$84,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Jun 2016 (5 years, 2 months remaining)
Months
(5 years, 2 months )
%

$19,298 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$47,300
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$84,800
Monthly Installment
$1,104.83 /month for 5 years, 2 months (62 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$25,440 (30% of Car Price)
1st Installment
$1,104.83
Total Upfront Payment
$26,569.83

Loan Details

Total Loan
$59,360 Information
Total Interest
$9,139 Information
Total Sum Paid
$68,499 at the end of 5 years, 2 months (62 months)

Other Car Financial Details

COE
$47,300 Information
ARF Paid
$19,298 Information
PARF Rebate
You get back $9,649 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$14,669 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2021 -58,545 38,518 -20,028
Jul 2021 -57,726 38,124 -19,602
Aug 2021 -56,902 36,764 -20,137
Sep 2021 -56,073 36,370 -19,703
Oct 2021 -55,240 35,976 -19,264
Nov 2021 -54,402 35,582 -18,820
Dec 2021 -53,559 35,188 -18,371
Jan 2022 -52,711 34,794 -17,918
Feb 2022 -51,859 34,399 -17,460
Mar 2022 -51,003 34,005 -16,997
Apr 2022 -50,141 33,611 -16,530
May 2022 -49,275 33,217 -16,058
End Of Year 1 of Loan
Jun 2022 -48,404 32,823 -15,581
Jul 2022 -47,529 32,429 -15,100
Aug 2022 -46,648 31,070 -15,579
Sep 2022 -45,763 30,675 -15,088
Oct 2022 -44,874 30,281 -14,593
Nov 2022 -43,980 29,887 -14,093
Dec 2022 -43,081 29,493 -13,588
Jan 2023 -42,177 29,099 -13,078
Feb 2023 -41,269 28,705 -12,564
Mar 2023 -40,356 28,310 -12,045
Apr 2023 -39,438 27,916 -11,522
May 2023 -38,516 27,522 -10,994
End Of Year 2 of Loan
Jun 2023 -37,589 27,128 -10,461
Jul 2023 -36,657 26,734 -9,923
Aug 2023 -35,721 25,375 -10,346
Sep 2023 -34,780 24,980 -9,799
Oct 2023 -33,834 24,586 -9,248
Nov 2023 -32,884 24,192 -8,692
Dec 2023 -31,929 23,798 -8,131
Jan 2024 -30,969 23,404 -7,565
Feb 2024 -30,004 23,010 -6,995
Mar 2024 -29,035 22,615 -6,420
Apr 2024 -28,061 22,221 -5,840
May 2024 -27,083 21,827 -5,256
End Of Year 3 of Loan
Jun 2024 -26,100 21,433 -4,667
Jul 2024 -25,112 21,039 -4,073
Aug 2024 -24,119 19,680 -4,440
Sep 2024 -23,122 19,286 -3,837
Oct 2024 -22,120 18,891 -3,229
Nov 2024 -21,114 18,497 -2,617
Dec 2024 -20,103 18,103 -2,000
Jan 2025 -19,087 17,709 -1,378
Feb 2025 -18,066 17,315 -751
Mar 2025 -17,041 16,921 -120
Apr 2025 -16,011 16,526 516
May 2025 -14,976 16,132 1,156
End Of Year 4 of Loan
Jun 2025 -13,937 15,738 1,801
Jul 2025 -12,893 15,344 2,451
Aug 2025 -11,844 13,985 2,141
Sep 2025 -10,791 13,591 2,800
Oct 2025 -9,733 13,197 3,464
Nov 2025 -8,670 12,802 4,132
Dec 2025 -7,603 12,408 4,805
Jan 2026 -6,531 12,014 5,483
Feb 2026 -5,454 11,620 6,166
Mar 2026 -4,373 11,226 6,853
Apr 2026 -3,286 10,832 7,545
May 2026 -2,196 10,437 8,242
End Of Year 5 of Loan
Jun 2026 -1,100 10,043 8,943
Jul 2026 0 9,649 9,649
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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