$46,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
25 May 2006 (6 years, 7 months remaining)
Months
(6 years, 7 months )
%

$46,048
COE Car  

Results

Financial Commitment

Car Price
$46,800
Monthly Installment
$425.18 /month for 6 years, 7 months (79 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$14,040 (30% of Car Price)
1st Installment
$425.18
Total Upfront Payment
$14,490.18

Loan Details

Total Loan
$32,760 Information
Total Interest
$5,509 Information
Total Sum Paid
$38,269 at the end of 6 years, 7 months (79 months)

Other Car Financial Details

COE
$46,048 Information
ARF Paid
$23,268 Information
PARF Rebate
You get back $11,634 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$7,165 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2019 -27,793 29,931 2,139
Dec 2019 -27,503 29,547 2,044
Jan 2020 -27,212 29,164 1,951
Feb 2020 -26,920 28,780 1,860
Mar 2020 -26,625 28,396 1,771
Apr 2020 -26,329 28,013 1,683
May 2020 -26,031 27,629 1,598
Jun 2020 -25,732 27,245 1,514
Jul 2020 -25,430 26,861 1,431
Aug 2020 -25,127 26,478 1,351
Sep 2020 -24,822 26,094 1,272
Oct 2020 -24,515 25,710 1,195
End Of Year 1 of Loan
Nov 2020 -24,207 25,326 1,119
Dec 2020 -23,897 24,943 1,046
Jan 2021 -23,585 24,559 974
Feb 2021 -23,272 24,175 904
Mar 2021 -22,956 23,791 835
Apr 2021 -22,639 23,408 769
May 2021 -22,320 23,024 704
Jun 2021 -22,000 22,640 641
Jul 2021 -21,677 22,257 579
Aug 2021 -21,353 21,873 519
Sep 2021 -21,027 21,489 462
Oct 2021 -20,700 21,105 405
End Of Year 2 of Loan
Nov 2021 -20,371 20,722 351
Dec 2021 -20,040 20,338 298
Jan 2022 -19,707 19,954 247
Feb 2022 -19,372 19,570 198
Mar 2022 -19,036 19,187 151
Apr 2022 -18,698 18,803 105
May 2022 -18,358 18,419 61
Jun 2022 -18,017 18,035 19
Jul 2022 -17,674 17,652 -22
Aug 2022 -17,329 17,268 -61
Sep 2022 -16,982 16,884 -98
Oct 2022 -16,633 16,501 -133
End Of Year 3 of Loan
Nov 2022 -16,283 16,117 -166
Dec 2022 -15,931 15,733 -198
Jan 2023 -15,577 15,349 -228
Feb 2023 -15,222 14,966 -256
Mar 2023 -14,865 14,582 -283
Apr 2023 -14,506 14,198 -308
May 2023 -14,145 13,814 -331
Jun 2023 -13,783 13,431 -352
Jul 2023 -13,419 13,047 -372
Aug 2023 -13,053 12,663 -390
Sep 2023 -12,685 12,279 -406
Oct 2023 -12,316 11,896 -420
End Of Year 4 of Loan
Nov 2023 -11,945 11,512 -433
Dec 2023 -11,572 11,128 -443
Jan 2024 -11,197 10,745 -453
Feb 2024 -10,821 10,361 -460
Mar 2024 -10,443 9,977 -466
Apr 2024 -10,063 9,593 -469
May 2024 -9,681 9,210 -472
Jun 2024 -9,298 8,826 -472
Jul 2024 -8,913 8,442 -471
Aug 2024 -8,526 8,058 -468
Sep 2024 -8,137 7,675 -463
Oct 2024 -7,747 7,291 -456
End Of Year 5 of Loan
Nov 2024 -7,355 6,907 -448
Dec 2024 -6,961 6,523 -438
Jan 2025 -6,566 6,140 -426
Feb 2025 -6,168 5,756 -412
Mar 2025 -5,769 5,372 -397
Apr 2025 -5,369 4,989 -380
May 2025 -4,966 4,605 -361
Jun 2025 -4,562 4,221 -341
Jul 2025 -4,156 3,837 -319
Aug 2025 -3,748 3,454 -295
Sep 2025 -3,339 3,070 -269
Oct 2025 -2,927 2,686 -241
End Of Year 6 of Loan
Nov 2025 -2,514 2,302 -212
Dec 2025 -2,100 1,919 -181
Jan 2026 -1,683 1,535 -148
Feb 2026 -1,265 1,151 -114
Mar 2026 -845 767 -78
Apr 2026 -423 384 -40
May 2026 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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