$67,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Aug 2017 (7 years, 6 months remaining)
Months
(7 years)
%

$16,325 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$44,002
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$67,800
Monthly Installment
$682.86 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,340 (30% of Car Price)
1st Installment
$682.86
Total Upfront Payment
$21,047.86

Loan Details

Total Loan
$47,460 Information
Total Interest
$9,900 Information
Total Sum Paid
$57,360 at the end of 7 years (84 months)

Other Car Financial Details

COE
$44,002 Information
ARF Paid
$16,325 Information
PARF Rebate
You get back $8,163 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$7,944 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2020 -47,010 44,879 -2,132
Mar 2020 -46,557 44,512 -2,046
Apr 2020 -46,102 44,145 -1,957
May 2020 -45,644 43,779 -1,865
Jun 2020 -45,183 43,412 -1,771
Jul 2020 -44,719 43,045 -1,674
Aug 2020 -44,252 42,678 -1,574
Sep 2020 -43,783 42,312 -1,471
Oct 2020 -43,311 41,945 -1,366
Nov 2020 -42,836 41,578 -1,258
Dec 2020 -42,358 41,212 -1,147
Jan 2021 -41,878 40,845 -1,033
End Of Year 1 of Loan
Feb 2021 -41,395 40,478 -916
Mar 2021 -40,909 40,112 -797
Apr 2021 -40,420 39,745 -675
May 2021 -39,929 39,378 -550
Jun 2021 -39,434 39,012 -423
Jul 2021 -38,937 38,645 -292
Aug 2021 -38,437 38,278 -159
Sep 2021 -37,935 37,912 -23
Oct 2021 -37,429 37,545 115
Nov 2021 -36,921 37,178 257
Dec 2021 -36,410 36,812 401
Jan 2022 -35,897 36,445 548
End Of Year 2 of Loan
Feb 2022 -35,380 36,078 698
Mar 2022 -34,861 35,711 851
Apr 2022 -34,339 35,345 1,006
May 2022 -33,814 34,978 1,164
Jun 2022 -33,287 34,611 1,325
Jul 2022 -32,756 34,245 1,488
Aug 2022 -32,223 33,062 839
Sep 2022 -31,687 32,695 1,008
Oct 2022 -31,149 32,328 1,180
Nov 2022 -30,607 31,962 1,355
Dec 2022 -30,063 31,595 1,532
Jan 2023 -29,516 31,228 1,712
End Of Year 3 of Loan
Feb 2023 -28,966 30,862 1,895
Mar 2023 -28,414 30,495 2,081
Apr 2023 -27,858 30,128 2,270
May 2023 -27,300 29,762 2,461
Jun 2023 -26,740 29,395 2,655
Jul 2023 -26,176 29,028 2,852
Aug 2023 -25,610 27,845 2,236
Sep 2023 -25,040 27,479 2,438
Oct 2023 -24,468 27,112 2,644
Nov 2023 -23,894 26,745 2,852
Dec 2023 -23,316 26,379 3,062
Jan 2024 -22,736 26,012 3,276
End Of Year 4 of Loan
Feb 2024 -22,153 25,645 3,492
Mar 2024 -21,567 25,279 3,711
Apr 2024 -20,979 24,912 3,933
May 2024 -20,387 24,545 4,158
Jun 2024 -19,793 24,179 4,385
Jul 2024 -19,196 23,812 4,616
Aug 2024 -18,597 22,629 4,032
Sep 2024 -17,994 22,262 4,268
Oct 2024 -17,389 21,896 4,507
Nov 2024 -16,781 21,529 4,748
Dec 2024 -16,170 21,162 4,992
Jan 2025 -15,557 20,796 5,239
End Of Year 5 of Loan
Feb 2025 -14,940 20,429 5,488
Mar 2025 -14,321 20,062 5,741
Apr 2025 -13,699 19,695 5,996
May 2025 -13,075 19,329 6,254
Jun 2025 -12,447 18,962 6,515
Jul 2025 -11,817 18,595 6,778
Aug 2025 -11,184 17,412 6,228
Sep 2025 -10,549 17,046 6,497
Oct 2025 -9,910 16,679 6,769
Nov 2025 -9,269 16,312 7,044
Dec 2025 -8,625 15,946 7,321
Jan 2026 -7,978 15,579 7,601
End Of Year 6 of Loan
Feb 2026 -7,328 15,212 7,884
Mar 2026 -6,676 14,846 8,170
Apr 2026 -6,021 14,479 8,458
May 2026 -5,363 14,112 8,749
Jun 2026 -4,702 13,746 9,043
Jul 2026 -4,039 13,379 9,340
Aug 2026 -3,373 12,196 8,823
Sep 2026 -2,704 11,829 9,126
Oct 2026 -2,032 11,463 9,431
Nov 2026 -1,357 11,096 9,739
Dec 2026 -680 10,729 10,049
Jan 2027 0 10,363 10,363
Feb 2027 0 9,996 9,996
Mar 2027 0 9,629 9,629
Apr 2027 0 9,263 9,263
May 2027 0 8,896 8,896
Jun 2027 0 8,529 8,529
Jul 2027 0 8,163 8,163
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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