$151,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
19 Feb 2014 (3 years, 1 months remaining)
Months
(3 years, 1 months )
%

$80,119 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$75,300
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$151,888
Monthly Installment
$2,689.36 /month for 3 years, 1 months (37 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$60,755 (40% of Car Price)
1st Installment
$2,689.36
Total Upfront Payment
$63,469.56

Loan Details

Total Loan
$91,133 Information
Total Interest
$8,374 Information
Total Sum Paid
$99,506 at the end of 3 years, 1 months (37 months)

Other Car Financial Details

COE
$75,300 Information
ARF Paid
$116,214 Information
PARF Rebate
You get back $58,107 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$30,425 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -88,884 74,667 -14,217
Mar 2021 -86,624 70,034 -16,590
Apr 2021 -84,351 69,406 -14,945
May 2021 -82,067 68,779 -13,288
Jun 2021 -79,770 68,151 -11,619
Jul 2021 -77,462 67,524 -9,938
Aug 2021 -75,142 66,896 -8,246
Sep 2021 -72,810 66,269 -6,541
Oct 2021 -70,466 65,641 -4,825
Nov 2021 -68,110 65,014 -3,096
Dec 2021 -65,743 64,386 -1,356
Jan 2022 -63,363 63,759 396
End Of Year 1 of Loan
Feb 2022 -60,971 63,131 2,160
Mar 2022 -58,568 58,498 -70
Apr 2022 -56,152 57,870 1,718
May 2022 -53,725 57,243 3,518
Jun 2022 -51,286 56,615 5,330
Jul 2022 -48,835 55,988 7,153
Aug 2022 -46,372 55,360 8,989
Sep 2022 -43,897 54,733 10,836
Oct 2022 -41,410 54,105 12,696
Nov 2022 -38,911 53,478 14,567
Dec 2022 -36,400 52,850 16,450
Jan 2023 -33,878 52,223 18,345
End Of Year 2 of Loan
Feb 2023 -31,343 51,595 20,252
Mar 2023 -28,797 46,962 18,165
Apr 2023 -26,239 46,335 20,096
May 2023 -23,668 45,707 22,039
Jun 2023 -21,086 45,080 23,993
Jul 2023 -18,492 44,452 25,960
Aug 2023 -15,886 43,825 27,938
Sep 2023 -13,268 43,197 29,929
Oct 2023 -10,638 42,570 31,931
Nov 2023 -7,997 41,942 33,945
Dec 2023 -5,343 41,315 35,972
Jan 2024 -2,677 40,687 38,010
End Of Year 3 of Loan
Feb 2024 0 40,060 40,060
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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