$199,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
12 Jun 2018 (8 years, 9 months remaining)
Months
(7 years)
%

$47,997 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$10
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$199,888
Monthly Installment
$1,725.60 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$79,955 (40% of Car Price)
1st Installment
$1,725.60
Total Upfront Payment
$81,705.80

Loan Details

Total Loan
$119,933 Information
Total Interest
$25,018 Information
Total Sum Paid
$144,951 at the end of 7 years (84 months)

Other Car Financial Details

COE
$10 Information
ARF Paid
$59,196 Information
PARF Rebate
You get back $29,598 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2019 -118,796 36,006 -82,789
Dec 2019 -117,652 36,006 -81,646
Jan 2020 -116,501 36,006 -80,495
Feb 2020 -115,343 36,006 -79,337
Mar 2020 -114,178 36,006 -78,172
Apr 2020 -113,006 36,006 -77,000
May 2020 -111,827 36,006 -75,821
Jun 2020 -110,641 36,006 -74,635
Jul 2020 -109,448 36,006 -73,442
Aug 2020 -108,248 36,006 -72,242
Sep 2020 -107,041 36,006 -71,035
Oct 2020 -105,827 36,006 -69,821
End Of Year 1 of Loan
Nov 2020 -104,606 36,005 -68,600
Dec 2020 -103,378 36,005 -67,373
Jan 2021 -102,143 36,005 -66,138
Feb 2021 -100,901 36,005 -64,896
Mar 2021 -99,652 36,005 -63,647
Apr 2021 -98,396 36,005 -62,391
May 2021 -97,132 36,005 -61,128
Jun 2021 -95,862 36,005 -59,858
Jul 2021 -94,585 36,005 -58,581
Aug 2021 -93,301 36,005 -57,297
Sep 2021 -92,010 36,005 -56,005
Oct 2021 -90,712 36,005 -54,707
End Of Year 2 of Loan
Nov 2021 -89,407 36,004 -53,402
Dec 2021 -88,095 36,004 -52,090
Jan 2022 -86,776 36,004 -50,771
Feb 2022 -85,449 36,004 -49,445
Mar 2022 -84,116 36,004 -48,112
Apr 2022 -82,776 36,004 -46,772
May 2022 -81,429 36,004 -45,425
Jun 2022 -80,075 36,004 -44,071
Jul 2022 -78,713 36,004 -42,710
Aug 2022 -77,345 36,004 -41,342
Sep 2022 -75,970 36,004 -39,966
Oct 2022 -74,588 36,004 -38,584
End Of Year 3 of Loan
Nov 2022 -73,199 36,003 -37,195
Dec 2022 -71,802 36,003 -35,799
Jan 2023 -70,399 36,003 -34,396
Feb 2023 -68,989 36,003 -32,986
Mar 2023 -67,572 36,003 -31,568
Apr 2023 -66,147 36,003 -30,144
May 2023 -64,716 36,003 -28,713
Jun 2023 -63,278 36,003 -27,275
Jul 2023 -61,832 36,003 -25,830
Aug 2023 -60,380 33,603 -26,777
Sep 2023 -58,921 33,603 -25,318
Oct 2023 -57,455 33,603 -23,852
End Of Year 4 of Loan
Nov 2023 -55,981 33,603 -22,379
Dec 2023 -54,501 33,602 -20,898
Jan 2024 -53,014 33,602 -19,411
Feb 2024 -51,519 33,602 -17,917
Mar 2024 -50,018 33,602 -16,416
Apr 2024 -48,509 33,602 -14,907
May 2024 -46,994 33,602 -13,392
Jun 2024 -45,472 33,602 -11,870
Jul 2024 -43,942 33,602 -10,340
Aug 2024 -42,406 31,202 -11,204
Sep 2024 -40,863 31,202 -9,661
Oct 2024 -39,312 31,202 -8,110
End Of Year 5 of Loan
Nov 2024 -37,755 31,202 -6,553
Dec 2024 -36,190 31,202 -4,989
Jan 2025 -34,619 31,202 -3,417
Feb 2025 -33,040 31,201 -1,839
Mar 2025 -31,455 31,201 -254
Apr 2025 -29,863 31,201 1,339
May 2025 -28,263 31,201 2,938
Jun 2025 -26,657 31,201 4,545
Jul 2025 -25,043 31,201 6,158
Aug 2025 -23,423 28,801 5,378
Sep 2025 -21,795 28,801 7,006
Oct 2025 -20,161 28,801 8,640
End Of Year 6 of Loan
Nov 2025 -18,519 28,801 10,282
Dec 2025 -16,871 28,801 11,930
Jan 2026 -15,215 28,801 13,586
Feb 2026 -13,553 28,801 15,248
Mar 2026 -11,883 28,801 16,918
Apr 2026 -10,206 28,800 18,594
May 2026 -8,523 28,800 20,277
Jun 2026 -6,832 28,800 21,968
Jul 2026 -5,135 28,800 23,665
Aug 2026 -3,430 26,400 22,970
Sep 2026 -1,719 26,400 24,682
Oct 2026 0 26,400 26,400
Nov 2026 0 26,400 26,400
Dec 2026 0 26,400 26,400
Jan 2027 0 26,400 26,400
Feb 2027 0 26,400 26,400
Mar 2027 0 26,400 26,400
Apr 2027 0 26,400 26,400
May 2027 0 26,400 26,400
Jun 2027 0 26,399 26,399
Jul 2027 0 26,399 26,399
Aug 2027 0 23,999 23,999
Sep 2027 0 23,999 23,999
Oct 2027 0 23,999 23,999
Nov 2027 0 23,999 23,999
Dec 2027 0 23,999 23,999
Jan 2028 0 23,999 23,999
Feb 2028 0 23,999 23,999
Mar 2028 0 23,999 23,999
Apr 2028 0 23,999 23,999
May 2028 0 23,999 23,999
Jun 2028 0 23,999 23,999
Jul 2028 0 23,999 23,999
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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