$84,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
4 Apr 2016 (5 years, 8 months remaining)
Months
(5 years, 8 months )
%

$17,684 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$46,502
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$84,800
Monthly Installment
$1,020.35 /month for 5 years, 8 months (68 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$25,440 (30% of Car Price)
1st Installment
$1,020.35
Total Upfront Payment
$26,485.35

Loan Details

Total Loan
$59,360 Information
Total Interest
$10,024 Information
Total Sum Paid
$69,384 at the end of 5 years, 8 months (68 months)

Other Car Financial Details

COE
$46,502 Information
ARF Paid
$17,684 Information
PARF Rebate
You get back $8,842 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$13,414 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2020 -58,630 39,227 -19,404
Oct 2020 -57,896 38,839 -19,057
Nov 2020 -57,158 38,452 -18,706
Dec 2020 -56,415 38,064 -18,351
Jan 2021 -55,668 37,677 -17,992
Feb 2021 -54,917 37,289 -17,628
Mar 2021 -54,162 36,902 -17,260
Apr 2021 -53,402 36,514 -16,888
May 2021 -52,638 35,242 -17,396
Jun 2021 -51,870 34,855 -17,015
Jul 2021 -51,097 34,467 -16,630
Aug 2021 -50,320 34,080 -16,241
End Of Year 1 of Loan
Sep 2021 -49,539 33,692 -15,847
Oct 2021 -48,754 33,305 -15,449
Nov 2021 -47,964 32,917 -15,047
Dec 2021 -47,170 32,530 -14,641
Jan 2022 -46,372 32,142 -14,230
Feb 2022 -45,570 31,755 -13,815
Mar 2022 -44,763 31,367 -13,396
Apr 2022 -43,952 30,980 -12,973
May 2022 -43,137 29,708 -13,429
Jun 2022 -42,317 29,320 -12,997
Jul 2022 -41,494 28,933 -12,561
Aug 2022 -40,665 28,545 -12,120
End Of Year 2 of Loan
Sep 2022 -39,833 28,158 -11,675
Oct 2022 -38,996 27,770 -11,226
Nov 2022 -38,156 27,383 -10,773
Dec 2022 -37,310 26,995 -10,315
Jan 2023 -36,461 26,608 -9,853
Feb 2023 -35,607 26,220 -9,387
Mar 2023 -34,749 25,833 -8,917
Apr 2023 -33,887 25,445 -8,442
May 2023 -33,020 24,173 -8,847
Jun 2023 -32,150 23,786 -8,364
Jul 2023 -31,275 23,398 -7,876
Aug 2023 -30,395 23,011 -7,384
End Of Year 3 of Loan
Sep 2023 -29,512 22,623 -6,888
Oct 2023 -28,624 22,236 -6,388
Nov 2023 -27,732 21,848 -5,883
Dec 2023 -26,835 21,461 -5,374
Jan 2024 -25,934 21,073 -4,861
Feb 2024 -25,029 20,686 -4,344
Mar 2024 -24,120 20,298 -3,822
Apr 2024 -23,207 19,911 -3,296
May 2024 -22,289 18,639 -3,650
Jun 2024 -21,367 18,252 -3,115
Jul 2024 -20,440 17,864 -2,576
Aug 2024 -19,510 17,477 -2,033
End Of Year 4 of Loan
Sep 2024 -18,575 17,089 -1,486
Oct 2024 -17,636 16,702 -934
Nov 2024 -16,692 16,314 -378
Dec 2024 -15,745 15,926 182
Jan 2025 -14,793 15,539 746
Feb 2025 -13,836 15,151 1,315
Mar 2025 -12,876 14,764 1,888
Apr 2025 -11,911 14,376 2,465
May 2025 -10,942 13,105 2,163
Jun 2025 -9,969 12,717 2,749
Jul 2025 -8,991 12,330 3,339
Aug 2025 -8,009 11,942 3,933
End Of Year 5 of Loan
Sep 2025 -7,023 11,555 4,532
Oct 2025 -6,032 11,167 5,135
Nov 2025 -5,038 10,780 5,742
Dec 2025 -4,039 10,392 6,353
Jan 2026 -3,035 10,005 6,969
Feb 2026 -2,028 9,617 7,589
Mar 2026 -1,016 9,230 8,213
Apr 2026 0 8,842 8,842
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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