$82,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Sep 2013 (3 years, 3 months remaining)
Months
(3 years, 3 months )
%

$29,982 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$83,751
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$82,800
Monthly Installment
$1,397.22 /month for 3 years, 3 months (39 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$24,840 (30% of Car Price)
1st Installment
$1,397.22
Total Upfront Payment
$26,262.22

Loan Details

Total Loan
$57,960 Information
Total Interest
$4,812 Information
Total Sum Paid
$62,772 at the end of 3 years, 3 months (39 months)

Other Car Financial Details

COE
$83,751 Information
ARF Paid
$33,975 Information
PARF Rebate
You get back $16,987 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$20,543 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug 2020 -48,523 46,009 -2,514
Sep 2020 -47,361 45,312 -2,049
Oct 2020 -46,192 44,614 -1,578
Nov 2020 -45,016 42,417 -2,600
Dec 2020 -43,835 41,719 -2,116
Jan 2021 -42,648 41,021 -1,627
Feb 2021 -41,454 40,323 -1,131
Mar 2021 -40,254 39,625 -629
Apr 2021 -39,048 38,927 -121
May 2021 -37,836 38,229 393
Jun 2021 -36,618 37,531 913
Jul 2021 -35,393 36,833 1,440
End Of Year 1 of Loan
Aug 2021 -34,162 36,135 1,973
Sep 2021 -32,926 35,437 2,512
Oct 2021 -31,683 34,739 3,057
Nov 2021 -30,433 32,542 2,109
Dec 2021 -29,178 31,844 2,666
Jan 2022 -27,917 31,147 3,230
Feb 2022 -26,649 30,449 3,800
Mar 2022 -25,375 29,751 4,376
Apr 2022 -24,095 29,053 4,958
May 2022 -22,809 28,355 5,546
Jun 2022 -21,517 27,657 6,140
Jul 2022 -20,218 26,959 6,741
End Of Year 2 of Loan
Aug 2022 -18,913 26,261 7,348
Sep 2022 -17,602 25,563 7,961
Oct 2022 -16,285 24,865 8,580
Nov 2022 -14,962 22,668 7,706
Dec 2022 -13,633 21,970 8,337
Jan 2023 -12,297 21,272 8,975
Feb 2023 -10,956 20,574 9,619
Mar 2023 -9,608 19,876 10,269
Apr 2023 -8,254 19,179 10,925
May 2023 -6,894 18,481 11,587
Jun 2023 -5,527 17,783 12,256
Jul 2023 -4,155 17,085 12,930
End Of Year 3 of Loan
Aug 2023 -2,776 16,387 13,611
Sep 2023 -1,391 15,689 14,298
Oct 2023 0 14,991 14,991
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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