$75,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
15 Mar 2013 (1 years, 11 months remaining)
Months
(1 years, 11 months )
%

$33,900 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$65,001
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$75,800
Monthly Installment
$2,090.33 /month for 1 years, 11 months (23 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$22,740 (30% of Car Price)
1st Installment
$2,090.33
Total Upfront Payment
$24,855.33

Loan Details

Total Loan
$53,060 Information
Total Interest
$2,598 Information
Total Sum Paid
$55,658 at the end of 1 years, 11 months (23 months)

Other Car Financial Details

COE
$65,001 Information
ARF Paid
$39,460 Information
PARF Rebate
You get back $19,730 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$29,153 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -43,606 30,562 -13,044
Jun 2021 -41,723 30,020 -11,703
Jul 2021 -39,830 29,479 -10,352
Aug 2021 -37,928 28,937 -8,991
Sep 2021 -36,017 28,395 -7,621
Oct 2021 -34,096 27,853 -6,242
Nov 2021 -32,165 27,312 -4,854
Dec 2021 -30,226 26,770 -3,455
Jan 2022 -28,276 26,228 -2,048
Feb 2022 -26,318 25,687 -631
Mar 2022 -24,350 25,145 795
Apr 2022 -22,372 22,908 536
End Of Year 1 of Loan
May 2022 -20,386 22,367 1,981
Jun 2022 -18,389 21,825 3,436
Jul 2022 -16,384 21,283 4,900
Aug 2022 -14,369 20,742 6,373
Sep 2022 -12,344 20,200 7,856
Oct 2022 -10,310 19,658 9,348
Nov 2022 -8,267 19,117 10,849
Dec 2022 -6,215 18,575 12,360
Jan 2023 -4,152 18,033 13,881
Feb 2023 -2,081 17,492 15,411
Mar 2023 0 16,950 16,950
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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