$69,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
24 Apr 2015 (5 years remaining)
Months
(5 years)
%

$18,320 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$78,000
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$69,800
Monthly Installment
$935.67 /month for 5 years (60 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,940 (30% of Car Price)
1st Installment
$935.67
Total Upfront Payment
$21,900.67

Loan Details

Total Loan
$48,860 Information
Total Interest
$7,280 Information
Total Sum Paid
$56,140 at the end of 5 years (60 months)

Other Car Financial Details

COE
$78,000 Information
ARF Paid
$18,320 Information
PARF Rebate
You get back $9,160 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$12,373 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2020 -48,163 51,174 3,011
Jul 2020 -47,462 50,524 3,062
Aug 2020 -46,757 49,874 3,117
Sep 2020 -46,048 49,224 3,176
Oct 2020 -45,335 48,574 3,239
Nov 2020 -44,618 47,924 3,306
Dec 2020 -43,898 47,274 3,376
Jan 2021 -43,173 46,624 3,451
Feb 2021 -42,444 45,974 3,530
Mar 2021 -41,711 45,324 3,613
Apr 2021 -40,974 44,674 3,700
May 2021 -40,234 44,024 3,790
End Of Year 1 of Loan
Jun 2021 -39,489 42,458 2,969
Jul 2021 -38,740 41,808 3,068
Aug 2021 -37,988 41,158 3,170
Sep 2021 -37,231 40,508 3,277
Oct 2021 -36,470 39,858 3,388
Nov 2021 -35,706 39,208 3,502
Dec 2021 -34,937 38,558 3,621
Jan 2022 -34,165 37,908 3,743
Feb 2022 -33,388 37,258 3,870
Mar 2022 -32,608 36,608 4,000
Apr 2022 -31,823 35,958 4,135
May 2022 -31,035 35,308 4,273
End Of Year 2 of Loan
Jun 2022 -30,242 33,742 3,500
Jul 2022 -29,446 33,092 3,646
Aug 2022 -28,645 32,442 3,797
Sep 2022 -27,841 31,792 3,951
Oct 2022 -27,033 31,142 4,109
Nov 2022 -26,220 30,492 4,272
Dec 2022 -25,404 29,842 4,438
Jan 2023 -24,584 29,192 4,608
Feb 2023 -23,759 28,542 4,783
Mar 2023 -22,931 27,892 4,961
Apr 2023 -22,099 27,242 5,143
May 2023 -21,263 26,592 5,329
End Of Year 3 of Loan
Jun 2023 -20,422 25,026 4,604
Jul 2023 -19,578 24,376 4,798
Aug 2023 -18,730 23,726 4,996
Sep 2023 -17,878 23,076 5,198
Oct 2023 -17,022 22,426 5,404
Nov 2023 -16,162 21,776 5,614
Dec 2023 -15,298 21,126 5,828
Jan 2024 -14,430 20,476 6,046
Feb 2024 -13,558 19,826 6,268
Mar 2024 -12,682 19,176 6,494
Apr 2024 -11,802 18,526 6,724
May 2024 -10,918 17,876 6,958
End Of Year 4 of Loan
Jun 2024 -10,030 16,310 6,280
Jul 2024 -9,138 15,660 6,522
Aug 2024 -8,242 15,010 6,768
Sep 2024 -7,342 14,360 7,018
Oct 2024 -6,438 13,710 7,272
Nov 2024 -5,530 13,060 7,530
Dec 2024 -4,619 12,410 7,791
Jan 2025 -3,703 11,760 8,057
Feb 2025 -2,783 11,110 8,327
Mar 2025 -1,859 10,460 8,601
Apr 2025 -932 9,810 8,878
May 2025 0 9,160 9,160
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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