$69,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
24 Apr 2015 (5 years, 5 months remaining)
Months
(5 years, 5 months )
%

$18,320 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$78,000
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$69,800
Monthly Installment
$873.03 /month for 5 years, 5 months (65 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,940 (30% of Car Price)
1st Installment
$873.03
Total Upfront Payment
$21,838.03

Loan Details

Total Loan
$48,860 Information
Total Interest
$7,887 Information
Total Sum Paid
$56,747 at the end of 5 years, 5 months (65 months)

Other Car Financial Details

COE
$78,000 Information
ARF Paid
$18,320 Information
PARF Rebate
You get back $9,160 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,170 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2019 -48,226 55,340 7,114
Jan 2020 -47,588 54,690 7,102
Feb 2020 -46,947 54,040 7,093
Mar 2020 -46,302 53,390 7,088
Apr 2020 -45,653 52,740 7,087
May 2020 -45,001 51,174 6,173
Jun 2020 -44,345 50,524 6,179
Jul 2020 -43,685 49,874 6,189
Aug 2020 -43,021 49,224 6,203
Sep 2020 -42,354 48,574 6,220
Oct 2020 -41,683 47,924 6,241
Nov 2020 -41,009 47,274 6,265
End Of Year 1 of Loan
Dec 2020 -40,331 46,624 6,293
Jan 2021 -39,649 45,974 6,325
Feb 2021 -38,963 45,324 6,361
Mar 2021 -38,274 44,674 6,400
Apr 2021 -37,581 44,024 6,443
May 2021 -36,885 42,458 5,573
Jun 2021 -36,185 41,808 5,623
Jul 2021 -35,481 41,158 5,677
Aug 2021 -34,773 40,508 5,735
Sep 2021 -34,062 39,858 5,796
Oct 2021 -33,347 39,208 5,861
Nov 2021 -32,628 38,558 5,930
End Of Year 2 of Loan
Dec 2021 -31,906 37,908 6,002
Jan 2022 -31,180 37,258 6,078
Feb 2022 -30,451 36,608 6,157
Mar 2022 -29,717 35,958 6,241
Apr 2022 -28,980 35,308 6,328
May 2022 -28,240 33,742 5,502
Jun 2022 -27,495 33,092 5,597
Jul 2022 -26,747 32,442 5,695
Aug 2022 -25,996 31,792 5,796
Sep 2022 -25,240 31,142 5,902
Oct 2022 -24,481 30,492 6,011
Nov 2022 -23,718 29,842 6,124
End Of Year 3 of Loan
Dec 2022 -22,952 29,192 6,240
Jan 2023 -22,182 28,542 6,360
Feb 2023 -21,408 27,892 6,484
Mar 2023 -20,631 27,242 6,611
Apr 2023 -19,850 26,592 6,742
May 2023 -19,065 25,026 5,961
Jun 2023 -18,276 24,376 6,100
Jul 2023 -17,484 23,726 6,242
Aug 2023 -16,688 23,076 6,388
Sep 2023 -15,889 22,426 6,537
Oct 2023 -15,086 21,776 6,690
Nov 2023 -14,279 21,126 6,847
End Of Year 4 of Loan
Dec 2023 -13,468 20,476 7,008
Jan 2024 -12,654 19,826 7,172
Feb 2024 -11,836 19,176 7,340
Mar 2024 -11,015 18,526 7,511
Apr 2024 -10,190 17,876 7,686
May 2024 -9,361 16,310 6,949
Jun 2024 -8,528 15,660 7,132
Jul 2024 -7,692 15,010 7,318
Aug 2024 -6,852 14,360 7,508
Sep 2024 -6,008 13,710 7,702
Oct 2024 -5,161 13,060 7,899
Nov 2024 -4,310 12,410 8,100
End Of Year 5 of Loan
Dec 2024 -3,455 11,760 8,305
Jan 2025 -2,597 11,110 8,513
Feb 2025 -1,735 10,460 8,725
Mar 2025 -869 9,810 8,941
Apr 2025 0 9,160 9,160
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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