$74,800


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
18 Sep 2015 (6 years, 8 months remaining)
Months
(6 years, 8 months )
%

$27,587 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$57,089
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$74,800
Monthly Installment
$672.45 /month for 6 years, 8 months (80 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$22,440 (30% of Car Price)
1st Installment
$672.45
Total Upfront Payment
$23,137.45

Loan Details

Total Loan
$52,360 Information
Total Interest
$8,916 Information
Total Sum Paid
$61,276 at the end of 6 years, 8 months (80 months)

Other Car Financial Details

COE
$57,089 Information
ARF Paid
$30,622 Information
PARF Rebate
You get back $15,311 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,921 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2019 -44,428 58,274 13,846
Mar 2019 -43,973 57,798 13,825
Apr 2019 -43,515 57,322 13,808
May 2019 -43,054 56,847 13,792
Jun 2019 -42,591 56,371 13,780
Jul 2019 -42,125 55,895 13,770
Aug 2019 -41,656 55,419 13,763
Sep 2019 -41,185 54,944 13,759
Oct 2019 -40,710 54,468 13,758
Nov 2019 -40,233 53,992 13,759
Dec 2019 -39,753 53,516 13,763
Jan 2020 -39,271 53,041 13,770
End Of Year 1 of Loan
Feb 2020 -38,785 52,565 13,779
Mar 2020 -38,297 52,089 13,792
Apr 2020 -37,807 51,613 13,807
May 2020 -37,313 51,138 13,825
Jun 2020 -36,817 50,662 13,845
Jul 2020 -36,318 50,186 13,869
Aug 2020 -35,816 49,710 13,895
Sep 2020 -35,311 49,235 13,924
Oct 2020 -34,804 47,380 12,576
Nov 2020 -34,294 46,904 12,610
Dec 2020 -33,781 46,428 12,647
Jan 2021 -33,265 45,952 12,687
End Of Year 2 of Loan
Feb 2021 -32,747 45,477 12,730
Mar 2021 -32,226 45,001 12,775
Apr 2021 -31,702 44,525 12,823
May 2021 -31,175 44,049 12,874
Jun 2021 -30,646 43,574 12,928
Jul 2021 -30,114 43,098 12,984
Aug 2021 -29,579 42,622 13,043
Sep 2021 -29,041 42,147 13,105
Oct 2021 -28,501 40,291 11,790
Nov 2021 -27,958 39,816 11,858
Dec 2021 -27,412 39,340 11,928
Jan 2022 -26,864 38,864 12,001
End Of Year 3 of Loan
Feb 2022 -26,312 38,388 12,076
Mar 2022 -25,758 37,913 12,155
Apr 2022 -25,201 37,437 12,236
May 2022 -24,642 36,961 12,320
Jun 2022 -24,079 36,485 12,406
Jul 2022 -23,514 36,010 12,496
Aug 2022 -22,946 35,534 12,588
Sep 2022 -22,376 35,058 12,683
Oct 2022 -21,802 33,203 11,401
Nov 2022 -21,226 32,727 11,501
Dec 2022 -20,647 32,252 11,605
Jan 2023 -20,065 31,776 11,710
End Of Year 4 of Loan
Feb 2023 -19,481 31,300 11,819
Mar 2023 -18,894 30,824 11,931
Apr 2023 -18,304 30,349 12,045
May 2023 -17,711 29,873 12,162
Jun 2023 -17,116 29,397 12,281
Jul 2023 -16,518 28,921 12,404
Aug 2023 -15,917 28,446 12,529
Sep 2023 -15,313 27,970 12,657
Oct 2023 -14,707 26,115 11,408
Nov 2023 -14,098 25,639 11,541
Dec 2023 -13,486 25,163 11,678
Jan 2024 -12,871 24,688 11,817
End Of Year 5 of Loan
Feb 2024 -12,254 24,212 11,958
Mar 2024 -11,634 23,736 12,103
Apr 2024 -11,011 23,260 12,250
May 2024 -10,385 22,785 12,400
Jun 2024 -9,757 22,309 12,552
Jul 2024 -9,125 21,833 12,708
Aug 2024 -8,491 21,357 12,866
Sep 2024 -7,855 20,882 13,027
Oct 2024 -7,215 19,027 11,811
Nov 2024 -6,573 18,551 11,978
Dec 2024 -5,928 18,075 12,147
Jan 2025 -5,281 17,599 12,319
End Of Year 6 of Loan
Feb 2025 -4,630 17,124 12,494
Mar 2025 -3,977 16,648 12,671
Apr 2025 -3,321 16,172 12,851
May 2025 -2,662 15,696 13,034
Jun 2025 -2,001 15,221 13,220
Jul 2025 -1,337 14,745 13,408
Aug 2025 -670 14,269 13,600
Sep 2025 0 13,794 13,794
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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