$73,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
18 Apr 2017 (6 years, 3 months remaining)
Months
(6 years, 3 months )
%

$14,476 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$50,101
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$73,800
Monthly Installment
$817.09 /month for 6 years, 3 months (75 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$22,140 (30% of Car Price)
1st Installment
$817.09
Total Upfront Payment
$22,982.09

Loan Details

Total Loan
$51,660 Information
Total Interest
$9,622 Information
Total Sum Paid
$61,282 at the end of 6 years, 3 months (75 months)

Other Car Financial Details

COE
$50,101 Information
ARF Paid
$14,476 Information
PARF Rebate
You get back $7,238 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,659 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -51,096 41,753 -9,343
Mar 2021 -50,529 41,335 -9,194
Apr 2021 -49,958 40,918 -9,041
May 2021 -49,384 40,500 -8,884
Jun 2021 -48,807 40,083 -8,724
Jul 2021 -48,226 39,665 -8,561
Aug 2021 -47,642 39,248 -8,394
Sep 2021 -47,054 38,830 -8,224
Oct 2021 -46,463 38,413 -8,051
Nov 2021 -45,869 37,995 -7,874
Dec 2021 -45,272 37,578 -7,694
Jan 2022 -44,671 37,160 -7,511
End Of Year 1 of Loan
Feb 2022 -44,066 36,743 -7,324
Mar 2022 -43,458 36,325 -7,133
Apr 2022 -42,847 35,908 -6,940
May 2022 -42,233 34,766 -7,466
Jun 2022 -41,615 34,349 -7,266
Jul 2022 -40,994 33,931 -7,062
Aug 2022 -40,369 33,514 -6,855
Sep 2022 -39,741 33,096 -6,645
Oct 2022 -39,109 32,679 -6,431
Nov 2022 -38,475 32,261 -6,213
Dec 2022 -37,836 31,844 -5,993
Jan 2023 -37,195 31,426 -5,769
End Of Year 2 of Loan
Feb 2023 -36,550 31,009 -5,541
Mar 2023 -35,902 30,591 -5,311
Apr 2023 -35,250 30,174 -5,076
May 2023 -34,595 29,032 -5,563
Jun 2023 -33,937 28,615 -5,322
Jul 2023 -33,275 28,197 -5,078
Aug 2023 -32,610 27,780 -4,830
Sep 2023 -31,941 27,362 -4,579
Oct 2023 -31,269 26,945 -4,324
Nov 2023 -30,594 26,527 -4,067
Dec 2023 -29,915 26,110 -3,805
Jan 2024 -29,233 25,692 -3,541
End Of Year 3 of Loan
Feb 2024 -28,548 25,275 -3,273
Mar 2024 -27,859 24,857 -3,002
Apr 2024 -27,167 24,440 -2,727
May 2024 -26,471 23,298 -3,173
Jun 2024 -25,772 22,881 -2,891
Jul 2024 -25,070 22,463 -2,607
Aug 2024 -24,364 22,046 -2,318
Sep 2024 -23,655 21,628 -2,027
Oct 2024 -22,943 21,211 -1,732
Nov 2024 -22,227 20,793 -1,434
Dec 2024 -21,508 20,376 -1,132
Jan 2025 -20,785 19,958 -827
End Of Year 4 of Loan
Feb 2025 -20,059 19,541 -519
Mar 2025 -19,330 19,123 -207
Apr 2025 -18,597 18,706 108
May 2025 -17,861 17,564 -297
Jun 2025 -17,122 17,147 25
Jul 2025 -16,379 16,729 350
Aug 2025 -15,633 16,312 679
Sep 2025 -14,883 15,894 1,011
Oct 2025 -14,130 15,477 1,347
Nov 2025 -13,374 15,059 1,685
Dec 2025 -12,614 14,642 2,028
Jan 2026 -11,851 14,224 2,373
End Of Year 5 of Loan
Feb 2026 -11,085 13,807 2,722
Mar 2026 -10,315 13,389 3,074
Apr 2026 -9,542 12,972 3,430
May 2026 -8,765 11,831 3,065
Jun 2026 -7,985 11,413 3,428
Jul 2026 -7,202 10,996 3,794
Aug 2026 -6,415 10,578 4,163
Sep 2026 -5,625 10,161 4,535
Oct 2026 -4,832 9,743 4,911
Nov 2026 -4,035 9,326 5,291
Dec 2026 -3,235 8,908 5,673
Jan 2027 -2,431 8,491 6,060
End Of Year 6 of Loan
Feb 2027 -1,624 8,073 6,449
Mar 2027 -814 7,656 6,842
Apr 2027 0 7,238 7,238
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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