$72,500


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
17 Dec 2015 (6 years, 10 months remaining)
Months
(6 years, 10 months )
%

$18,454 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$59,200
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$72,500
Monthly Installment
$744.93 /month for 6 years, 10 months (82 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$21,750 (30% of Car Price)
1st Installment
$744.93
Total Upfront Payment
$22,519.93

Loan Details

Total Loan
$50,750 Information
Total Interest
$10,334 Information
Total Sum Paid
$61,084 at the end of 6 years, 10 months (82 months)

Other Car Financial Details

COE
$59,200 Information
ARF Paid
$18,454 Information
PARF Rebate
You get back $9,227 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,272 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2019 -50,254 53,801 3,546
Apr 2019 -49,755 53,307 3,552
May 2019 -49,253 52,814 3,561
Jun 2019 -48,748 52,321 3,572
Jul 2019 -48,240 51,827 3,587
Aug 2019 -47,729 51,334 3,605
Sep 2019 -47,215 50,841 3,626
Oct 2019 -46,698 50,347 3,649
Nov 2019 -46,177 49,854 3,676
Dec 2019 -45,654 49,361 3,706
Jan 2020 -45,128 48,867 3,739
Feb 2020 -44,599 48,374 3,775
End Of Year 1 of Loan
Mar 2020 -44,066 47,881 3,814
Apr 2020 -43,531 47,387 3,856
May 2020 -42,992 46,894 3,901
Jun 2020 -42,451 46,401 3,949
Jul 2020 -41,907 45,907 4,001
Aug 2020 -41,359 45,414 4,055
Sep 2020 -40,808 44,921 4,112
Oct 2020 -40,255 44,427 4,172
Nov 2020 -39,698 43,934 4,236
Dec 2020 -39,138 43,441 4,302
Jan 2021 -38,576 42,024 3,449
Feb 2021 -38,010 41,531 3,521
End Of Year 2 of Loan
Mar 2021 -37,441 41,038 3,597
Apr 2021 -36,869 40,544 3,675
May 2021 -36,294 40,051 3,757
Jun 2021 -35,717 39,558 3,841
Jul 2021 -35,136 39,064 3,929
Aug 2021 -34,552 38,571 4,019
Sep 2021 -33,965 38,078 4,113
Oct 2021 -33,375 37,584 4,210
Nov 2021 -32,782 37,091 4,310
Dec 2021 -32,185 36,598 4,412
Jan 2022 -31,586 35,182 3,596
Feb 2022 -30,984 34,688 3,704
End Of Year 3 of Loan
Mar 2022 -30,379 34,195 3,816
Apr 2022 -29,771 33,702 3,931
May 2022 -29,159 33,208 4,049
Jun 2022 -28,545 32,715 4,170
Jul 2022 -27,927 32,222 4,294
Aug 2022 -27,307 31,728 4,421
Sep 2022 -26,684 31,235 4,552
Oct 2022 -26,057 30,742 4,685
Nov 2022 -25,428 30,248 4,821
Dec 2022 -24,795 29,755 4,960
Jan 2023 -24,159 28,339 4,180
Feb 2023 -23,521 27,846 4,325
End Of Year 4 of Loan
Mar 2023 -22,879 27,352 4,473
Apr 2023 -22,234 26,859 4,625
May 2023 -21,587 26,366 4,779
Jun 2023 -20,936 25,872 4,937
Jul 2023 -20,282 25,379 5,097
Aug 2023 -19,625 24,886 5,261
Sep 2023 -18,965 24,392 5,427
Oct 2023 -18,302 23,899 5,597
Nov 2023 -17,636 23,406 5,769
Dec 2023 -16,967 22,912 5,945
Jan 2024 -16,295 21,496 5,201
Feb 2024 -15,620 21,003 5,383
End Of Year 5 of Loan
Mar 2024 -14,942 20,510 5,568
Apr 2024 -14,261 20,016 5,755
May 2024 -13,577 19,523 5,946
Jun 2024 -12,889 19,030 6,140
Jul 2024 -12,199 18,536 6,337
Aug 2024 -11,506 18,043 6,537
Sep 2024 -10,810 17,550 6,740
Oct 2024 -10,110 17,056 6,946
Nov 2024 -9,408 16,563 7,155
Dec 2024 -8,702 16,070 7,367
Jan 2025 -7,994 14,654 6,660
Feb 2025 -7,282 14,160 6,878
End Of Year 6 of Loan
Mar 2025 -6,568 13,667 7,099
Apr 2025 -5,850 13,174 7,324
May 2025 -5,129 12,680 7,551
Jun 2025 -4,406 12,187 7,781
Jul 2025 -3,679 11,694 8,015
Aug 2025 -2,949 11,200 8,251
Sep 2025 -2,217 10,707 8,490
Oct 2025 -1,481 10,214 8,733
Nov 2025 -742 9,720 8,978
Dec 2025 0 9,227 9,227
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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