$65,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
18 Aug 2015 (4 years, 4 months remaining)
Months
(4 years, 4 months )
%

$18,038 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$56,209
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$65,800
Monthly Installment
$1,000.15 /month for 4 years, 4 months (52 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,740 (30% of Car Price)
1st Installment
$1,000.15
Total Upfront Payment
$20,765.15

Loan Details

Total Loan
$46,060 Information
Total Interest
$5,948 Information
Total Sum Paid
$52,008 at the end of 4 years, 4 months (52 months)

Other Car Financial Details

COE
$56,209 Information
ARF Paid
$18,038 Information
PARF Rebate
You get back $9,019 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$13,077 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -45,284 36,515 -8,769
Jun 2021 -44,504 36,047 -8,457
Jul 2021 -43,720 35,579 -8,141
Aug 2021 -42,931 35,110 -7,821
Sep 2021 -42,138 33,740 -8,398
Oct 2021 -41,341 33,271 -8,070
Nov 2021 -40,539 32,803 -7,736
Dec 2021 -39,734 32,335 -7,399
Jan 2022 -38,923 31,866 -7,057
Feb 2022 -38,109 31,398 -6,711
Mar 2022 -37,290 30,929 -6,360
Apr 2022 -36,467 30,461 -6,006
End Of Year 1 of Loan
May 2022 -35,639 29,993 -5,647
Jun 2022 -34,807 29,524 -5,283
Jul 2022 -33,971 29,056 -4,915
Aug 2022 -33,131 28,587 -4,543
Sep 2022 -32,286 27,217 -5,069
Oct 2022 -31,437 26,749 -4,688
Nov 2022 -30,584 26,280 -4,303
Dec 2022 -29,726 25,812 -3,914
Jan 2023 -28,864 25,343 -3,520
Feb 2023 -27,997 24,875 -3,122
Mar 2023 -27,127 24,407 -2,720
Apr 2023 -26,252 23,938 -2,314
End Of Year 2 of Loan
May 2023 -25,373 23,470 -1,903
Jun 2023 -24,489 23,001 -1,487
Jul 2023 -23,601 22,533 -1,068
Aug 2023 -22,709 22,065 -644
Sep 2023 -21,812 20,694 -1,118
Oct 2023 -20,911 20,226 -685
Nov 2023 -20,006 19,757 -249
Dec 2023 -19,097 19,289 192
Jan 2024 -18,183 18,821 638
Feb 2024 -17,265 18,352 1,088
Mar 2024 -16,342 17,884 1,542
Apr 2024 -15,415 17,415 2,000
End Of Year 3 of Loan
May 2024 -14,484 16,947 2,463
Jun 2024 -13,549 16,479 2,930
Jul 2024 -12,609 16,010 3,401
Aug 2024 -11,665 15,542 3,877
Sep 2024 -10,717 14,171 3,455
Oct 2024 -9,764 13,703 3,939
Nov 2024 -8,807 13,235 4,428
Dec 2024 -7,846 12,766 4,920
Jan 2025 -6,880 12,298 5,418
Feb 2025 -5,910 11,829 5,919
Mar 2025 -4,936 11,361 6,425
Apr 2025 -3,957 10,893 6,935
End Of Year 4 of Loan
May 2025 -2,975 10,424 7,450
Jun 2025 -1,987 9,956 7,968
Jul 2025 -996 9,487 8,492
Aug 2025 0 9,019 9,019
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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