$69,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
13 Mar 2009 (1 years, 10 months remaining)
Months
(1 years, 10 months )
%

$47,041 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
-
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$69,800
Monthly Installment
$2,007.64 /month for 1 years, 10 months (22 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,940 (30% of Car Price)
1st Installment
$2,007.64
Total Upfront Payment
$22,972.64

Loan Details

Total Loan
$48,860 Information
Total Interest
$2,288 Information
Total Sum Paid
$51,148 at the end of 1 years, 10 months (22 months)

Other Car Financial Details

COE
$0 Information
ARF Paid
$47,041 Information
PARF Rebate
You get back $23,521 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$6,980 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan 2022 -40,071 25,873 -14,199
Feb 2022 -38,254 25,873 -12,381
Mar 2022 -36,427 25,873 -10,554
Apr 2022 -34,591 25,873 -8,718
May 2022 -32,746 25,873 -6,874
Jun 2022 -30,892 25,873 -5,020
Jul 2022 -29,029 25,873 -3,157
Aug 2022 -27,157 25,873 -1,285
Sep 2022 -25,276 25,873 596
Oct 2022 -23,386 25,873 2,486
Nov 2022 -21,487 23,521 2,033
Dec 2022 -19,579 23,521 3,942
End Of Year 1 of Loan
Jan 2023 -17,662 23,521 5,859
Feb 2023 -15,736 23,521 7,785
Mar 2023 -13,800 23,521 9,720
Apr 2023 -11,856 23,521 11,665
May 2023 -9,903 23,521 13,618
Jun 2023 -7,940 23,521 15,580
Jul 2023 -5,969 23,521 17,552
Aug 2023 -3,988 23,521 19,532
Sep 2023 -1,999 23,521 21,522
Oct 2023 0 23,521 23,521
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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