$71,699


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Dec 2016 (8 years, 1 months remaining)
Months
(7 years)
%

$21,469 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$49,751
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$71,699
Monthly Installment
$618.97 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$21,510 (30% of Car Price)
1st Installment
$618.97
Total Upfront Payment
$22,153.67

Loan Details

Total Loan
$50,189 Information
Total Interest
$8,974 Information
Total Sum Paid
$59,163 at the end of 7 years (84 months)

Other Car Financial Details

COE
$49,751 Information
ARF Paid
$22,057 Information
PARF Rebate
You get back $11,028 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$7,468 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2018 -42,612 55,903 13,291
Jan 2019 -42,201 55,488 13,287
Feb 2019 -41,788 55,073 13,285
Mar 2019 -41,373 54,659 13,286
Apr 2019 -40,955 54,244 13,289
May 2019 -40,535 53,830 13,295
Jun 2019 -40,112 53,415 13,303
Jul 2019 -39,686 53,000 13,314
Aug 2019 -39,259 52,586 13,327
Sep 2019 -38,828 52,171 13,343
Oct 2019 -38,395 51,757 13,361
Nov 2019 -37,960 51,342 13,382
End Of Year 1 of Loan
Dec 2019 -37,522 50,927 13,406
Jan 2020 -37,081 50,513 13,432
Feb 2020 -36,638 50,098 13,460
Mar 2020 -36,193 49,684 13,491
Apr 2020 -35,745 49,269 13,524
May 2020 -35,294 48,854 13,560
Jun 2020 -34,841 48,440 13,599
Jul 2020 -34,385 48,025 13,640
Aug 2020 -33,927 47,611 13,683
Sep 2020 -33,467 47,196 13,729
Oct 2020 -33,004 46,782 13,778
Nov 2020 -32,538 46,367 13,829
End Of Year 2 of Loan
Dec 2020 -32,070 45,952 13,883
Jan 2021 -31,599 45,538 13,939
Feb 2021 -31,126 45,123 13,997
Mar 2021 -30,650 44,709 14,058
Apr 2021 -30,172 44,294 14,122
May 2021 -29,691 43,879 14,188
Jun 2021 -29,208 43,465 14,257
Jul 2021 -28,722 43,050 14,328
Aug 2021 -28,234 42,636 14,401
Sep 2021 -27,743 42,221 14,478
Oct 2021 -27,250 41,806 14,556
Nov 2021 -26,754 41,392 14,638
End Of Year 3 of Loan
Dec 2021 -26,256 40,977 14,721
Jan 2022 -25,755 39,489 13,734
Feb 2022 -25,252 39,075 13,823
Mar 2022 -24,746 38,660 13,914
Apr 2022 -24,238 38,245 14,008
May 2022 -23,727 37,831 14,104
Jun 2022 -23,213 37,416 14,203
Jul 2022 -22,697 37,002 14,304
Aug 2022 -22,179 36,587 14,408
Sep 2022 -21,658 36,172 14,514
Oct 2022 -21,135 35,758 14,623
Nov 2022 -20,609 35,343 14,735
End Of Year 4 of Loan
Dec 2022 -20,080 34,929 14,848
Jan 2023 -19,549 33,441 13,891
Feb 2023 -19,016 33,026 14,010
Mar 2023 -18,480 32,611 14,132
Apr 2023 -17,941 32,197 14,256
May 2023 -17,400 31,782 14,382
Jun 2023 -16,857 31,368 14,511
Jul 2023 -16,311 30,953 14,643
Aug 2023 -15,762 30,539 14,777
Sep 2023 -15,211 30,124 14,913
Oct 2023 -14,657 29,709 15,052
Nov 2023 -14,101 29,295 15,194
End Of Year 5 of Loan
Dec 2023 -13,542 28,880 15,338
Jan 2024 -12,981 27,392 14,411
Feb 2024 -12,418 26,978 14,560
Mar 2024 -11,851 26,563 14,711
Apr 2024 -11,283 26,148 14,866
May 2024 -10,712 25,734 15,022
Jun 2024 -10,138 25,319 15,181
Jul 2024 -9,562 24,905 15,343
Aug 2024 -8,983 24,490 15,507
Sep 2024 -8,402 24,075 15,674
Oct 2024 -7,818 23,661 15,843
Nov 2024 -7,232 23,246 16,015
End Of Year 6 of Loan
Dec 2024 -6,643 22,832 16,189
Jan 2025 -6,051 21,344 15,292
Feb 2025 -5,458 20,929 15,471
Mar 2025 -4,861 20,514 15,653
Apr 2025 -4,262 20,100 15,837
May 2025 -3,661 19,685 16,024
Jun 2025 -3,057 19,271 16,213
Jul 2025 -2,451 18,856 16,405
Aug 2025 -1,842 18,441 16,600
Sep 2025 -1,230 18,027 16,796
Oct 2025 -616 17,612 16,996
Nov 2025 0 17,198 17,198
Dec 2025 0 16,783 16,783
Jan 2026 0 15,295 15,295
Feb 2026 0 14,880 14,880
Mar 2026 0 14,466 14,466
Apr 2026 0 14,051 14,051
May 2026 0 13,637 13,637
Jun 2026 0 13,222 13,222
Jul 2026 0 12,807 12,807
Aug 2026 0 12,393 12,393
Sep 2026 0 11,978 11,978
Oct 2026 0 11,564 11,564
Nov 2026 0 11,149 11,149
Dec 2026 0 10,735 10,735
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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