$14,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
15 May 2009 (1 years, 2 months remaining)
Months
(1 years, 2 months )
%

$18,475 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$7,589
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$14,800
Monthly Installment
$765.73 /month for 1 years, 2 months (14 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$4,440 (30% of Car Price)
1st Installment
$765.73
Total Upfront Payment
$5,230.73

Loan Details

Total Loan
$10,360 Information
Total Interest
$360 Information
Total Sum Paid
$10,720 at the end of 1 years, 2 months (14 months)

Other Car Financial Details

COE
$7,589 Information
ARF Paid
$18,475 Information
PARF Rebate
You get back $9,238 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -9,642 10,983 1,341
Aug 2020 -8,921 10,920 1,999
Sep 2020 -8,197 9,933 1,737
Oct 2020 -7,469 9,870 2,401
Nov 2020 -6,737 9,807 3,069
Dec 2020 -6,002 9,743 3,741
Jan 2021 -5,264 9,680 4,416
Feb 2021 -4,522 9,617 5,095
Mar 2021 -3,777 9,554 5,777
Apr 2021 -3,029 9,490 6,462
May 2021 -2,277 9,427 7,151
Jun 2021 -1,521 9,364 7,843
End Of Year 1 of Loan
Jul 2021 -762 9,301 8,538
Aug 2021 0 9,238 9,238
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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