Honda Jazz 1.3 L (A)

$38,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

10 Apr 2012 (1 years, 2 months remaining)

Loan Term

Months

(1 years, 2 months )

Interest Rate

OMV:

$19,656 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$56,501

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $38,800
Monthly Installment: $2,007.45 /month for 1 years, 2 months (14 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $11,640 (30% of Car Price)
1st Installment: $2,007.45
Total Upfront Payment: $13,672.45

Loan Details

Total Loan: $27,160
Total Interest: $944
Total Sum Paid: $28,104 at the end of 1 years, 2 months (14 months)

Other Car Financial Details

COE: $56,501
ARF Paid: $19,656
PARF Rebate: You get back $9,828 at the end of 10th year (PARF Rebate)
Annual Depreciation: $26,082

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Mar	2021	13,647	26,097	818	-25,278	10,811	6,121	16,932	-8,347
2.	Apr	2021	15,655	24,089	701	-23,388	10,811	5,650	16,461	-6,927
3.	May	2021	17,662	22,082	594	-21,488	9,828	5,179	15,007	-6,481
4.	Jun	2021	19,670	20,074	495	-19,580	9,828	4,708	14,536	-5,043
5.	Jul	2021	21,677	18,067	405	-17,662	9,828	4,238	14,066	-3,597
6.	Aug	2021	23,685	16,060	324	-15,736	9,828	3,767	13,595	-2,141
7.	Sep	2021	25,692	14,052	252	-13,800	9,828	3,296	13,124	-676
8.	Oct	2021	27,700	12,045	189	-11,856	9,828	2,825	12,653	797	Break Even
9.	Nov	2021	29,707	10,037	135	-9,902	9,828	2,354	12,182	2,280
10.	Dec	2021	31,714	8,030	90	-7,940	9,828	1,883	11,711	3,772
11.	Jan	2022	33,722	6,022	54	-5,968	9,828	1,413	11,241	5,272
12.	Feb	2022	35,729	4,015	27	-3,988	9,828	942	10,770	6,782
End Of Year 1 of Loan
13.	Mar	2022	37,737	2,007	9	-1,998	9,828	471	10,299	8,300
14.	Apr	2022	39,744	0	0	0	9,828	0	9,828	9,828	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar	2021	-25,278	16,932	-8,347
Apr	2021	-23,388	16,461	-6,927
May	2021	-21,488	15,007	-6,481
Jun	2021	-19,580	14,536	-5,043
Jul	2021	-17,662	14,066	-3,597
Aug	2021	-15,736	13,595	-2,141
Sep	2021	-13,800	13,124	-676
Oct	2021	-11,856	12,653	797
Nov	2021	-9,902	12,182	2,280
Dec	2021	-7,940	11,711	3,772
Jan	2022	-5,968	11,241	5,272
Feb	2022	-3,988	10,770	6,782
End Of Year 1 of Loan
Mar	2022	-1,998	10,299	8,300
Apr	2022	0	9,828	9,828

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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