$205,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
12 Jun 2018 (8 years remaining)
Months
(7 years)
%

$50,815 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$10
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$205,888
Monthly Installment
$1,777.40 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$82,355 (40% of Car Price)
1st Installment
$1,777.40
Total Upfront Payment
$84,157.60

Loan Details

Total Loan
$123,533 Information
Total Interest
$25,769 Information
Total Sum Paid
$149,302 at the end of 7 years (84 months)

Other Car Financial Details

COE
$10 Information
ARF Paid
$63,467 Information
PARF Rebate
You get back $31,734 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -122,362 38,119 -84,243
Aug 2020 -121,183 38,119 -83,064
Sep 2020 -119,998 38,119 -81,879
Oct 2020 -118,805 38,119 -80,686
Nov 2020 -117,605 38,119 -79,486
Dec 2020 -116,398 38,119 -78,279
Jan 2021 -115,184 38,119 -77,065
Feb 2021 -113,962 38,119 -75,844
Mar 2021 -112,733 38,119 -74,615
Apr 2021 -111,497 38,118 -73,379
May 2021 -110,254 38,118 -72,136
Jun 2021 -109,004 38,118 -70,885
End Of Year 1 of Loan
Jul 2021 -107,746 38,118 -69,628
Aug 2021 -106,481 38,118 -68,363
Sep 2021 -105,209 38,118 -67,091
Oct 2021 -103,929 38,118 -65,812
Nov 2021 -102,643 38,118 -64,525
Dec 2021 -101,349 38,118 -63,231
Jan 2022 -100,048 38,118 -61,930
Feb 2022 -98,740 38,118 -60,622
Mar 2022 -97,424 38,118 -59,307
Apr 2022 -96,102 38,117 -57,984
May 2022 -94,772 38,117 -56,655
Jun 2022 -93,435 38,117 -55,318
End Of Year 2 of Loan
Jul 2022 -92,091 38,117 -53,973
Aug 2022 -90,739 38,117 -52,622
Sep 2022 -89,380 38,117 -51,263
Oct 2022 -88,014 38,117 -49,897
Nov 2022 -86,641 38,117 -48,524
Dec 2022 -85,261 38,117 -47,144
Jan 2023 -83,873 38,117 -45,756
Feb 2023 -82,478 38,117 -44,362
Mar 2023 -81,076 38,117 -42,960
Apr 2023 -79,667 38,116 -41,550
May 2023 -78,250 38,116 -40,134
Jun 2023 -76,827 38,116 -38,710
End Of Year 3 of Loan
Jul 2023 -75,396 35,575 -39,820
Aug 2023 -73,958 35,575 -38,382
Sep 2023 -72,512 35,575 -36,937
Oct 2023 -71,060 35,575 -35,484
Nov 2023 -69,600 35,575 -34,025
Dec 2023 -68,133 35,575 -32,558
Jan 2024 -66,659 35,575 -31,084
Feb 2024 -65,177 35,575 -29,602
Mar 2024 -63,688 35,575 -28,114
Apr 2024 -62,193 35,575 -26,618
May 2024 -60,689 35,575 -25,115
Jun 2024 -59,179 35,575 -23,605
End Of Year 4 of Loan
Jul 2024 -57,662 33,034 -24,628
Aug 2024 -56,137 33,034 -23,103
Sep 2024 -54,605 33,034 -21,571
Oct 2024 -53,066 33,033 -20,032
Nov 2024 -51,519 33,033 -18,486
Dec 2024 -49,966 33,033 -16,932
Jan 2025 -48,405 33,033 -15,372
Feb 2025 -46,837 33,033 -13,804
Mar 2025 -45,261 33,033 -12,228
Apr 2025 -43,679 33,033 -10,646
May 2025 -42,089 33,033 -9,056
Jun 2025 -40,492 33,033 -7,459
End Of Year 5 of Loan
Jul 2025 -38,888 30,492 -8,396
Aug 2025 -37,277 30,492 -6,785
Sep 2025 -35,658 30,492 -5,166
Oct 2025 -34,032 30,492 -3,541
Nov 2025 -32,399 30,492 -1,908
Dec 2025 -30,759 30,492 -267
Jan 2026 -29,111 30,491 1,380
Feb 2026 -27,457 30,491 3,035
Mar 2026 -25,795 30,491 4,696
Apr 2026 -24,126 30,491 6,365
May 2026 -22,449 30,491 8,042
Jun 2026 -20,766 30,491 9,725
End Of Year 6 of Loan
Jul 2026 -19,075 27,950 8,875
Aug 2026 -17,377 27,950 10,573
Sep 2026 -15,672 27,950 12,278
Oct 2026 -13,959 27,950 13,991
Nov 2026 -12,240 27,950 15,710
Dec 2026 -10,513 27,950 17,437
Jan 2027 -8,779 27,950 19,171
Feb 2027 -7,037 27,950 20,912
Mar 2027 -5,289 27,950 22,661
Apr 2027 -3,533 27,949 24,416
May 2027 -1,770 27,949 26,179
Jun 2027 0 27,949 27,949
Jul 2027 0 25,408 25,408
Aug 2027 0 25,408 25,408
Sep 2027 0 25,408 25,408
Oct 2027 0 25,408 25,408
Nov 2027 0 25,408 25,408
Dec 2027 0 25,408 25,408
Jan 2028 0 25,408 25,408
Feb 2028 0 25,408 25,408
Mar 2028 0 25,408 25,408
Apr 2028 0 25,408 25,408
May 2028 0 25,408 25,408
Jun 2028 0 25,408 25,408
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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