$88,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Sep 2018 (7 years, 7 months remaining)
Months
(7 years)
%

$36,269
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$14,698
Commercial  

Results

Financial Commitment

Car Price
$88,800
Monthly Installment
$766.60 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$35,520 (40% of Car Price)
1st Installment
$766.60
Total Upfront Payment
$36,311.60

Loan Details

Total Loan
$53,280 Information
Total Interest
$11,114 Information
Total Sum Paid
$64,394 at the end of 7 years (84 months)

Other Car Financial Details

COE
$14,698 Information
ARF Paid
$42,777 Information
PARF Rebate
You get back $21,388 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,727 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2021 -52,775 11,024 -41,751
Apr 2021 -52,267 10,901 -41,366
May 2021 -51,755 10,779 -40,977
Jun 2021 -51,241 10,656 -40,585
Jul 2021 -50,723 10,534 -40,190
Aug 2021 -50,203 10,411 -39,792
Sep 2021 -49,679 10,289 -39,390
Oct 2021 -49,152 10,166 -38,986
Nov 2021 -48,622 10,044 -38,579
Dec 2021 -48,089 9,921 -38,168
Jan 2022 -47,553 9,799 -37,754
Feb 2022 -47,013 9,676 -37,337
End Of Year 1 of Loan
Mar 2022 -46,471 9,554 -36,917
Apr 2022 -45,925 9,431 -36,494
May 2022 -45,377 9,309 -36,068
Jun 2022 -44,825 9,186 -35,639
Jul 2022 -44,270 9,064 -35,206
Aug 2022 -43,712 8,941 -34,771
Sep 2022 -43,151 8,819 -34,332
Oct 2022 -42,587 8,696 -33,890
Nov 2022 -42,019 8,574 -33,446
Dec 2022 -41,449 8,451 -32,998
Jan 2023 -40,875 8,329 -32,546
Feb 2023 -40,299 8,206 -32,092
End Of Year 2 of Loan
Mar 2023 -39,719 8,084 -31,635
Apr 2023 -39,136 7,961 -31,175
May 2023 -38,550 7,839 -30,711
Jun 2023 -37,961 7,716 -30,244
Jul 2023 -37,369 7,594 -29,775
Aug 2023 -36,773 7,471 -29,302
Sep 2023 -36,175 7,349 -28,826
Oct 2023 -35,573 7,227 -28,347
Nov 2023 -34,968 7,104 -27,864
Dec 2023 -34,361 6,982 -27,379
Jan 2024 -33,750 6,859 -26,891
Feb 2024 -33,136 6,737 -26,399
End Of Year 3 of Loan
Mar 2024 -32,518 6,614 -25,904
Apr 2024 -31,898 6,492 -25,406
May 2024 -31,275 6,369 -24,906
Jun 2024 -30,648 6,247 -24,402
Jul 2024 -30,019 6,124 -23,894
Aug 2024 -29,386 6,002 -23,384
Sep 2024 -28,750 5,879 -22,871
Oct 2024 -28,111 5,757 -22,354
Nov 2024 -27,469 5,634 -21,835
Dec 2024 -26,824 5,512 -21,312
Jan 2025 -26,176 5,389 -20,786
Feb 2025 -25,524 5,267 -20,257
End Of Year 4 of Loan
Mar 2025 -24,870 5,144 -19,725
Apr 2025 -24,212 5,022 -19,190
May 2025 -23,551 4,899 -18,652
Jun 2025 -22,887 4,777 -18,110
Jul 2025 -22,220 4,654 -17,566
Aug 2025 -21,550 4,532 -17,018
Sep 2025 -20,877 4,409 -16,468
Oct 2025 -20,201 4,287 -15,914
Nov 2025 -19,521 4,164 -15,357
Dec 2025 -18,839 4,042 -14,797
Jan 2026 -18,153 3,919 -14,234
Feb 2026 -17,464 3,797 -13,667
End Of Year 5 of Loan
Mar 2026 -16,772 3,675 -13,098
Apr 2026 -16,078 3,552 -12,525
May 2026 -15,379 3,430 -11,950
Jun 2026 -14,678 3,307 -11,371
Jul 2026 -13,974 3,185 -10,789
Aug 2026 -13,266 3,062 -10,204
Sep 2026 -12,556 2,940 -9,616
Oct 2026 -11,842 2,817 -9,025
Nov 2026 -11,125 2,695 -8,431
Dec 2026 -10,405 2,572 -7,833
Jan 2027 -9,682 2,450 -7,233
Feb 2027 -8,956 2,327 -6,629
End Of Year 6 of Loan
Mar 2027 -8,227 2,205 -6,022
Apr 2027 -7,495 2,082 -5,413
May 2027 -6,759 1,960 -4,800
Jun 2027 -6,021 1,837 -4,183
Jul 2027 -5,279 1,715 -3,564
Aug 2027 -4,534 1,592 -2,942
Sep 2027 -3,786 1,470 -2,316
Oct 2027 -3,035 1,347 -1,688
Nov 2027 -2,281 1,225 -1,056
Dec 2027 -1,524 1,102 -422
Jan 2028 -763 980 216
Feb 2028 0 857 857
Mar 2028 0 735 735
Apr 2028 0 612 612
May 2028 0 490 490
Jun 2028 0 367 367
Jul 2028 0 245 245
Aug 2028 0 122 122
Sep 2028 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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