$199,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
12 Jun 2018 (7 years, 5 months remaining)
Months
(7 years)
%

$47,997 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$10
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$199,888
Monthly Installment
$1,725.60 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$79,955 (40% of Car Price)
1st Installment
$1,725.60
Total Upfront Payment
$81,705.80

Loan Details

Total Loan
$119,933 Information
Total Interest
$25,018 Information
Total Sum Paid
$144,951 at the end of 7 years (84 months)

Other Car Financial Details

COE
$10 Information
ARF Paid
$59,196 Information
PARF Rebate
You get back $29,598 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -118,796 36,005 -82,791
Mar 2021 -117,652 36,005 -81,647
Apr 2021 -116,501 36,005 -80,496
May 2021 -115,343 36,005 -79,338
Jun 2021 -114,178 36,005 -78,173
Jul 2021 -113,006 36,005 -77,001
Aug 2021 -111,827 36,005 -75,822
Sep 2021 -110,641 36,005 -74,637
Oct 2021 -109,448 36,004 -73,444
Nov 2021 -108,248 36,004 -72,244
Dec 2021 -107,041 36,004 -71,037
Jan 2022 -105,827 36,004 -69,823
End Of Year 1 of Loan
Feb 2022 -104,606 36,004 -68,602
Mar 2022 -103,378 36,004 -67,374
Apr 2022 -102,143 36,004 -66,139
May 2022 -100,901 36,004 -64,897
Jun 2022 -99,652 36,004 -63,648
Jul 2022 -98,396 36,004 -62,392
Aug 2022 -97,132 36,004 -61,129
Sep 2022 -95,862 36,004 -59,859
Oct 2022 -94,585 36,003 -58,582
Nov 2022 -93,301 36,003 -57,298
Dec 2022 -92,010 36,003 -56,007
Jan 2023 -90,712 36,003 -54,709
End Of Year 2 of Loan
Feb 2023 -89,407 36,003 -53,404
Mar 2023 -88,095 36,003 -52,092
Apr 2023 -86,776 36,003 -50,773
May 2023 -85,449 36,003 -49,447
Jun 2023 -84,116 36,003 -48,113
Jul 2023 -82,776 33,603 -49,173
Aug 2023 -81,429 33,603 -47,826
Sep 2023 -80,075 33,603 -46,472
Oct 2023 -78,713 33,603 -45,111
Nov 2023 -77,345 33,602 -43,743
Dec 2023 -75,970 33,602 -42,368
Jan 2024 -74,588 33,602 -40,985
End Of Year 3 of Loan
Feb 2024 -73,199 33,602 -39,596
Mar 2024 -71,802 33,602 -38,200
Apr 2024 -70,399 33,602 -36,797
May 2024 -68,989 33,602 -35,387
Jun 2024 -67,572 33,602 -33,970
Jul 2024 -66,147 31,202 -34,945
Aug 2024 -64,716 31,202 -33,514
Sep 2024 -63,278 31,202 -32,076
Oct 2024 -61,832 31,202 -30,631
Nov 2024 -60,380 31,202 -29,179
Dec 2024 -58,921 31,202 -27,719
Jan 2025 -57,455 31,201 -26,253
End Of Year 4 of Loan
Feb 2025 -55,981 31,201 -24,780
Mar 2025 -54,501 31,201 -23,300
Apr 2025 -53,014 31,201 -21,812
May 2025 -51,519 31,201 -20,318
Jun 2025 -50,018 31,201 -18,817
Jul 2025 -48,509 28,801 -19,708
Aug 2025 -46,994 28,801 -18,193
Sep 2025 -45,472 28,801 -16,671
Oct 2025 -43,942 28,801 -15,141
Nov 2025 -42,406 28,801 -13,605
Dec 2025 -40,863 28,801 -12,062
Jan 2026 -39,312 28,801 -10,512
End Of Year 5 of Loan
Feb 2026 -37,755 28,801 -8,954
Mar 2026 -36,190 28,800 -7,390
Apr 2026 -34,619 28,800 -5,819
May 2026 -33,040 28,800 -4,240
Jun 2026 -31,455 28,800 -2,655
Jul 2026 -29,863 26,400 -3,462
Aug 2026 -28,263 26,400 -1,863
Sep 2026 -26,657 26,400 -257
Oct 2026 -25,043 26,400 1,357
Nov 2026 -23,423 26,400 2,977
Dec 2026 -21,795 26,400 4,605
Jan 2027 -20,161 26,400 6,239
End Of Year 6 of Loan
Feb 2027 -18,519 26,400 7,881
Mar 2027 -16,871 26,400 9,529
Apr 2027 -15,215 26,400 11,184
May 2027 -13,553 26,399 12,847
Jun 2027 -11,883 26,399 14,516
Jul 2027 -10,206 23,999 13,793
Aug 2027 -8,523 23,999 15,476
Sep 2027 -6,832 23,999 17,167
Oct 2027 -5,135 23,999 18,864
Nov 2027 -3,430 23,999 20,569
Dec 2027 -1,719 23,999 22,280
Jan 2028 0 23,999 23,999
Feb 2028 0 23,999 23,999
Mar 2028 0 23,999 23,999
Apr 2028 0 23,999 23,999
May 2028 0 23,999 23,999
Jun 2028 0 23,999 23,999
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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