Mercedes-Benz CLA-Class CLA180

$129,000

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

24 Apr 2017 (6 years, 2 months remaining)

Loan Term

Months

(6 years, 2 months )

Interest Rate

OMV:

$28,815 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$52,668

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $129,000
Monthly Installment: $1,238.16 /month for 6 years, 2 months (74 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $38,700 (30% of Car Price)
1st Installment: $1,238.16
Total Upfront Payment: $39,963.16

Loan Details

Total Loan: $90,300
Total Interest: $14,224
Total Sum Paid: $104,524 at the end of 6 years, 2 months (74 months)

Other Car Financial Details

COE: $52,668
ARF Paid: $32,341
PARF Rebate: You get back $16,171 at the end of 10th year (PARF Rebate)
Annual Depreciation: $18,366

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Apr	2021	39,938	90,385	13,844	-76,541	21,611	32,040	53,651	-22,890
2.	May	2021	41,176	89,147	13,470	-75,677	21,611	31,601	53,212	-22,465
3.	Jun	2021	42,414	87,909	13,101	-74,808	21,611	31,162	52,773	-22,035
4.	Jul	2021	43,653	86,671	12,737	-73,934	21,611	30,723	52,334	-21,600
5.	Aug	2021	44,891	85,433	12,378	-73,054	21,611	30,284	51,895	-21,159
6.	Sep	2021	46,129	84,195	12,025	-72,170	21,611	29,845	51,456	-20,713
7.	Oct	2021	47,367	82,956	11,676	-71,280	21,611	29,406	51,018	-20,263
8.	Nov	2021	48,605	81,718	11,333	-70,386	21,611	28,967	50,579	-19,807
9.	Dec	2021	49,843	80,480	10,994	-69,486	21,611	28,529	50,140	-19,346
10.	Jan	2022	51,082	79,242	10,661	-68,581	21,611	28,090	49,701	-18,880
11.	Feb	2022	52,320	78,004	10,333	-67,671	21,611	27,651	49,262	-18,409
12.	Mar	2022	53,558	76,766	10,010	-66,755	21,611	27,212	48,823	-17,932
End Of Year 1 of Loan
13.	Apr	2022	54,796	75,528	9,693	-65,835	21,611	26,773	48,384	-17,451
14.	May	2022	56,034	74,289	9,380	-64,910	21,611	26,334	47,945	-16,964
15.	Jun	2022	57,272	73,051	9,072	-63,979	20,171	25,895	46,066	-17,913
16.	Jul	2022	58,510	71,813	8,770	-63,043	20,171	25,456	45,627	-17,416
17.	Aug	2022	59,749	70,575	8,473	-62,102	20,171	25,017	45,188	-16,914
18.	Sep	2022	60,987	69,337	8,180	-61,156	20,171	24,578	44,749	-16,407
19.	Oct	2022	62,225	68,099	7,893	-60,205	20,171	24,140	44,310	-15,895
20.	Nov	2022	63,463	66,860	7,612	-59,249	20,171	23,701	43,871	-15,378
21.	Dec	2022	64,701	65,622	7,335	-58,288	20,171	23,262	43,432	-14,855
22.	Jan	2023	65,939	64,384	7,063	-57,321	20,171	22,823	42,993	-14,328
23.	Feb	2023	67,178	63,146	6,797	-56,349	20,171	22,384	42,554	-13,795
24.	Mar	2023	68,416	61,908	6,535	-55,373	20,171	21,945	42,116	-13,257
End Of Year 2 of Loan
25.	Apr	2023	69,654	60,670	6,279	-54,391	20,171	21,506	41,677	-12,714
26.	May	2023	70,892	59,431	6,028	-53,404	20,171	21,067	41,238	-12,166
27.	Jun	2023	72,130	58,193	5,782	-52,412	18,730	20,628	39,358	-13,054
28.	Jul	2023	73,368	56,955	5,541	-51,414	18,730	20,189	38,919	-12,495
