$46,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
25 May 2006 (5 years, 11 months remaining)
Months
(5 years, 11 months )
%

$46,048
COE Car  

Results

Financial Commitment

Car Price
$46,800
Monthly Installment
$465.22 /month for 5 years, 11 months (71 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$14,040 (30% of Car Price)
1st Installment
$465.22
Total Upfront Payment
$14,530.22

Loan Details

Total Loan
$32,760 Information
Total Interest
$4,951 Information
Total Sum Paid
$37,711 at the end of 5 years, 11 months (71 months)

Other Car Financial Details

COE
$46,048 Information
ARF Paid
$23,268 Information
PARF Rebate
You get back $11,634 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$7,931 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -27,752 26,861 -891
Aug 2020 -27,423 26,478 -945
Sep 2020 -27,091 26,094 -997
Oct 2020 -26,758 25,710 -1,047
Nov 2020 -26,422 25,326 -1,096
Dec 2020 -26,085 24,943 -1,142
Jan 2021 -25,745 24,559 -1,187
Feb 2021 -25,404 24,175 -1,229
Mar 2021 -25,061 23,791 -1,270
Apr 2021 -24,716 23,408 -1,308
May 2021 -24,369 23,024 -1,345
Jun 2021 -24,020 22,640 -1,380
End Of Year 1 of Loan
Jul 2021 -23,669 22,257 -1,412
Aug 2021 -23,316 21,873 -1,443
Sep 2021 -22,961 21,489 -1,472
Oct 2021 -22,604 21,105 -1,499
Nov 2021 -22,246 20,722 -1,524
Dec 2021 -21,885 20,338 -1,547
Jan 2022 -21,523 19,954 -1,568
Feb 2022 -21,158 19,570 -1,588
Mar 2022 -20,792 19,187 -1,605
Apr 2022 -20,423 18,803 -1,620
May 2022 -20,053 18,419 -1,634
Jun 2022 -19,681 18,035 -1,645
End Of Year 2 of Loan
Jul 2022 -19,306 17,652 -1,655
Aug 2022 -18,930 17,268 -1,662
Sep 2022 -18,552 16,884 -1,668
Oct 2022 -18,172 16,501 -1,672
Nov 2022 -17,790 16,117 -1,674
Dec 2022 -17,406 15,733 -1,673
Jan 2023 -17,021 15,349 -1,671
Feb 2023 -16,633 14,966 -1,667
Mar 2023 -16,243 14,582 -1,661
Apr 2023 -15,852 14,198 -1,653
May 2023 -15,458 13,814 -1,644
Jun 2023 -15,063 13,431 -1,632
End Of Year 3 of Loan
Jul 2023 -14,665 13,047 -1,618
Aug 2023 -14,266 12,663 -1,603
Sep 2023 -13,864 12,279 -1,585
Oct 2023 -13,461 11,896 -1,565
Nov 2023 -13,056 11,512 -1,544
Dec 2023 -12,649 11,128 -1,521
Jan 2024 -12,240 10,745 -1,495
Feb 2024 -11,829 10,361 -1,468
Mar 2024 -11,416 9,977 -1,439
Apr 2024 -11,001 9,593 -1,408
May 2024 -10,584 9,210 -1,375
Jun 2024 -10,166 8,826 -1,340
End Of Year 4 of Loan
Jul 2024 -9,745 8,442 -1,303
Aug 2024 -9,322 8,058 -1,264
Sep 2024 -8,898 7,675 -1,223
Oct 2024 -8,471 7,291 -1,180
Nov 2024 -8,043 6,907 -1,136
Dec 2024 -7,612 6,523 -1,089
Jan 2025 -7,180 6,140 -1,040
Feb 2025 -6,746 5,756 -990
Mar 2025 -6,310 5,372 -937
Apr 2025 -5,872 4,989 -883
May 2025 -5,432 4,605 -827
Jun 2025 -4,990 4,221 -769
End Of Year 5 of Loan
Jul 2025 -4,546 3,837 -708
Aug 2025 -4,100 3,454 -646
Sep 2025 -3,652 3,070 -582
Oct 2025 -3,202 2,686 -516
Nov 2025 -2,751 2,302 -448
Dec 2025 -2,297 1,919 -378
Jan 2026 -1,842 1,535 -307
Feb 2026 -1,384 1,151 -233
Mar 2026 -925 767 -157
Apr 2026 -463 384 -80
May 2026 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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