$51,899

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
5 Jun 2014 (4 years remaining)
Months
(4 years)
%

$20,925 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$60,002
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$51,899
Monthly Installment
$726.07 /month for 4 years (48 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$15,570 (30% of Car Price)
1st Installment
$726.07
Total Upfront Payment
$16,320.77

Loan Details

Total Loan
$36,329 Information
Total Interest
$3,712 Information
Total Sum Paid
$40,041 at the end of 4 years (48 months)

Other Car Financial Details

COE
$60,002 Information
ARF Paid
$21,295 Information
PARF Rebate
You get back $10,648 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,296 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -30,565 37,102 6,537
Aug 2020 -29,987 36,602 6,615
Sep 2020 -29,406 36,102 6,696
Oct 2020 -28,822 35,602 6,780
Nov 2020 -28,235 35,102 6,867
Dec 2020 -27,645 34,602 6,957
Jan 2021 -27,051 34,102 7,051
Feb 2021 -26,455 33,602 7,147
Mar 2021 -25,855 33,102 7,247
Apr 2021 -25,252 32,602 7,350
May 2021 -24,646 32,102 7,456
Jun 2021 -24,036 31,602 7,566
End Of Year 1 of Loan
Jul 2021 -23,424 30,056 6,632
Aug 2021 -22,808 29,556 6,747
Sep 2021 -22,190 29,056 6,866
Oct 2021 -21,568 28,556 6,988
Nov 2021 -20,943 28,056 7,113
Dec 2021 -20,314 27,556 7,241
Jan 2022 -19,683 27,055 7,373
Feb 2022 -19,048 26,555 7,507
Mar 2022 -18,411 26,055 7,645
Apr 2022 -17,770 25,555 7,786
May 2022 -17,126 25,055 7,930
Jun 2022 -16,479 24,555 8,077
End Of Year 2 of Loan
Jul 2022 -15,828 23,009 7,181
Aug 2022 -15,175 22,509 7,334
Sep 2022 -14,518 22,009 7,491
Oct 2022 -13,859 21,509 7,651
Nov 2022 -13,196 21,009 7,813
Dec 2022 -12,529 20,509 7,980
Jan 2023 -11,860 20,009 8,149
Feb 2023 -11,188 19,509 8,321
Mar 2023 -10,512 19,009 8,497
Apr 2023 -9,834 18,509 8,675
May 2023 -9,152 18,009 8,857
Jun 2023 -8,467 17,509 9,042
End Of Year 3 of Loan
Jul 2023 -7,778 15,963 8,184
Aug 2023 -7,087 15,463 8,376
Sep 2023 -6,393 14,963 8,570
Oct 2023 -5,695 14,463 8,768
Nov 2023 -4,994 13,963 8,969
Dec 2023 -4,290 13,463 9,172
Jan 2024 -3,583 12,963 9,380
Feb 2024 -2,873 12,463 9,590
Mar 2024 -2,159 11,963 9,803
Apr 2024 -1,443 11,463 10,020
May 2024 -723 10,963 10,240
Jun 2024 0 10,463 10,463
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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