of Year 1 of Loan
Oct 2020 -123,819 88,299 -35,520
Nov 2020 -121,354 87,739 -33,615
Dec 2020 -118,876 87,178 -31,698
Jan 2021 -116,385 86,617 -29,768
Feb 2021 -113,881 86,056 -27,825
Mar 2021 -111,363 85,495 -25,868
Apr 2021 -108,833 84,934 -23,899
May 2021 -106,290 84,373 -21,917
Jun 2021 -103,734 83,812 -19,921
Jul 2021 -101,165 83,252 -17,913
Aug 2021 -98,582 77,840 -20,742
Sep 2021 -95,987 77,279 -18,708
End Of Year 2 of Loan
Oct 2021 -93,379 76,718 -16,661
Nov 2021 -90,757 76,157 -14,600
Dec 2021 -88,123 75,596 -12,527
Jan 2022 -85,476 75,036 -10,440
Feb 2022 -82,815 74,475 -8,341
Mar 2022 -80,142 73,914 -6,228
Apr 2022 -77,456 73,353 -4,103
May 2022 -74,756 72,792 -1,964
Jun 2022 -72,044 72,231 188
Jul 2022 -69,318 71,670 2,352
Aug 2022 -66,580 66,259 -321
Sep 2022 -63,828 65,698 1,870
End Of Year 3 of Loan
Oct 2022 -61,064 65,137 4,073
Nov 2022 -58,286 64,576 6,290
Dec 2022 -55,495 64,015 8,520
Jan 2023 -52,692 63,454 10,763
Feb 2023 -49,875 62,894 13,018
Mar 2023 -47,045 62,333 15,287
Apr 2023 -44,203 61,772 17,569
May 2023 -41,347 61,211 19,864
Jun 2023 -38,478 60,650 22,172
Jul 2023 -35,597 60,089 24,493
Aug 2023 -32,702 54,678 21,976
Sep 2023 -29,794 54,117 24,323
End Of Year 4 of Loan
Oct 2023 -26,873 53,556 26,683
Nov 2023 -23,939 52,995 29,056
Dec 2023 -20,993 52,434 31,442
Jan 2024 -18,033 51,873 33,841
Feb 2024 -15,060 51,312 36,253
Mar 2024 -12,074 50,751 38,678
Apr 2024 -9,075 50,191 41,116
May 2024 -6,063 49,630 43,567
Jun 2024 -3,038 49,069 46,031
Jul 2024 0 48,508 48,508
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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