$99,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
11 Jun 2014 (4 years, 9 months remaining)
Months
(4 years, 9 months )
%

$36,547 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$67,344
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$99,800
Monthly Installment
$1,199.23 /month for 4 years, 9 months (57 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$29,940 (30% of Car Price)
1st Installment
$1,199.23
Total Upfront Payment
$31,164.23

Loan Details

Total Loan
$69,860 Information
Total Interest
$8,476 Information
Total Sum Paid
$78,336 at the end of 4 years, 9 months (57 months)

Other Car Financial Details

COE
$67,344 Information
ARF Paid
$43,166 Information
PARF Rebate
You get back $21,583 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$16,525 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2019 -58,973 57,010 -1,963
Nov 2019 -58,061 56,449 -1,612
Dec 2019 -57,144 55,888 -1,256
Jan 2020 -56,221 55,327 -895
Feb 2020 -55,294 54,765 -529
Mar 2020 -54,361 54,204 -157
Apr 2020 -53,424 53,643 219
May 2020 -52,481 53,082 601
Jun 2020 -51,533 52,521 988
Jul 2020 -50,580 50,132 -448
Aug 2020 -49,622 49,571 -51
Sep 2020 -48,658 49,010 351
End Of Year 1 of Loan
Oct 2020 -47,690 48,448 759
Nov 2020 -46,716 47,887 1,171
Dec 2020 -45,737 47,326 1,589
Jan 2021 -44,753 46,765 2,011
Feb 2021 -43,764 46,204 2,439
Mar 2021 -42,770 45,642 2,872
Apr 2021 -41,771 45,081 3,310
May 2021 -40,767 44,520 3,753
Jun 2021 -39,757 43,959 4,202
Jul 2021 -38,743 41,570 2,828
Aug 2021 -37,723 41,009 3,286
Sep 2021 -36,698 40,448 3,750
End Of Year 2 of Loan
Oct 2021 -35,668 39,887 4,219
Nov 2021 -34,633 39,325 4,693
Dec 2021 -33,592 38,764 5,172
Jan 2022 -32,547 38,203 5,656
Feb 2022 -31,497 37,642 6,145
Mar 2022 -30,441 37,081 6,640
Apr 2022 -29,380 36,519 7,139
May 2022 -28,314 35,958 7,644
Jun 2022 -27,243 35,397 8,154
Jul 2022 -26,167 33,008 6,841
Aug 2022 -25,086 32,447 7,362
Sep 2022 -23,999 31,886 7,887
End Of Year 3 of Loan
Oct 2022 -22,908 31,325 8,417
Nov 2022 -21,811 30,764 8,953
Dec 2022 -20,709 30,202 9,493
Jan 2023 -19,602 29,641 10,039
Feb 2023 -18,490 29,080 10,590
Mar 2023 -17,373 28,519 11,146
Apr 2023 -16,251 27,958 11,707
May 2023 -15,123 27,396 12,273
Jun 2023 -13,991 26,835 12,844
Jul 2023 -12,853 24,447 11,594
Aug 2023 -11,710 23,886 12,175
Sep 2023 -10,562 23,324 12,762
End Of Year 4 of Loan
Oct 2023 -9,409 22,763 13,354
Nov 2023 -8,251 22,202 13,951
Dec 2023 -7,088 21,641 14,553
Jan 2024 -5,919 21,080 15,160
Feb 2024 -4,746 20,518 15,773
Mar 2024 -3,567 19,957 16,390
Apr 2024 -2,383 19,396 17,013
May 2024 -1,194 18,835 17,641
Jun 2024 0 18,274 18,274
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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