$76,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
30 Mar 2016 (6 years, 1 months remaining)
Months
(6 years, 1 months )
%

$19,977 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$43,000
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$76,800
Monthly Installment
$869.94 /month for 6 years, 1 months (73 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,040 (30% of Car Price)
1st Installment
$869.94
Total Upfront Payment
$23,934.94

Loan Details

Total Loan
$53,760 Information
Total Interest
$9,746 Information
Total Sum Paid
$63,506 at the end of 6 years, 1 months (73 months)

Other Car Financial Details

COE
$43,000 Information
ARF Paid
$19,977 Information
PARF Rebate
You get back $9,989 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,965 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2020 -53,153 40,783 -12,371
Apr 2020 -52,543 40,424 -12,119
May 2020 -51,930 40,066 -11,863
Jun 2020 -51,312 39,708 -11,604
Jul 2020 -50,691 39,349 -11,342
Aug 2020 -50,067 38,991 -11,076
Sep 2020 -49,438 38,633 -10,806
Oct 2020 -48,807 38,274 -10,532
Nov 2020 -48,171 37,916 -10,255
Dec 2020 -47,532 37,558 -9,974
Jan 2021 -46,890 37,199 -9,690
Feb 2021 -46,243 36,841 -9,402
End Of Year 1 of Loan
Mar 2021 -45,594 36,483 -9,111
Apr 2021 -44,940 35,126 -9,814
May 2021 -44,283 34,767 -9,516
Jun 2021 -43,622 34,409 -9,213
Jul 2021 -42,958 34,051 -8,907
Aug 2021 -42,290 33,692 -8,598
Sep 2021 -41,619 33,334 -8,285
Oct 2021 -40,944 32,976 -7,968
Nov 2021 -40,265 32,617 -7,648
Dec 2021 -39,583 32,259 -7,324
Jan 2022 -38,897 31,901 -6,996
Feb 2022 -38,207 31,542 -6,665
End Of Year 2 of Loan
Mar 2022 -37,514 31,184 -6,330
Apr 2022 -36,817 29,827 -6,991
May 2022 -36,117 29,468 -6,648
Jun 2022 -35,413 29,110 -6,303
Jul 2022 -34,705 28,752 -5,954
Aug 2022 -33,994 28,393 -5,601
Sep 2022 -33,279 28,035 -5,244
Oct 2022 -32,561 27,677 -4,884
Nov 2022 -31,839 27,318 -4,521
Dec 2022 -31,113 26,960 -4,153
Jan 2023 -30,384 26,602 -3,782
Feb 2023 -29,651 26,243 -3,408
End Of Year 3 of Loan
Mar 2023 -28,915 25,885 -3,030
Apr 2023 -28,175 24,528 -3,647
May 2023 -27,431 24,170 -3,262
Jun 2023 -26,684 23,811 -2,873
Jul 2023 -25,933 23,453 -2,480
Aug 2023 -25,179 23,095 -2,084
Sep 2023 -24,420 22,736 -1,684
Oct 2023 -23,659 22,378 -1,281
Nov 2023 -22,893 22,020 -874
Dec 2023 -22,125 21,661 -463
Jan 2024 -21,352 21,303 -49
Feb 2024 -20,576 20,945 369
End Of Year 4 of Loan
Mar 2024 -19,796 20,586 790
Apr 2024 -19,013 19,229 216
May 2024 -18,226 18,871 645
Jun 2024 -17,435 18,512 1,077
Jul 2024 -16,641 18,154 1,513
Aug 2024 -15,843 17,796 1,952
Sep 2024 -15,042 17,437 2,395
Oct 2024 -14,237 17,079 2,842
Nov 2024 -13,428 16,721 3,292
Dec 2024 -12,616 16,362 3,746
Jan 2025 -11,800 16,004 4,204
Feb 2025 -10,981 15,646 4,665
End Of Year 5 of Loan
Mar 2025 -10,158 15,287 5,129
Apr 2025 -9,331 13,930 4,599
May 2025 -8,501 13,572 5,071
Jun 2025 -7,667 13,214 5,546
Jul 2025 -6,830 12,855 6,026
Aug 2025 -5,989 12,497 6,508
Sep 2025 -5,144 12,139 6,995
Oct 2025 -4,296 11,780 7,485
Nov 2025 -3,444 11,422 7,978
Dec 2025 -2,588 11,064 8,475
Jan 2026 -1,729 10,705 8,976
Feb 2026 -866 10,347 9,480
End Of Year 6 of Loan
Mar 2026 0 9,989 9,989
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make