$67,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Aug 2017 (7 years, 10 months remaining)
Months
(7 years)
%

$16,325 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$44,002
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$67,800
Monthly Installment
$682.86 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,340 (30% of Car Price)
1st Installment
$682.86
Total Upfront Payment
$21,047.86

Loan Details

Total Loan
$47,460 Information
Total Interest
$9,900 Information
Total Sum Paid
$57,360 at the end of 7 years (84 months)

Other Car Financial Details

COE
$44,002 Information
ARF Paid
$16,325 Information
PARF Rebate
You get back $8,163 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$7,576 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2019 -47,010 46,345 -665
Nov 2019 -46,557 45,979 -579
Dec 2019 -46,102 45,612 -490
Jan 2020 -45,644 45,245 -398
Feb 2020 -45,183 44,879 -304
Mar 2020 -44,719 44,512 -207
Apr 2020 -44,252 44,145 -107
May 2020 -43,783 43,779 -5
Jun 2020 -43,311 43,412 101
Jul 2020 -42,836 43,045 209
Aug 2020 -42,358 42,678 320
Sep 2020 -41,878 42,312 434
End Of Year 1 of Loan
Oct 2020 -41,395 41,945 550
Nov 2020 -40,909 41,578 670
Dec 2020 -40,420 41,212 792
Jan 2021 -39,929 40,845 916
Feb 2021 -39,434 40,478 1,044
Mar 2021 -38,937 40,112 1,174
Apr 2021 -38,437 39,745 1,308
May 2021 -37,935 39,378 1,443
Jun 2021 -37,429 39,012 1,582
Jul 2021 -36,921 38,645 1,724
Aug 2021 -36,410 38,278 1,868
Sep 2021 -35,897 37,912 2,015
End Of Year 2 of Loan
Oct 2021 -35,380 37,545 2,165
Nov 2021 -34,861 37,178 2,317
Dec 2021 -34,339 36,812 2,473
Jan 2022 -33,814 36,445 2,631
Feb 2022 -33,287 36,078 2,792
Mar 2022 -32,756 35,711 2,955
Apr 2022 -32,223 35,345 3,122
May 2022 -31,687 34,978 3,291
Jun 2022 -31,149 34,611 3,463
Jul 2022 -30,607 34,245 3,638
Aug 2022 -30,063 33,062 2,999
Sep 2022 -29,516 32,695 3,179
End Of Year 3 of Loan
Oct 2022 -28,966 32,328 3,362
Nov 2022 -28,414 31,962 3,548
Dec 2022 -27,858 31,595 3,737
Jan 2023 -27,300 31,228 3,928
Feb 2023 -26,740 30,862 4,122
Mar 2023 -26,176 30,495 4,319
Apr 2023 -25,610 30,128 4,519
May 2023 -25,040 29,762 4,721
Jun 2023 -24,468 29,395 4,927
Jul 2023 -23,894 29,028 5,135
Aug 2023 -23,316 27,845 4,529
Sep 2023 -22,736 27,479 4,743
End Of Year 4 of Loan
Oct 2023 -22,153 27,112 4,959
Nov 2023 -21,567 26,745 5,178
Dec 2023 -20,979 26,379 5,400
Jan 2024 -20,387 26,012 5,625
Feb 2024 -19,793 25,645 5,852
Mar 2024 -19,196 25,279 6,082
Apr 2024 -18,597 24,912 6,315
May 2024 -17,994 24,545 6,551
Jun 2024 -17,389 24,179 6,790
Jul 2024 -16,781 23,812 7,031
Aug 2024 -16,170 22,629 6,459
Sep 2024 -15,557 22,262 6,706
End Of Year 5 of Loan
Oct 2024 -14,940 21,896 6,955
Nov 2024 -14,321 21,529 7,208
Dec 2024 -13,699 21,162 7,463
Jan 2025 -13,075 20,796 7,721
Feb 2025 -12,447 20,429 7,981
Mar 2025 -11,817 20,062 8,245
Apr 2025 -11,184 19,695 8,511
May 2025 -10,549 19,329 8,780
Jun 2025 -9,910 18,962 9,052
Jul 2025 -9,269 18,595 9,327
Aug 2025 -8,625 17,412 8,788
Sep 2025 -7,978 17,046 9,068
End Of Year 6 of Loan
Oct 2025 -7,328 16,679 9,351
Nov 2025 -6,676 16,312 9,636
Dec 2025 -6,021 15,946 9,925
Jan 2026 -5,363 15,579 10,216
Feb 2026 -4,702 15,212 10,510
Mar 2026 -4,039 14,846 10,807
Apr 2026 -3,373 14,479 11,106
May 2026 -2,704 14,112 11,409
Jun 2026 -2,032 13,746 11,714
Jul 2026 -1,357 13,379 12,022
Aug 2026 -680 12,196 11,516
Sep 2026 0 11,829 11,829
Oct 2026 0 11,463 11,463
Nov 2026 0 11,096 11,096
Dec 2026 0 10,729 10,729
Jan 2027 0 10,363 10,363
Feb 2027 0 9,996 9,996
Mar 2027 0 9,629 9,629
Apr 2027 0 9,263 9,263
May 2027 0 8,896 8,896
Jun 2027 0 8,529 8,529
Jul 2027 0 8,163 8,163
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make