$99,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
11 Jun 2014 (4 years, 5 months remaining)
Months
(4 years, 5 months )
%

$36,547 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$67,344
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$99,800
Monthly Installment
$1,278.51 /month for 4 years, 5 months (53 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$29,940 (30% of Car Price)
1st Installment
$1,278.51
Total Upfront Payment
$31,243.51

Loan Details

Total Loan
$69,860 Information
Total Interest
$7,881 Information
Total Sum Paid
$77,741 at the end of 4 years, 5 months (53 months)

Other Car Financial Details

COE
$67,344 Information
ARF Paid
$43,166 Information
PARF Rebate
You get back $21,583 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$17,910 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2020 -58,893 54,765 -4,128
Mar 2020 -57,901 54,204 -3,697
Apr 2020 -56,904 53,643 -3,261
May 2020 -55,900 53,082 -2,819
Jun 2020 -54,892 52,521 -2,371
Jul 2020 -53,878 50,132 -3,746
Aug 2020 -52,858 49,571 -3,287
Sep 2020 -51,833 49,010 -2,823
Oct 2020 -50,802 48,448 -2,354
Nov 2020 -49,766 47,887 -1,879
Dec 2020 -48,724 47,326 -1,398
Jan 2021 -47,677 46,765 -912
End Of Year 1 of Loan
Feb 2021 -46,624 46,204 -421
Mar 2021 -45,566 45,642 76
Apr 2021 -44,502 45,081 579
May 2021 -43,433 44,520 1,087
Jun 2021 -42,358 43,959 1,600
Jul 2021 -41,278 41,570 292
Aug 2021 -40,193 41,009 816
Sep 2021 -39,101 40,448 1,347
Oct 2021 -38,004 39,887 1,882
Nov 2021 -36,902 39,325 2,423
Dec 2021 -35,794 38,764 2,970
Jan 2022 -34,681 38,203 3,522
End Of Year 2 of Loan
Feb 2022 -33,562 37,642 4,079
Mar 2022 -32,438 37,081 4,643
Apr 2022 -31,308 36,519 5,211
May 2022 -30,173 35,958 5,785
Jun 2022 -29,032 35,397 6,365
Jul 2022 -27,886 33,008 5,123
Aug 2022 -26,734 32,447 5,713
Sep 2022 -25,577 31,886 6,309
Oct 2022 -24,414 31,325 6,911
Nov 2022 -23,245 30,764 7,518
Dec 2022 -22,071 30,202 8,131
Jan 2023 -20,892 29,641 8,749
End Of Year 3 of Loan
Feb 2023 -19,707 29,080 9,373
Mar 2023 -18,517 28,519 10,002
Apr 2023 -17,321 27,958 10,637
May 2023 -16,119 27,396 11,277
Jun 2023 -14,913 26,835 11,923
Jul 2023 -13,700 24,447 10,747
Aug 2023 -12,482 23,886 11,403
Sep 2023 -11,259 23,324 12,066
Oct 2023 -10,030 22,763 12,733
Nov 2023 -8,795 22,202 13,407
Dec 2023 -7,555 21,641 14,085
Jan 2024 -6,310 21,080 14,770
End Of Year 4 of Loan
Feb 2024 -5,059 20,518 15,459
Mar 2024 -3,802 19,957 16,155
Apr 2024 -2,541 19,396 16,855
May 2024 -1,273 18,835 17,562
Jun 2024 0 18,274 18,274
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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