$72,500


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
17 Dec 2015 (6 years, 8 months remaining)
Months
(6 years, 8 months )
%

$18,454 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$59,200
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$72,500
Monthly Installment
$760.40 /month for 6 years, 8 months (80 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$21,750 (30% of Car Price)
1st Installment
$760.40
Total Upfront Payment
$22,535.40

Loan Details

Total Loan
$50,750 Information
Total Interest
$10,082 Information
Total Sum Paid
$60,832 at the end of 6 years, 8 months (80 months)

Other Car Financial Details

COE
$59,200 Information
ARF Paid
$18,454 Information
PARF Rebate
You get back $9,227 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,505 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2019 -50,239 52,814 2,575
Jun 2019 -49,724 52,321 2,597
Jul 2019 -49,206 51,827 2,621
Aug 2019 -48,685 51,334 2,648
Sep 2019 -48,162 50,841 2,679
Oct 2019 -47,635 50,347 2,713
Nov 2019 -47,104 49,854 2,749
Dec 2019 -46,571 49,361 2,789
Jan 2020 -46,035 48,867 2,832
Feb 2020 -45,495 48,374 2,878
Mar 2020 -44,953 47,881 2,928
Apr 2020 -44,407 47,387 2,980
End Of Year 1 of Loan
May 2020 -43,858 46,894 3,036
Jun 2020 -43,306 46,401 3,094
Jul 2020 -42,751 45,907 3,156
Aug 2020 -42,193 45,414 3,221
Sep 2020 -41,632 44,921 3,288
Oct 2020 -41,068 44,427 3,360
Nov 2020 -40,500 43,934 3,434
Dec 2020 -39,930 43,441 3,511
Jan 2021 -39,356 42,024 2,669
Feb 2021 -38,779 41,531 2,752
Mar 2021 -38,199 41,038 2,839
Apr 2021 -37,616 40,544 2,928
End Of Year 2 of Loan
May 2021 -37,030 40,051 3,021
Jun 2021 -36,441 39,558 3,117
Jul 2021 -35,848 39,064 3,216
Aug 2021 -35,253 38,571 3,318
Sep 2021 -34,654 38,078 3,423
Oct 2021 -34,053 37,584 3,532
Nov 2021 -33,448 37,091 3,643
Dec 2021 -32,840 36,598 3,758
Jan 2022 -32,229 35,182 2,953
Feb 2022 -31,615 34,688 3,074
Mar 2022 -30,997 34,195 3,198
Apr 2022 -30,377 33,702 3,325
End Of Year 3 of Loan
May 2022 -29,754 33,208 3,455
Jun 2022 -29,127 32,715 3,588
Jul 2022 -28,497 32,222 3,724
Aug 2022 -27,864 31,728 3,864
Sep 2022 -27,229 31,235 4,007
Oct 2022 -26,589 30,742 4,152
Nov 2022 -25,947 30,248 4,301
Dec 2022 -25,302 29,755 4,453
Jan 2023 -24,654 28,339 3,685
Feb 2023 -24,002 27,846 3,844
Mar 2023 -23,348 27,352 4,005
Apr 2023 -22,690 26,859 4,169
End Of Year 4 of Loan
May 2023 -22,029 26,366 4,337
Jun 2023 -21,365 25,872 4,507
Jul 2023 -20,698 25,379 4,681
Aug 2023 -20,028 24,886 4,858
Sep 2023 -19,355 24,392 5,038
Oct 2023 -18,678 23,899 5,221
Nov 2023 -17,999 23,406 5,407
Dec 2023 -17,316 22,912 5,596
Jan 2024 -16,630 21,496 4,866
Feb 2024 -15,942 21,003 5,061
Mar 2024 -15,250 20,510 5,260
Apr 2024 -14,555 20,016 5,462
End Of Year 5 of Loan
May 2024 -13,856 19,523 5,667
Jun 2024 -13,155 19,030 5,875
Jul 2024 -12,451 18,536 6,086
Aug 2024 -11,743 18,043 6,300
Sep 2024 -11,033 17,550 6,517
Oct 2024 -10,319 17,056 6,737
Nov 2024 -9,602 16,563 6,961
Dec 2024 -8,882 16,070 7,188
Jan 2025 -8,159 14,654 6,495
Feb 2025 -7,433 14,160 6,727
Mar 2025 -6,704 13,667 6,963
Apr 2025 -5,971 13,174 7,202
End Of Year 6 of Loan
May 2025 -5,236 12,680 7,445
Jun 2025 -4,497 12,187 7,690
Jul 2025 -3,755 11,694 7,938
Aug 2025 -3,010 11,200 8,190
Sep 2025 -2,263 10,707 8,444
Oct 2025 -1,511 10,214 8,702
Nov 2025 -757 9,720 8,963
Dec 2025 0 9,227 9,227
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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