29.	Aug	2023	74,607	55,717	5,305	-50,412	18,730	19,751	38,480	-11,932
30.	Sep	2023	75,845	54,479	5,074	-49,405	18,730	19,312	38,041	-11,363
31.	Oct	2023	77,083	53,241	4,849	-48,392	18,730	18,873	37,602	-10,789
32.	Nov	2023	78,321	52,003	4,628	-47,374	18,730	18,434	37,164	-10,211
33.	Dec	2023	79,559	50,764	4,413	-46,351	18,730	17,995	36,725	-9,627
34.	Jan	2024	80,797	49,526	4,203	-45,323	18,730	17,556	36,286	-9,037
35.	Feb	2024	82,035	48,288	3,998	-44,290	18,730	17,117	35,847	-8,443
36.	Mar	2024	83,274	47,050	3,798	-43,252	18,730	16,678	35,408	-7,844
End Of Year 3 of Loan
37.	Apr	2024	84,512	45,812	3,603	-42,208	18,730	16,239	34,969	-7,239
38.	May	2024	85,750	44,574	3,414	-41,160	18,730	15,800	34,530	-6,630
39.	Jun	2024	86,988	43,335	3,229	-40,106	17,289	15,362	32,651	-7,456
40.	Jul	2024	88,226	42,097	3,050	-39,048	17,289	14,923	32,212	-6,836
41.	Aug	2024	89,464	40,859	2,875	-37,984	17,289	14,484	31,773	-6,211
42.	Sep	2024	90,703	39,621	2,706	-36,915	17,289	14,045	31,334	-5,581
43.	Oct	2024	91,941	38,383	2,542	-35,841	17,289	13,606	30,895	-4,946
44.	Nov	2024	93,179	37,145	2,383	-34,761	17,289	13,167	30,456	-4,305
45.	Dec	2024	94,417	35,907	2,230	-33,677	17,289	12,728	30,017	-3,660
46.	Jan	2025	95,655	34,668	2,081	-32,587	17,289	12,289	29,578	-3,009
47.	Feb	2025	96,893	33,430	1,937	-31,493	17,289	11,850	29,139	-2,353
48.	Mar	2025	98,131	32,192	1,799	-30,393	17,289	11,411	28,700	-1,693
End Of Year 4 of Loan
49.	Apr	2025	99,370	30,954	1,666	-29,288	17,289	10,973	28,262	-1,027
50.	May	2025	100,608	29,716	1,538	-28,178	17,289	10,534	27,823	-355
51.	Jun	2025	101,846	28,478	1,415	-27,063	15,848	10,095	25,943	-1,120
52.	Jul	2025	103,084	27,239	1,297	-25,943	15,848	9,656	25,504	-439
53.	Aug	2025	104,322	26,001	1,184	-24,817	15,848	9,217	25,065	248	Break Even
54.	Sep	2025	105,560	24,763	1,076	-23,687	15,848	8,778	24,626	940
55.	Oct	2025	106,799	23,525	974	-22,551	15,848	8,339	24,187	1,636
56.	Nov	2025	108,037	22,287	876	-21,410	15,848	7,900	23,748	2,338
57.	Dec	2025	109,275	21,049	784	-20,264	15,848	7,461	23,310	3,045
58.	Jan	2026	110,513	19,810	697	-19,113	15,848	7,022	22,871	3,757
59.	Feb	2026	111,751	18,572	615	-17,957	15,848	6,584	22,432	4,474
60.	Mar	2026	112,989	17,334	538	-16,796	15,848	6,145	21,993	5,197
End Of Year 5 of Loan
61.	Apr	2026	114,228	16,096	466	-15,630	15,848	5,706	21,554	5,924
62.	May	2026	115,466	14,858	400	-14,458	15,848	5,267	21,115	6,657
63.	Jun	2026	116,704	13,620	338	-13,281	14,408	4,828	19,235	5,954
64.	Jul	2026	117,942	12,382	282	-12,100	14,408	4,389	18,797	6,697
65.	Aug	2026	119,180	11,143	231	-10,913	14,408	3,950	18,358	7,445
66.	Sep	2026	120,418	9,905	185	-9,721	14,408	3,511	17,919	8,198
67.	Oct	2026	121,656	8,667	144	-8,524	14,408	3,072	17,480	8,956
68.	Nov	2026	122,895	7,429	108	-7,321	14,408	2,633	17,041	9,720
69.	Dec	2026	124,133	6,191	77	-6,114	14,408	2,195	16,602	10,488
