$49,699


Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Jun 2012 (3 years, 7 months remaining)
Months
(3 years, 7 months )
%

$26,995 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$59,003
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$49,699
Monthly Installment
$767.53 /month for 3 years, 7 months (43 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$14,910 (30% of Car Price)
1st Installment
$767.53
Total Upfront Payment
$15,702.23

Loan Details

Total Loan
$34,789 Information
Total Interest
$3,184 Information
Total Sum Paid
$37,974 at the end of 3 years, 7 months (43 months)

Other Car Financial Details

COE
$59,003 Information
ARF Paid
$26,995 Information
PARF Rebate
You get back $13,498 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,007 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2018 -29,197 38,198 9,001
Jan 2019 -28,570 37,706 9,136
Feb 2019 -27,941 37,214 9,273
Mar 2019 -27,308 36,723 9,415
Apr 2019 -26,672 36,231 9,559
May 2019 -26,032 35,739 9,707
Jun 2019 -25,389 35,248 9,858
Jul 2019 -24,743 33,406 8,663
Aug 2019 -24,093 32,915 8,821
Sep 2019 -23,440 32,423 8,983
Oct 2019 -22,784 31,931 9,148
Nov 2019 -22,124 31,439 9,316
End Of Year 1 of Loan
Dec 2019 -21,461 30,948 9,487
Jan 2020 -20,794 30,456 9,662
Feb 2020 -20,124 29,964 9,840
Mar 2020 -19,451 29,473 10,022
Apr 2020 -18,774 28,981 10,207
May 2020 -18,094 28,489 10,395
Jun 2020 -17,411 27,998 10,587
Jul 2020 -16,724 26,156 9,432
Aug 2020 -16,034 25,664 9,630
Sep 2020 -15,341 25,173 9,832
Oct 2020 -14,644 24,681 10,037
Nov 2020 -13,943 24,189 10,246
End Of Year 2 of Loan
Dec 2020 -13,240 23,698 10,458
Jan 2021 -12,533 23,206 10,673
Feb 2021 -11,823 22,714 10,892
Mar 2021 -11,109 22,223 11,114
Apr 2021 -10,392 21,731 11,339
May 2021 -9,672 21,239 11,568
Jun 2021 -8,948 20,748 11,800
Jul 2021 -8,221 18,906 10,685
Aug 2021 -7,490 18,414 10,924
Sep 2021 -6,756 17,923 11,166
Oct 2021 -6,019 17,431 11,412
Nov 2021 -5,278 16,939 11,661
End Of Year 3 of Loan
Dec 2021 -4,534 16,448 11,913
Jan 2022 -3,787 15,956 12,169
Feb 2022 -3,036 15,464 12,428
Mar 2022 -2,282 14,973 12,690
Apr 2022 -1,525 14,481 12,956
May 2022 -764 13,989 13,225
Jun 2022 0 13,498 13,498
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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