Mercedes-Benz C-Class C180K (A)

$28,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

27 Aug 2009 (1 years, 8 months remaining)

Loan Term

Months

(1 years, 8 months )

Interest Rate

OMV:

$36,987 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $28,800
Monthly Installment: $906.91 /month for 1 years, 8 months (20 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $8,640 (30% of Car Price)
1st Installment: $906.91
Total Upfront Payment: $9,571.91

Loan Details

Total Loan: $20,160
Total Interest: $858
Total Sum Paid: $21,018 at the end of 1 years, 8 months (20 months)

Other Car Financial Details

COE: $0
ARF Paid: $36,987
PARF Rebate: You get back $18,494 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	May	2021	9,547	17,231	777	-16,455	20,343	0	20,343	3,888	Break Even
2.	Jun	2021	10,454	16,324	699	-15,626	20,343	0	20,343	4,717
3.	Jul	2021	11,361	15,418	625	-14,792	20,343	0	20,343	5,551
4.	Aug	2021	12,268	14,511	556	-13,955	20,343	0	20,343	6,388
5.	Sep	2021	13,175	13,604	490	-13,113	20,343	0	20,343	7,230
6.	Oct	2021	14,081	12,697	429	-12,268	20,343	0	20,343	8,075
7.	Nov	2021	14,988	11,790	372	-11,418	20,343	0	20,343	8,925
8.	Dec	2021	15,895	10,883	319	-10,564	20,343	0	20,343	9,779
9.	Jan	2022	16,802	9,976	270	-9,706	18,494	0	18,494	8,787
10.	Feb	2022	17,709	9,069	225	-8,844	18,494	0	18,494	9,649
11.	Mar	2022	18,616	8,162	184	-7,978	18,494	0	18,494	10,515
12.	Apr	2022	19,523	7,255	147	-7,108	18,494	0	18,494	11,385
End Of Year 1 of Loan
13.	May	2022	20,430	6,348	114	-6,234	18,494	0	18,494	12,260
14.	Jun	2022	21,337	5,441	86	-5,356	18,494	0	18,494	13,138
15.	Jul	2022	22,244	4,535	61	-4,473	18,494	0	18,494	14,020
16.	Aug	2022	23,151	3,628	41	-3,587	18,494	0	18,494	14,907
17.	Sep	2022	24,058	2,721	25	-2,696	18,494	0	18,494	15,797
18.	Oct	2022	24,964	1,814	12	-1,802	18,494	0	18,494	16,692
19.	Nov	2022	25,871	907	4	-903	18,494	0	18,494	17,591
20.	Dec	2022	26,778	0	0	0	18,494	0	18,494	18,494	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May	2021	-16,455	20,343	3,888
Jun	2021	-15,626	20,343	4,717
Jul	2021	-14,792	20,343	5,551
Aug	2021	-13,955	20,343	6,388
Sep	2021	-13,113	20,343	7,230
Oct	2021	-12,268	20,343	8,075
Nov	2021	-11,418	20,343	8,925
Dec	2021	-10,564	20,343	9,779
Jan	2022	-9,706	18,494	8,787
Feb	2022	-8,844	18,494	9,649
Mar	2022	-7,978	18,494	10,515
Apr	2022	-7,108	18,494	11,385
End Of Year 1 of Loan
May	2022	-6,234	18,494	12,260
Jun	2022	-5,356	18,494	13,138
Jul	2022	-4,473	18,494	14,020
Aug	2022	-3,587	18,494	14,907
Sep	2022	-2,696	18,494	15,797
Oct	2022	-1,802	18,494	16,692
Nov	2022	-903	18,494	17,591
Dec	2022	0	18,494	18,494

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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