$257,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jul 2014 (4 years, 5 months remaining)
Months
(4 years, 5 months )
%

$97,016 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$67,304
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$257,800
Monthly Installment
$3,302.61 /month for 4 years, 5 months (53 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$103,120 (40% of Car Price)
1st Installment
$3,302.61
Total Upfront Payment
$106,447.61

Loan Details

Total Loan
$154,680 Information
Total Interest
$20,358 Information
Total Sum Paid
$175,038 at the end of 4 years, 5 months (53 months)

Other Car Financial Details

COE
$67,304 Information
ARF Paid
$146,629 Information
PARF Rebate
You get back $73,314 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$42,111 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2020 -152,131 97,076 -55,055
Apr 2020 -149,569 96,515 -53,053
May 2020 -146,992 95,955 -51,037
Jun 2020 -144,400 95,394 -49,007
Jul 2020 -141,795 94,833 -46,962
Aug 2020 -139,175 89,421 -49,754
Sep 2020 -136,541 88,860 -47,681
Oct 2020 -133,893 88,299 -45,593
Nov 2020 -131,230 87,739 -43,492
Dec 2020 -128,554 87,178 -41,376
Jan 2021 -125,863 86,617 -39,246
Feb 2021 -123,158 86,056 -37,102
End Of Year 1 of Loan
Mar 2021 -120,439 85,495 -34,944
Apr 2021 -117,705 84,934 -32,771
May 2021 -114,957 84,373 -30,584
Jun 2021 -112,195 83,812 -28,383
Jul 2021 -109,419 83,252 -26,167
Aug 2021 -106,629 77,840 -28,789
Sep 2021 -103,824 77,279 -26,545
Oct 2021 -101,005 76,718 -24,287
Nov 2021 -98,172 76,157 -22,015
Dec 2021 -95,325 75,596 -19,728
Jan 2022 -92,463 75,036 -17,427
Feb 2022 -89,587 74,475 -15,112
End Of Year 2 of Loan
Mar 2022 -86,697 73,914 -12,783
Apr 2022 -83,793 73,353 -10,440
May 2022 -80,874 72,792 -8,082
Jun 2022 -77,942 72,231 -5,710
Jul 2022 -74,995 71,670 -3,324
Aug 2022 -72,034 66,259 -5,775
Sep 2022 -69,058 65,698 -3,360
Oct 2022 -66,068 65,137 -931
Nov 2022 -63,065 64,576 1,511
Dec 2022 -60,047 64,015 3,969
Jan 2023 -57,014 63,454 6,440
Feb 2023 -53,968 62,894 8,926
End Of Year 3 of Loan
Mar 2023 -50,907 62,333 11,426
Apr 2023 -47,832 61,772 13,940
May 2023 -44,743 61,211 16,468
Jun 2023 -41,639 60,650 19,011
Jul 2023 -38,522 60,089 21,568
Aug 2023 -35,390 54,678 19,288
Sep 2023 -32,244 54,117 21,873
Oct 2023 -29,083 53,556 24,472
Nov 2023 -25,909 52,995 27,086
Dec 2023 -22,720 52,434 29,714
Jan 2024 -19,517 51,873 32,356
Feb 2024 -16,300 51,312 35,013
End Of Year 4 of Loan
Mar 2024 -13,068 50,751 37,683
Apr 2024 -9,822 50,191 40,368
May 2024 -6,563 49,630 43,067
Jun 2024 -3,288 49,069 45,780
Jul 2024 0 48,508 48,508
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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