$82,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Sep 2013 (3 years, 10 months remaining)
Months
(3 years, 10 months )
%

$29,982 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$83,751
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$82,800
Monthly Installment
$1,203.37 /month for 3 years, 10 months (46 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$24,840 (30% of Car Price)
1st Installment
$1,203.37
Total Upfront Payment
$26,068.37

Loan Details

Total Loan
$57,960 Information
Total Interest
$5,675 Information
Total Sum Paid
$63,635 at the end of 3 years, 10 months (46 months)

Other Car Financial Details

COE
$83,751 Information
ARF Paid
$33,975 Information
PARF Rebate
You get back $16,987 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$17,078 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2019 -48,718 50,895 2,177
Jan 2020 -47,751 50,197 2,446
Feb 2020 -46,779 49,499 2,720
Mar 2020 -45,801 48,801 3,000
Apr 2020 -44,818 48,103 3,285
May 2020 -43,830 47,405 3,575
Jun 2020 -42,837 46,707 3,871
Jul 2020 -41,838 46,009 4,171
Aug 2020 -40,834 45,312 4,477
Sep 2020 -39,825 44,614 4,789
Oct 2020 -38,811 42,417 3,606
Nov 2020 -37,791 41,719 3,928
End Of Year 1 of Loan
Dec 2020 -36,766 41,021 4,255
Jan 2021 -35,736 40,323 4,587
Feb 2021 -34,701 39,625 4,924
Mar 2021 -33,660 38,927 5,267
Apr 2021 -32,614 38,229 5,615
May 2021 -31,563 37,531 5,968
Jun 2021 -30,507 36,833 6,327
Jul 2021 -29,445 36,135 6,690
Aug 2021 -28,378 35,437 7,059
Sep 2021 -27,306 34,739 7,433
Oct 2021 -26,229 32,542 6,314
Nov 2021 -25,146 31,844 6,698
End Of Year 2 of Loan
Dec 2021 -24,058 31,147 7,088
Jan 2022 -22,965 30,449 7,484
Feb 2022 -21,867 29,751 7,884
Mar 2022 -20,763 29,053 8,290
Apr 2022 -19,654 28,355 8,701
May 2022 -18,540 27,657 9,117
Jun 2022 -17,421 26,959 9,538
Jul 2022 -16,296 26,261 9,965
Aug 2022 -15,166 25,563 10,397
Sep 2022 -14,031 24,865 10,834
Oct 2022 -12,891 22,668 9,778
Nov 2022 -11,745 21,970 10,225
End Of Year 3 of Loan
Dec 2022 -10,594 21,272 10,678
Jan 2023 -9,438 20,574 11,136
Feb 2023 -8,277 19,876 11,600
Mar 2023 -7,110 19,179 12,069
Apr 2023 -5,938 18,481 12,543
May 2023 -4,761 17,783 13,022
Jun 2023 -3,579 17,085 13,506
Jul 2023 -2,391 16,387 13,996
Aug 2023 -1,198 15,689 14,491
Sep 2023 0 14,991 14,991
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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