$82,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Sep 2013 (2 years, 10 months remaining)
Months
(2 years, 10 months )
%

$29,982 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$83,751
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$82,800
Monthly Installment
$1,584.55 /month for 2 years, 10 months (34 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$24,840 (30% of Car Price)
1st Installment
$1,584.55
Total Upfront Payment
$26,449.55

Loan Details

Total Loan
$57,960 Information
Total Interest
$4,195 Information
Total Sum Paid
$62,155 at the end of 2 years, 10 months (34 months)

Other Car Financial Details

COE
$83,751 Information
ARF Paid
$33,975 Information
PARF Rebate
You get back $16,987 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$23,316 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2020 -48,335 41,021 -7,314
Jan 2021 -46,983 40,323 -6,660
Feb 2021 -45,624 39,625 -5,999
Mar 2021 -44,258 38,927 -5,331
Apr 2021 -42,885 38,229 -4,656
May 2021 -41,505 37,531 -3,974
Jun 2021 -40,118 36,833 -3,285
Jul 2021 -38,724 36,135 -2,589
Aug 2021 -37,323 35,437 -1,885
Sep 2021 -35,914 34,739 -1,175
Oct 2021 -34,499 32,542 -1,956
Nov 2021 -33,076 31,844 -1,232
End Of Year 1 of Loan
Dec 2021 -31,647 31,147 -500
Jan 2022 -30,211 30,449 238
Feb 2022 -28,767 29,751 984
Mar 2022 -27,316 29,053 1,736
Apr 2022 -25,859 28,355 2,496
May 2022 -24,394 27,657 3,263
Jun 2022 -22,922 26,959 4,037
Jul 2022 -21,443 26,261 4,818
Aug 2022 -19,958 25,563 5,606
Sep 2022 -18,465 24,865 6,401
Oct 2022 -16,965 22,668 5,703
Nov 2022 -15,458 21,970 6,513
End Of Year 2 of Loan
Dec 2022 -13,944 21,272 7,329
Jan 2023 -12,423 20,574 8,152
Feb 2023 -10,894 19,876 8,982
Mar 2023 -9,359 19,179 9,819
Apr 2023 -7,817 18,481 10,664
May 2023 -6,268 17,783 11,515
Jun 2023 -4,711 17,085 12,373
Jul 2023 -3,148 16,387 13,239
Aug 2023 -1,577 15,689 14,111
Sep 2023 0 14,991 14,991
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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