$199,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
12 Jun 2018 (8 years remaining)
Months
(7 years)
%

$47,997 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$10
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$199,888
Monthly Installment
$1,725.60 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$79,955 (40% of Car Price)
1st Installment
$1,725.60
Total Upfront Payment
$81,705.80

Loan Details

Total Loan
$119,933 Information
Total Interest
$25,018 Information
Total Sum Paid
$144,951 at the end of 7 years (84 months)

Other Car Financial Details

COE
$10 Information
ARF Paid
$59,196 Information
PARF Rebate
You get back $29,598 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -118,796 36,006 -82,790
Aug 2020 -117,652 36,006 -81,646
Sep 2020 -116,501 36,006 -80,495
Oct 2020 -115,343 36,005 -79,338
Nov 2020 -114,178 36,005 -78,173
Dec 2020 -113,006 36,005 -77,001
Jan 2021 -111,827 36,005 -75,822
Feb 2021 -110,641 36,005 -74,636
Mar 2021 -109,448 36,005 -73,443
Apr 2021 -108,248 36,005 -72,243
May 2021 -107,041 36,005 -71,036
Jun 2021 -105,827 36,005 -69,822
End Of Year 1 of Loan
Jul 2021 -104,606 36,005 -68,601
Aug 2021 -103,378 36,005 -67,373
Sep 2021 -102,143 36,005 -66,138
Oct 2021 -100,901 36,004 -64,896
Nov 2021 -99,652 36,004 -63,647
Dec 2021 -98,396 36,004 -62,391
Jan 2022 -97,132 36,004 -61,128
Feb 2022 -95,862 36,004 -59,858
Mar 2022 -94,585 36,004 -58,581
Apr 2022 -93,301 36,004 -57,297
May 2022 -92,010 36,004 -56,006
Jun 2022 -90,712 36,004 -54,708
End Of Year 2 of Loan
Jul 2022 -89,407 36,004 -53,403
Aug 2022 -88,095 36,004 -52,091
Sep 2022 -86,776 36,004 -50,772
Oct 2022 -85,449 36,003 -49,446
Nov 2022 -84,116 36,003 -48,113
Dec 2022 -82,776 36,003 -46,773
Jan 2023 -81,429 36,003 -45,426
Feb 2023 -80,075 36,003 -44,072
Mar 2023 -78,713 36,003 -42,710
Apr 2023 -77,345 36,003 -41,342
May 2023 -75,970 36,003 -39,967
Jun 2023 -74,588 36,003 -38,585
End Of Year 3 of Loan
Jul 2023 -73,199 33,603 -39,596
Aug 2023 -71,802 33,603 -38,200
Sep 2023 -70,399 33,603 -36,796
Oct 2023 -68,989 33,603 -35,386
Nov 2023 -67,572 33,602 -33,969
Dec 2023 -66,147 33,602 -32,545
Jan 2024 -64,716 33,602 -31,114
Feb 2024 -63,278 33,602 -29,676
Mar 2024 -61,832 33,602 -28,230
Apr 2024 -60,380 33,602 -26,778
May 2024 -58,921 33,602 -25,319
Jun 2024 -57,455 33,602 -23,853
End Of Year 4 of Loan
Jul 2024 -55,981 31,202 -24,779
Aug 2024 -54,501 31,202 -23,299
Sep 2024 -53,014 31,202 -21,812
Oct 2024 -51,519 31,202 -20,317
Nov 2024 -50,018 31,202 -18,816
Dec 2024 -48,509 31,202 -17,308
Jan 2025 -46,994 31,201 -15,793
Feb 2025 -45,472 31,201 -14,270
Mar 2025 -43,942 31,201 -12,741
Apr 2025 -42,406 31,201 -11,205
May 2025 -40,863 31,201 -9,661
Jun 2025 -39,312 31,201 -8,111
End Of Year 5 of Loan
Jul 2025 -37,755 28,801 -8,954
Aug 2025 -36,190 28,801 -7,389
Sep 2025 -34,619 28,801 -5,818
Oct 2025 -33,040 28,801 -4,240
Nov 2025 -31,455 28,801 -2,654
Dec 2025 -29,863 28,801 -1,062
Jan 2026 -28,263 28,801 538
Feb 2026 -26,657 28,801 2,144
Mar 2026 -25,043 28,800 3,757
Apr 2026 -23,423 28,800 5,378
May 2026 -21,795 28,800 7,005
Jun 2026 -20,161 28,800 8,640
End Of Year 6 of Loan
Jul 2026 -18,519 26,400 7,881
Aug 2026 -16,871 26,400 9,530
Sep 2026 -15,215 26,400 11,185
Oct 2026 -13,553 26,400 12,847
Nov 2026 -11,883 26,400 14,517
Dec 2026 -10,206 26,400 16,193
Jan 2027 -8,523 26,400 17,877
Feb 2027 -6,832 26,400 19,567
Mar 2027 -5,135 26,400 21,265
Apr 2027 -3,430 26,400 22,969
May 2027 -1,719 26,399 24,681
Jun 2027 0 26,399 26,399
Jul 2027 0 23,999 23,999
Aug 2027 0 23,999 23,999
Sep 2027 0 23,999 23,999
Oct 2027 0 23,999 23,999
Nov 2027 0 23,999 23,999
Dec 2027 0 23,999 23,999
Jan 2028 0 23,999 23,999
Feb 2028 0 23,999 23,999
Mar 2028 0 23,999 23,999
Apr 2028 0 23,999 23,999
May 2028 0 23,999 23,999
Jun 2028 0 23,999 23,999
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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