$105,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
3 Jun 2016 (5 years, 5 months remaining)
Months
(5 years, 5 months )
%

$29,939 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$51,010
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$105,800
Monthly Installment
$1,134.26 /month for 5 years, 5 months (65 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$31,740 (30% of Car Price)
1st Installment
$1,134.26
Total Upfront Payment
$32,899.26

Loan Details

Total Loan
$74,060 Information
Total Interest
$10,247 Information
Total Sum Paid
$84,307 at the end of 5 years, 5 months (65 months)

Other Car Financial Details

COE
$51,010 Information
ARF Paid
$33,915 Information
PARF Rebate
You get back $16,957 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$16,596 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -62,656 49,660 -12,997
Mar 2021 -61,828 49,235 -12,593
Apr 2021 -60,994 48,809 -12,185
May 2021 -60,156 48,384 -11,772
Jun 2021 -59,313 47,959 -11,354
Jul 2021 -58,466 46,037 -12,429
Aug 2021 -57,613 45,612 -12,001
Sep 2021 -56,756 45,187 -11,569
Oct 2021 -55,894 44,762 -11,132
Nov 2021 -55,028 44,337 -10,691
Dec 2021 -54,156 43,912 -10,244
Jan 2022 -53,280 43,487 -9,793
End Of Year 1 of Loan
Feb 2022 -52,399 43,062 -9,337
Mar 2022 -51,513 42,637 -8,876
Apr 2022 -50,622 42,211 -8,411
May 2022 -49,727 41,786 -7,940
Jun 2022 -48,827 41,361 -7,465
Jul 2022 -47,922 39,439 -8,482
Aug 2022 -47,012 39,014 -7,998
Sep 2022 -46,097 38,589 -7,508
Oct 2022 -45,178 38,164 -7,014
Nov 2022 -44,254 37,739 -6,515
Dec 2022 -43,325 37,314 -6,011
Jan 2023 -42,392 36,889 -5,503
End Of Year 2 of Loan
Feb 2023 -41,453 36,464 -4,989
Mar 2023 -40,510 36,039 -4,471
Apr 2023 -39,562 35,614 -3,948
May 2023 -38,609 35,188 -3,421
Jun 2023 -37,652 34,763 -2,888
Jul 2023 -36,689 32,841 -3,848
Aug 2023 -35,722 32,416 -3,306
Sep 2023 -34,751 31,991 -2,759
Oct 2023 -33,774 31,566 -2,208
Nov 2023 -32,793 31,141 -1,652
Dec 2023 -31,806 30,716 -1,091
Jan 2024 -30,815 30,291 -525
End Of Year 3 of Loan
Feb 2024 -29,820 29,866 46
Mar 2024 -28,819 29,441 621
Apr 2024 -27,814 29,016 1,202
May 2024 -26,804 28,590 1,787
Jun 2024 -25,789 28,165 2,376
Jul 2024 -24,769 26,243 1,474
Aug 2024 -23,745 25,818 2,073
Sep 2024 -22,716 25,393 2,677
Oct 2024 -21,682 24,968 3,286
Nov 2024 -20,643 24,543 3,900
Dec 2024 -19,600 24,118 4,518
Jan 2025 -18,551 23,693 5,141
End Of Year 4 of Loan
Feb 2025 -17,498 23,268 5,769
Mar 2025 -16,441 22,843 6,402
Apr 2025 -15,378 22,418 7,040
May 2025 -14,311 21,993 7,682
Jun 2025 -13,238 21,567 8,329
Jul 2025 -12,162 19,645 7,484
Aug 2025 -11,080 19,220 8,140
Sep 2025 -9,993 18,795 8,802
Oct 2025 -8,902 18,370 9,468
Nov 2025 -7,806 17,945 10,139
Dec 2025 -6,705 17,520 10,815
Jan 2026 -5,600 17,095 11,495
End Of Year 5 of Loan
Feb 2026 -4,489 16,670 12,181
Mar 2026 -3,374 16,245 12,871
Apr 2026 -2,254 15,820 13,565
May 2026 -1,129 15,395 14,265
Jun 2026 0 14,970 14,970
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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