$41,500


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
12 Feb 2014 (4 years, 10 months remaining)
Months
(4 years, 10 months )
%

$27,386 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$33,006
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$41,500
Monthly Installment
$491.15 /month for 4 years, 10 months (58 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$12,450 (30% of Car Price)
1st Installment
$491.15
Total Upfront Payment
$12,966.15

Loan Details

Total Loan
$29,050 Information
Total Interest
$3,586 Information
Total Sum Paid
$32,636 at the end of 4 years, 10 months (58 months)

Other Car Financial Details

COE
$33,006 Information
ARF Paid
$30,340 Information
PARF Rebate
You get back $15,170 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$5,584 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2019 -24,530 34,848 10,318
Jul 2019 -24,159 34,573 10,414
Aug 2019 -23,785 34,298 10,513
Sep 2019 -23,409 34,023 10,614
Oct 2019 -23,031 33,748 10,717
Nov 2019 -22,651 33,473 10,822
Dec 2019 -22,269 33,198 10,929
Jan 2020 -21,885 32,923 11,038
Feb 2020 -21,498 32,648 11,149
Mar 2020 -21,110 32,373 11,263
Apr 2020 -20,719 30,728 10,009
May 2020 -20,327 30,453 10,126
End Of Year 1 of Loan
Jun 2020 -19,932 30,178 10,246
Jul 2020 -19,535 29,903 10,368
Aug 2020 -19,136 29,628 10,492
Sep 2020 -18,735 29,353 10,618
Oct 2020 -18,332 29,078 10,746
Nov 2020 -17,927 28,803 10,876
Dec 2020 -17,520 28,528 11,008
Jan 2021 -17,110 28,253 11,142
Feb 2021 -16,699 27,978 11,279
Mar 2021 -16,285 27,703 11,417
Apr 2021 -15,870 26,058 10,189
May 2021 -15,452 25,783 10,332
End Of Year 2 of Loan
Jun 2021 -15,032 25,508 10,476
Jul 2021 -14,610 25,233 10,623
Aug 2021 -14,186 24,958 10,772
Sep 2021 -13,760 24,683 10,923
Oct 2021 -13,331 24,408 11,077
Nov 2021 -12,901 24,133 11,232
Dec 2021 -12,469 23,858 11,389
Jan 2022 -12,034 23,583 11,549
Feb 2022 -11,597 23,308 11,710
Mar 2022 -11,159 23,033 11,874
Apr 2022 -10,718 21,388 10,671
May 2022 -10,275 21,113 10,839
End Of Year 3 of Loan
Jun 2022 -9,830 20,838 11,008
Jul 2022 -9,383 20,563 11,181
Aug 2022 -8,934 20,288 11,355
Sep 2022 -8,482 20,013 11,531
Oct 2022 -8,029 19,738 11,709
Nov 2022 -7,573 19,463 11,890
Dec 2022 -7,116 19,188 12,072
Jan 2023 -6,656 18,913 12,257
Feb 2023 -6,194 18,638 12,444
Mar 2023 -5,730 18,363 12,633
Apr 2023 -5,264 16,719 11,454
May 2023 -4,796 16,444 11,647
End Of Year 4 of Loan
Jun 2023 -4,326 16,168 11,842
Jul 2023 -3,854 15,893 12,040
Aug 2023 -3,379 15,618 12,239
Sep 2023 -2,903 15,343 12,440
Oct 2023 -2,424 15,068 12,644
Nov 2023 -1,944 14,793 12,850
Dec 2023 -1,461 14,518 13,057
Jan 2024 -976 14,243 13,267
Feb 2024 -489 13,968 13,479
Mar 2024 0 13,693 13,693
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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