Lexus RX270 (A)

$61,151

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

10 May 2011 (0 years, 3 months remaining)

Loan Term

Months

(0 years, 3 months )

Interest Rate

OMV:

$46,012 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$55,001

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $61,151
Monthly Installment: $12,321.31 /month for 0 years, 3 months (3 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $18,345 (30% of Car Price)
1st Installment: $12,321.31
Total Upfront Payment: $30,691.61

Loan Details

Total Loan: $42,806
Total Interest: $273
Total Sum Paid: $43,079 at the end of 0 years, 3 months (3 months)

Other Car Financial Details

COE: $55,001
ARF Paid: $46,012
PARF Rebate: You get back $23,006 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Mar	2021	30,667	24,643	137	-24,506	23,006	917	23,923	-583
2.	Apr	2021	42,988	12,321	46	-12,276	23,006	458	23,464	11,189	Break Even
3.	May	2021	55,309	0	0	0	23,006	0	23,006	23,006	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar	2021	-24,506	23,923	-583
Apr	2021	-12,276	23,464	11,189
May	2021	0	23,006	23,006

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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