$54,151

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Feb 2015 (4 years remaining)
Months
(4 years)
%

$17,450 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$57,199
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$54,151
Monthly Installment
$883.83 /month for 4 years (48 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$16,245 (30% of Car Price)
1st Installment
$883.83
Total Upfront Payment
$17,154.13

Loan Details

Total Loan
$37,906 Information
Total Interest
$4,518 Information
Total Sum Paid
$42,424 at the end of 4 years (48 months)

Other Car Financial Details

COE
$57,199 Information
ARF Paid
$17,450 Information
PARF Rebate
You get back $8,725 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,382 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2021 -37,206 33,745 -3,461
Apr 2021 -36,503 33,269 -3,234
May 2021 -35,796 32,792 -3,004
Jun 2021 -35,085 32,315 -2,770
Jul 2021 -34,370 31,839 -2,531
Aug 2021 -33,652 31,362 -2,289
Sep 2021 -32,929 30,885 -2,044
Oct 2021 -32,203 30,409 -1,794
Nov 2021 -31,473 29,932 -1,541
Dec 2021 -30,739 29,456 -1,283
Jan 2022 -30,001 28,979 -1,022
Feb 2022 -29,259 28,502 -757
End Of Year 1 of Loan
Mar 2022 -28,514 27,153 -1,361
Apr 2022 -27,764 26,676 -1,088
May 2022 -27,011 26,200 -811
Jun 2022 -26,254 25,723 -531
Jul 2022 -25,493 25,246 -247
Aug 2022 -24,728 24,770 41
Sep 2022 -23,960 24,293 333
Oct 2022 -23,187 23,816 629
Nov 2022 -22,411 23,340 929
Dec 2022 -21,631 22,863 1,232
Jan 2023 -20,847 22,386 1,539
Feb 2023 -20,059 21,910 1,850
End Of Year 2 of Loan
Mar 2023 -19,268 20,561 1,293
Apr 2023 -18,472 20,084 1,612
May 2023 -17,673 19,607 1,934
Jun 2023 -16,870 19,131 2,261
Jul 2023 -16,063 18,654 2,591
Aug 2023 -15,252 18,177 2,925
Sep 2023 -14,437 17,701 3,263
Oct 2023 -13,619 17,224 3,605
Nov 2023 -12,796 16,747 3,951
Dec 2023 -11,970 16,271 4,300
Jan 2024 -11,140 15,794 4,654
Feb 2024 -10,306 15,317 5,011
End Of Year 3 of Loan
Mar 2024 -9,469 13,968 4,500
Apr 2024 -8,627 13,492 4,865
May 2024 -7,782 13,015 5,233
Jun 2024 -6,932 12,538 5,606
Jul 2024 -6,079 12,062 5,982
Aug 2024 -5,222 11,585 6,363
Sep 2024 -4,362 11,108 6,747
Oct 2024 -3,497 10,632 7,135
Nov 2024 -2,628 10,155 7,527
Dec 2024 -1,756 9,678 7,922
Jan 2025 -880 9,202 8,322
Feb 2025 0 8,725 8,725
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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