70.	Jan	2027	125,371	4,953	51	-4,901	14,408	1,756	16,163	11,262
71.	Feb	2027	126,609	3,714	31	-3,684	14,408	1,317	15,724	12,040
72.	Mar	2027	127,847	2,476	15	-2,461	14,408	878	15,285	12,824
End Of Year 6 of Loan
73.	Apr	2027	129,085	1,238	5	-1,233	14,408	439	14,846	13,613
74.	May	2027	130,324	0	0	0	14,408	0	14,408	14,408	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Apr	2021	-76,541	53,651	-22,890
May	2021	-75,677	53,212	-22,465
Jun	2021	-74,808	52,773	-22,035
Jul	2021	-73,934	52,334	-21,600
Aug	2021	-73,054	51,895	-21,159
Sep	2021	-72,170	51,456	-20,713
Oct	2021	-71,280	51,018	-20,263
Nov	2021	-70,386	50,579	-19,807
Dec	2021	-69,486	50,140	-19,346
Jan	2022	-68,581	49,701	-18,880
Feb	2022	-67,671	49,262	-18,409
Mar	2022	-66,755	48,823	-17,932
End Of Year 1 of Loan
Apr	2022	-65,835	48,384	-17,451
May	2022	-64,910	47,945	-16,964
Jun	2022	-63,979	46,066	-17,913
Jul	2022	-63,043	45,627	-17,416
Aug	2022	-62,102	45,188	-16,914
Sep	2022	-61,156	44,749	-16,407
Oct	2022	-60,205	44,310	-15,895
Nov	2022	-59,249	43,871	-15,378
Dec	2022	-58,288	43,432	-14,855
Jan	2023	-57,321	42,993	-14,328
Feb	2023	-56,349	42,554	-13,795
Mar	2023	-55,373	42,116	-13,257
End Of Year 2 of Loan
Apr	2023	-54,391	41,677	-12,714
May	2023	-53,404	41,238	-12,166
Jun	2023	-52,412	39,358	-13,054
Jul	2023	-51,414	38,919	-12,495
Aug	2023	-50,412	38,480	-11,932
Sep	2023	-49,405	38,041	-11,363
Oct	2023	-48,392	37,602	-10,789
Nov	2023	-47,374	37,164	-10,211
Dec	2023	-46,351	36,725	-9,627
Jan	2024	-45,323	36,286	-9,037
Feb	2024	-44,290	35,847	-8,443
Mar	2024	-43,252	35,408	-7,844
End Of Year 3 of Loan
Apr	2024	-42,208	34,969	-7,239
May	2024	-41,160	34,530	-6,630
Jun	2024	-40,106	32,651	-7,456
Jul	2024	-39,048	32,212	-6,836
Aug	2024	-37,984	31,773	-6,211
Sep	2024	-36,915	31,334	-5,581
Oct	2024	-35,841	30,895	-4,946
Nov	2024	-34,761	30,456	-4,305
Dec	2024	-33,677	30,017	-3,660
Jan	2025	-32,587	29,578	-3,009
Feb	2025	-31,493	29,139	-2,353
Mar	2025	-30,393	28,700	-1,693
End Of Year 4 of Loan
Apr	2025	-29,288	28,262	-1,027
May	2025	-28,178	27,823	-355
Jun	2025	-27,063	25,943	-1,120
Jul	2025	-25,943	25,504	-439
Aug	2025	-24,817	25,065	248
Sep	2025	-23,687	24,626	940
Oct	2025	-22,551	24,187	1,636
Nov	2025	-21,410	23,748	2,338
Dec	2025	-20,264	23,310	3,045
Jan	2026	-19,113	22,871	3,757
Feb	2026	-17,957	22,432	4,474
Mar	2026	-16,796	21,993	5,197
End Of Year 5 of Loan
Apr	2026	-15,630	21,554	5,924
May	2026	-14,458	21,115	6,657
Jun	2026	-13,281	19,235	5,954
Jul	2026	-12,100	18,797	6,697
Aug	2026	-10,913	18,358	7,445
Sep	2026	-9,721	17,919	8,198
Oct	2026	-8,524	17,480	8,956
Nov	2026	-7,321	17,041	9,720
Dec	2026	-6,114	16,602	10,488
Jan	2027	-4,901	16,163	11,262
Feb	2027	-3,684	15,724	12,040
Mar	2027	-2,461	15,285	12,824
End Of Year 6 of Loan
Apr	2027	-1,233	14,846	13,613
May	2027	0	14,408	14,408

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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